Personal Loans in Costa Mesa, CA

Looking for easy money loans in Costa Mesa, CA? Compare personal loan offers from trusted local lenders to find flexible terms and fast approvals tailored to your needs. Whether you’re covering unexpected expenses or planning a big purchase, we make it simple to find the right loan.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago. Global has a Credit line with an APR of 13.5% , unchanged from 7, 60, and 90 days ago. The Signature (unsecured) loan has a rate of 14.9% , which has also stayed the same over the past week.

California Coast has a Gogreen home energy financing loan with an APR of 3.58% , which is unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when it was 3.98% . The Secured signature loan has a steady APR of 3% , with no changes over the past 90 days. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Citizens Equity First has a Personal loan secured with savings for 1% –3% 6 months at a 4.75% APR, which hasn’t changed in the past 90 days. The Personal unsecured loan has a 10.25% APR, also steady over the last three months. Both rates remain the same compared to 7 and 30 days ago. Altura s new auto loans for 2025% –2% 026 model years with an APR of 4.99% , which hasn’t changed in the past 30 days. Signature loans for 24 months have a 10.99% APR, also steady compared to 7 and 30 days ago. Both rates have remained stable over recent periods.

San Diego County s Share secured loans with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature loans have a 15.5% APR, also unchanged during those time periods. Self Help has a credit card with an APR of 13.75% , unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC has a rate of 8.25% , steady from 7 days ago and down from 30 days ago. Other loans like energy saver and solar loans remain at 5.5% APR with no changes in the past 30 days.

Certified has a Payday loan with an APR of 27.9% , which has stayed the same over the past 7, 30, and 60 days. Their Share–secured loan has a 5.95% APR today, unchanged from 7 and 30 days ago but higher than 60 days ago when it was 4.95% . Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago.

Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. Together has personal loans with rates starting at 8.64% APR for terms up to 60 months and 11.49% APR for terms up to 72 months. The revolving loan rate is 13.65% APR. These rates have stayed the same compared to 7 and 30 days ago.

🏦 All Local Lenders in Costa Mesa, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
SCHOOLSFIRST FEDERAL CREDIT UNION
2300 HARBOR BLVD STE H1 COSTA MESA CA 92626
ATM
P2P
E-Statements
E-Signature
Assets: $31,084,507,740
Deposits: $3,063,823,932
Net Worth: $3,111,512,312
Employees: 2880
Members: 1,435,595
NUVISION FEDERAL CREDIT UNION
3195 HARBOR BLVD COSTA MESA CA 92626
ATM
P2P
E-Statements
E-Signature
Assets: $3,469,113,230
Deposits: $310,756,558
Net Worth: $382,531,469
Employees: 554
Members: 177,066
SAN DIEGO COUNTY CREDIT UNION
2300 HARBOR BLVD STE A1 COSTA MESA CA 92626
ATM
P2P
E-Statements
E-Signature
Assets: $10,004,354,199
Deposits: $536,922,463
Net Worth: $1,799,741,526
Employees: 857
Members: 429,218
WESCOM CENTRAL CREDIT UNION
2701 HARBOR BLVD COSTA MESA CA 92626
ATM
P2P
E-Statements
E-Signature
Assets: $6,419,799,024
Deposits: $196,562,765
Net Worth: $507,057,796
Employees: 1000
Members: 250,042
FINANCIAL PARTNERS CREDIT UNION
1665 SCENIC AVE COSTA MESA CA 92626
ATM
P2P
E-Statements
E-Signature
Assets: $2,239,420,423
Deposits: $97,122,332
Net Worth: $200,177,265
Employees: 289
Members: 93,053
CERTIFIED FEDERAL CREDIT UNION
3333 FAIRVIEW RD COSTA MESA CA 92626
ATM
P2P
E-Statements
E-Signature
Assets: $782,391,549
Deposits: $54,339,208
Net Worth: $164,876,012
Employees: 112
Members: 158,395

🏘️ All the Lenders Available in Orange County, CA

✅RANCHO FEDERAL CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅AMERICAN FIRST CREDIT UNION
✅CALIFORNIA AGRIBUSINESS CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅SOUTHLAND 68415 CREDIT UNION
✅SEA AIR FEDERAL CREDIT UNION
✅CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION
✅EAGLE COMMUNITY CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅ORANGE COUNTYS CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅SAN DIEGO COUNTY CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅HUNTINGTON BEACH CREDIT UNION
✅CAPSTONE FEDERAL CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅COMUNIDAD LATINA FEDERAL CREDIT UNION
✅SANTA ANA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅CALIFORNIA CREDIT UNION
✅LBS FINANCIAL CREDIT UNION
✅FOUNTAIN VALLEY CREDIT UNION
✅PARTNERS FEDERAL CREDIT UNION
✅CREDIT UNION OF NEW JERSEY A CREDIT UNION
✅DIRECT FEDERAL CREDIT UNION
✅HANIN FEDERAL CREDIT UNION
✅TRUGROCER FEDERAL CREDIT UNION
✅ADELFI CREDIT UNION
✅POLAM 19739 CREDIT UNION
✅UNION YES FEDERAL CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION

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