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Looking to lower your student loan rates in Virginia Beach? Refinancing with local credit unions means personalized support and flexible repayment plans tailored just for you. It’s a smart way to save money and manage your loans with a trusted hometown partner.
Compare offers easily and find the best low-interest student loan refinancing options right here in Virginia Beach, VA. Taking control of your debt has never been simpler—start your journey toward financial freedom today with choices that fit your life and goals.
Today’s Student Loan Rates & Analysis - Updated on 2026-OCT-04
Credit Union Loan Rates - Trends & Analysis:
1St Advantage's Fixed Rate Refinance loan has an APR of 3.98% , unchanged from 7 and 30 days ago. The Variable Rate Refinance loan is 4.2% APR today, up from 4.17% thirty days ago but the same as 7 days ago. University's Fixed Rate Loan Solution with APRs from 4.74% to 14.74% , unchanged from 7 and 30 days ago. Their Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, Fixed Rates range from 4.24% to 12.99% , and Variable Rates run from 5.49% to 12.49% , both unchanged from 7 and 30 days ago.
United States Senate's Undergraduate Fixed Rate Loan has an APR range of 4.5% to 13.25% , unchanged from 7 and 30 days ago. The Graduate Variable Rate Loan ranges from 5.75% to 9.75% , also unchanged from a week earlier. For refinancing, the Variable Rates loan APR is 4.25% to 8.25% , steady from both 7 and 30 days ago, while the Fixed Rates refinance loan stays at 6% to 11% , with no change over the same periods. Navy Federal Credit Union's fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago. The fixed APR for refinance loans is 4.45% , steady from 7 days ago but up from 30 and 60 days ago. Variable APRs are 6.18% for student loans, up from 6.14% seven and 30 days ago, and 4.81% for refinance loans, up from 4.77% seven days ago and 4.52% thirty and 60 days ago.
Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Loans ranging from 8% to 14.5% . Their Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , while Variable Rate Student Refinance Loans range from 5.75% to 10.5% . Affinity Plus's an Undergraduate Line of Credit with a fixed APR of 6.49% , unchanged from 7 and 60 days ago. The Graduate Line of Credit has a fixed APR of 7.99% , also steady compared to 7 and 60 days ago. The Student Loan Refinance rates start at 7.74% APR for both fixed and variable.