Student Loans in Troy, OH

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Lender
APR
Term
Link
Info
clearviewfcu
3.75 - 12 %
university-credit-union
4.24 - 12.99 %
navyfederal
4.45 - 4.77 %
15 Yrs
dcu
4.75 - 10.5 %
15 Yrs
kemba
6.49 - 8.24 %
15 Yrs
affinityplus
6.74 - 7.74 %
15 Yrs

Looking to lower your student loan payments in Troy, OH? Refinancing lets you compare offers tailored to your needs, giving you more control over your finances and a clearer path forward.

Our local lenders understand the community and offer flexible plans designed to fit your life. Start comparing today and take the first step toward smarter student loan management right here in Troy.

Today’s Student Loan Rates & Analysis - Updated on 2026-OCT-01

Credit Union Loan Rates - Trends & Analysis:

Clearview's Undergraduate Variable Rate Loan has an APR range of 5.24% to 11.25% , unchanged from 60 days ago. The Graduate Fixed Rate Loan ranges from 8.5% to 14.25% APR, also steady compared to 60 days prior. The Refinance Variable Rates start at 3.75% APR and the Fixed Rates begin at 5.49% , both with no change from 30 and 60 days ago. University's Fixed Rate Loan Solution with APRs from 4.74% to 14.74% , unchanged from 7 and 30 days ago. Their Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, Fixed Rates range from 4.24% to 12.99% , and Variable Rates run from 5.49% to 12.49% , both unchanged from 7 and 30 days ago.

Navy Federal Credit Union has a fixed APR of 2.67% that is unchanged from 7 and 30 days ago. Its fixed refinance loan rate is 4.45% , up from 4.2% thirty and sixty days ago but steady from 7 days ago. The variable refinance APR is 4.77% , also up from 4.52% thirty and sixty days ago and unchanged from 7 and 30 days ago. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Loans ranging from 8% to 14.5% . The credit union also has Fixed Rate Student Refinance Loans with APRs between 4.75% and 10.5% , and Variable Rate Student Refinance Loans from 5.75% to 10.5% . All rates are unchanged from 7 and 30 days ago.

Kemba Financial's Variable Rate Undergraduate Loan has a 7.24% APR today, unchanged from 60 days ago. The 10–Year Variable Rate Refinancing Loan shows a 6.49% APR, also unchanged from 60 days ago. The Fixed Rate Undergraduate Loan is at 8.49% APR, steady from 60 days ago, while the 10–Year Fixed Rate Refinancing Loan remains at 6.74% APR with no change from 60 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from 7 and 60 days ago. The Graduate Line of Credit fixed rate is 7.99% APR, steady from 7 and 60 days ago but down from 8.1% ninety days ago. Student Loan Refinance fixed and variable rates range from 6.74% to 7.74% APR, with no change over the past 7 and 60 days.

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If you’re exploring loan refinancing in Troy, OH, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable rates. There’s no rush—just a simple way to find options that truly fit your financial goals without any pressure. Keep browsing and see what offers might work best for your unique situation.

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