Student Loans in Richmond, VA 23220

Looking to fund your education in Richmond, VA? Compare local student loan offers to find flexible repayment plans that fit your budget and goals. Getting the right loan means less stress and more focus on what matters—your studies and future.

Our community lenders understand Richmond students’ unique needs and offer personalized support alongside competitive rates. Explore your options today and take a confident step toward achieving your educational dreams right here at home.

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1.95 - 17.64 %

1.95 - 17.64 %

1.95 - 17.64 %

1.99 - 17.64 %

2.45 - 8.7 %

2.45 - 8.7 %

2.67 - 6.14 %

2.99 - 6.75 %

15 Yrs

∞

3.35 - 17.22 %

∞

4.5 - 13.25 %

∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Apple's Undergraduate student loan (fixed) has a range of 1.95% to 17.49% APR today, down from 1.99% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) is 1.95% to 14.97% APR now, lower than 2.89% to 14.97% sixty days ago.

Hanscom's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 30 days ago. Marine's undergraduate student loan (fixed) has a range of 1.99% to 17.49% APR today, down from 2.19% to 17.49% seven days ago and 2.49% to 17.49% thirty days ago. The career training loan (fixed) is 1.99% to 17.64% APR, down from 2.19% to 17.64% seven days ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

United States Senate student loans include Fixed Rates from 4.5% to 13.25% and Variable Rates ranging from 5% to 13.25% or 5.75% to 9.75% . All rates are unchanged from 7 and 30 days ago.

🏦 Local Lenders in Richmond, VA

HOPEWELL CHEMICAL FEDERAL CREDIT UNION — 1601 OWNBY LN RICHMOND VA 23220
VIRGINIA FEDERAL CREDIT UNION — 27 W BROAD ST STE 1 RICHMOND VA 23220
RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION — 900 HERMITAGE RD RICHMOND VA 23220
RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION — 200 W GRACE ST RICHMOND VA 23220
CREDIT UNION OF RICHMOND INCORPORAT CREDIT UNION — 1601 OWNBY LN RICHMOND VA 23220
RVA FINANCIAL FEDERAL CREDIT UNION — 1700 ROBIN HOOD RD RICHMOND VA 23220

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Richmond City County, VA

✅VIRGINIA FEDERAL CREDIT UNION

✅DOMINION ENERGY CREDIT UNION CREDIT UNION

✅RVA FINANCIAL FEDERAL CREDIT UNION

✅VIRGINIA UNITED METHODIST CREDIT UNION

✅PEOPLES ADVANTAGE FEDERAL CREDIT UNION

✅RICHMOND HERITAGE FEDERAL CREDIT UNION

✅HOPEWELL CHEMICAL FEDERAL CREDIT UNION

✅1ST ADVANTAGE FEDERAL CREDIT UNION

✅RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION

✅CREDIT UNION OF RICHMOND INCORPORAT CREDIT UNION

✅HENRICO FEDERAL CREDIT UNION

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