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Looking for the best student loans in Raleigh, NC? Compare offers from trusted local lenders that understand your needs and goals. With competitive rates and flexible repayment options, you can find a loan that fits your budget and helps you focus on your education.
Raleigh families deserve loan options that support their future without stress. Explore personalized plans designed for students in the area, with friendly service and resources to guide you every step of the way. Start comparing today and take control of your educational journey.
Today’s Student Loan Rates & Analysis - Updated on 2026-OCT-04
Credit Union Loan Rates - Trends & Analysis:
University's Fixed Rate Loan Solution with APRs from 4.74% to 14.74% , unchanged from 7 and 30 days ago. Their Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, Fixed Rates range from 4.24% to 12.99% , and Variable Rates run from 5.49% to 12.49% , both unchanged from 7 and 30 days ago. Navy Federal Credit Union's fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago. The fixed APR for refinance loans is 4.45% , steady from 7 days ago but up from 30 and 60 days ago. Variable APRs are 6.18% for student loans, up from 6.14% seven and 30 days ago, and 4.81% for refinance loans, up from 4.77% seven days ago and 4.52% thirty and 60 days ago.
Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Loans ranging from 8% to 14.5% . Their Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , while Variable Rate Student Refinance Loans range from 5.75% to 10.5% . Affinity Plus's an Undergraduate Line of Credit with a fixed APR of 6.49% , unchanged from 7 and 60 days ago. The Graduate Line of Credit has a fixed APR of 7.99% , also steady compared to 7 and 60 days ago. The Student Loan Refinance rates start at 7.74% APR for both fixed and variable.