Student Loans in Charlotte, NC

Looking for the best federal student loan rates in Charlotte, NC? Compare offers easily to find competitive rates tailored to your needs, so you can focus on what matters most—your education and future.

Local credit unions in Charlotte provide flexible repayment plans and personalized support, helping you manage your loans with confidence. Start comparing today and take a smart step toward funding your college journey.

NewRefinance

Filters

Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
centra
1.95 - 17.64 %
revfcu
1.95 - 17.64 %
marinefederalhb
1.99 - 17.64 %
connexuscu
2.45 - 8.7 %
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.22 %
credithuman
4.25 - 12.99 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Centra's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , unchanged from 7 and 30 days ago but down from 60 days ago. The Undergraduate student loan (fixed) ranges from 1.95% to 17.49% , also unchanged from 7 and 30 days ago and lower than 30 and 60 days ago.

Rev's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 2.19% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.29% to 14.97% thirty days ago and 2.89% to 14.97% sixty days ago. Marine's undergraduate student loan (fixed) has a range of 1.99% to 17.49% APR today, down from 2.19% to 17.49% seven days ago and 2.49% to 17.49% thirty days ago. The career training loan (fixed) is 1.99% to 17.64% APR, down from 2.19% to 17.64% seven days ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, and a variable APR of 6.75% , also steady over the same periods. Undergraduate Student Loans carry the same fixed rate of 2.99% , unchanged from 60 days ago, and a variable rate of 6.75% , which is also unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

Credit Human's OPAL, Not UCU or UMCU fixed–rate student loans have APRs ranging from 4.25% to 12.74% and 4.5% to 12.99% today. There is no rate history available for comparison over the past 7 or 30 days.

🏦 Local Lenders in Charlotte, NC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Mecklenburg County, NC

Compare other loan types in Charlotte, NC

Why compare Student Loans in Charlotte, NC on LendMesh

If you're exploring federal student loan rates in Charlotte, NC, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and lower rates. Our platform makes it easy to review your options side-by-side, so you can choose the loan that fits your financial goals without feeling rushed or pressured.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate—whether it’s 4%, 5%, or another number. You’ll receive timely updates with expert insights, rate trends, and carefully selected loan offers, delivered weekly or monthly to your inbox. Join many Charlotte borrowers who trust LendMesh to stay informed and seize the best opportunities for their education financing.

Customers are also interested in:

Federal Student Loan Rates