Student Loans in Madison, WI

Looking to lower your student loan interest rates in Madison, WI? Refinancing lets you combine your loans into one easy payment with rates that fit your budget. Compare local offers to find flexible plans that work for you and your future.

Madison students and families trust local lenders for personalized refinancing options. Whether you’re finishing school or starting your career, exploring competitive rates here can save you money and stress. Take a moment to compare and make your student loan payments more manageable.

NewRefinance

Filters

Lender
APR
Term
Link
Info
capitalcu
3.98 - 4.17 %
∞
navyfederal
4.2 - 4.52 %
∞
dcu
4.75 - 10.5 %
15 Yrs
∞
dupaco
5 - 11.43 %
∞
cafcu
5.15 - 9.4 %
∞
uwcu
5.29 - 7.9 %
15 Yrs
∞
affinityplus
6.74 - 7.74 %
15 Yrs
∞
mayocreditunion
7.39 - 7.73 %
∞
firsttechfed
8.6 - 9.25 %
15 Yrs
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Capital's Fixed Student Loan has a 2.09% APR today, unchanged from 7 and 30 days ago and down from 2.64% 30 days ago. The Variable Student Loan is at 3.46% APR, also unchanged from 7 and 30 days ago and slightly lower than 3.48% 30 days ago. For refinancing, the Fixed Student Loan rate is 3.98% APR, steady from 7 days ago but down from 4.39% 60 days ago, while the Variable Student Loan refinance rate is 4.17% APR, unchanged Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. University Of Wisconsin's Variable Rate Family loan has a 5.29% APR today, down from 7 days ago when it ranged from 5.38% to 6.38% . The Undergraduate Fixed Rate loan is 6.73% to 7.44% APR today, unchanged from 7 and 30 days ago.

Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days. Mayo Employees's Private Student Loans with fixed rates at 7.39% APR and variable rates at 7.73% APR, both unchanged from 7 and 30 days ago. Their Student Loan Refinancing loans have the same fixed and variable rates, also steady compared to 30 days ago.

First Technology's Fixed–Rate Loan for refinancing has a 9.25% APR today. This rate is up from the 8.6% –9.25% range seen 7 and 30 days ago.

🏦 Local Lenders in Madison, WI

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Dane County, WI

✅SUMMIT 67190 CREDIT UNION
✅CONNEXUS CREDIT UNION
✅HEARTLAND 66710 CREDIT UNION
✅AVESTAR CREDIT UNION
✅UNIVERSITY OF WISCONSIN CREDIT UNION
✅STOUGHTON US RUBBER EMPLOYEES CREDIT UNION
✅BLACKHAWK COMMUNITY CREDIT UNION
✅DUPACO COMMUNITY CREDIT UNION
✅WEA CREDIT UNION
✅WINGS FINANCIAL CREDIT UNION
✅TEXARKANA TERMINAL EMPLOYEES FEDERAL CREDIT UNION
✅MINNESOTA CATHOLIC CREDIT UNION
✅MADISON CREDIT UNION
✅LANDMARK 66751 CREDIT UNION
✅MADISON FIRE DEPARTMENT CREDIT UNION

Compare other loan types in Madison, WI

Why compare Student Loans in Madison, WI on LendMesh

If you’re in Madison, WI, looking to refinance your student loans, it pays to explore multiple lenders on LendMesh. Comparing your options helps you uncover better deals and potentially lower interest rates tailored to your needs. Take your time and use our platform to find the most affordable and flexible refinancing options available in your area.

Stay informed effortlessly by subscribing to LendMesh alerts. Just set your ideal interest rate—say 4% or 5%—and we’ll notify you as soon as offers fall below that mark. You’ll receive weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals, helping Madison borrowers like you stay ahead and secure the best refinancing opportunities.

Customers are also interested in:

Student Loan Refinancing Interest Rates