Student Loans in Charlotte, NC

Looking for student loans in Charlotte, NC? Compare local offers tailored to your education goals with flexible terms and competitive rates that fit your budget. Whether you're headed to college or trade school, finding the right loan can make all the difference.

Charlotte’s community lenders understand your needs and offer support that goes beyond just financing. Explore options with personalized repayment plans and local benefits designed to help you focus on what matters most—your future success.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
centra
1.95 - 17.64 %
revfcu
1.95 - 17.64 %
marinefederalhb
1.99 - 17.64 %
connexuscu
2.45 - 8.7 %
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.22 %
credithuman
4.25 - 12.99 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Centra's Undergraduate student loan (fixed) has a range of 1.95% to 17.49% APR today, down from 1.99% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) rate is 1.95% to 14.97% APR today, down from 2.89% to 14.97% sixty days ago.

Rev's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 2.19% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.29% to 14.97% thirty days ago and 2.89% to 14.97% sixty days ago. Marine's undergraduate student loan (fixed) has a range of 1.99% to 17.49% APR today, down from 2.19% to 17.49% seven days ago and 2.49% to 17.49% thirty days ago. The career training loan (fixed) is 1.99% to 17.64% APR, down from 2.19% to 17.64% seven days ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

Credit Human's OPAL, Not UCU or UMCU fixed–rate student loans have APRs ranging from 4.25% to 12.74% and 4.5% to 12.99% today. There is no rate history available for comparison over the past 7 or 30 days.

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Why compare Student Loans in Charlotte, NC on LendMesh

If you’re exploring student loan options in Charlotte, NC, taking the time to compare multiple lenders on LendMesh can help you find better deals and lower rates tailored to your needs. By considering a range of offers, you empower yourself to make informed decisions that support your educational goals without settling for the first option that comes along.

Stay ahead of changing rates by subscribing to LendMesh’s personalized alerts. Simply set your ideal rate—whether it’s 4% or 5%—and receive timely notifications when loan offers fall below that threshold. With weekly or monthly updates featuring expert insights and curated deals, Charlotte borrowers like you can confidently navigate the student loan market and secure the best possible terms.

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