Student Loans in Charlotte, NC

Managing your student loans in Charlotte, NC doesn’t have to be stressful. Compare offers from trusted local lenders who understand your unique needs and offer flexible repayment plans designed to fit your budget.

Explore student loan options right here in Charlotte with competitive rates and personalized support. Finding the right loan means more than just borrowing—it’s about investing in your future with confidence and local guidance.

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Filters

Lender
APR
Term
Link
Info
university-credit-union
4.74 - 15 %
allegacy
5.75 - 9.75 %
dcu
6.25 - 14.5 %
affinityplus
6.49 - 13.4 %
20 Yrs
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
bcu
8.1 - 8.25 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier. Allegacy's Share Loan has a fixed APR range of 5.75% to 6.25% , unchanged from 30 and 60 days ago. The College fixed–rate loan is at 7.5% APR, also steady compared to 30 and 60 days prior. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month.

Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

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