Wescom Central Credit Union Costa Mesa CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Wescom Central, your trusted partner in financial growth located at 2701 Harbor Blvd, Costa Mesa, CA 92626. Established in 1934, we have been dedicated to serving our community with integrity and commitment for nearly a century. With over 250,000 members and a robust total asset base of $6,419,799,024, we pride ourselves on being a reliable source for all your banking needs. At Wescom Central, we understand that financial decisions can be overwhelming. That's why our team is here to provide personalized solutions tailored just for you. Whether you are looking for checking accounts, auto loans, or business financing options, we offer a comprehensive range of services designed to help you achieve your financial goals. Our total deposits stand at an impressive $196,562,765, reflecting the trust our members place in us. While members can visit us at our Costa Mesa branch for in-person support, official correspondence should be sent to the same address: 2701 Harbor Blvd, Costa Mesa, CA 92626. With a committed staff of 1,000 employees led by CEO Darren Williams and Board President Noel Ross, we are equipped to assist you efficiently and effectively. Our financial strength is evident not just in our assets but also in our operational capabilities holding a net worth of $507,057,796 and cash reserves of $28,382,743. We believe that every member deserves access to exceptional service and the tools necessary for financial success. Feel free to reach out to us at 888-493-7266 during our lobby hours from Monday to Friday 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Explore more about what we can do for you by visiting our website at wescom.org. Join us as we continue to make a positive impact in our community! Your journey towards better banking starts here at Wescom Central.

Branch History & Mission

Community Focus

Our branch operates Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 2:00 PM. We offer convenient ATM services for quick transactions and are proud of our commitment to ADA compliance, ensuring that all members can access our facilities comfortably. Wescom Central also embraces digital advancements such as online banking and mobile payments to cater to modern needs while maintaining a personal touch. Our initiatives aim to simplify banking for everyone while keeping customer service at the forefront.

Join Us Today!

As we look forward to the future, we invite you to become part of the Wescom Central family. Experience firsthand how we can help you achieve your financial goals while being an active participant in your community's growth. Reach out today at 888-493-7266 or visit us online at Wescom.org to learn more about becoming a member. Together, let's build a brighter tomorrow!

Our Journey

Since opening our doors nearly nine decades ago, Wescom Central has seen remarkable growth and evolution. We started with a simple mission: to provide affordable financial services to the people of Costa Mesa. Over the years, we have expanded our offerings significantly, now providing personal banking, auto loans, mortgages, credit cards with rewards, business banking services, and more. Our location is easy to find situated near local landmarks that make us accessible to all. While members can visit us at our branch address of 2701 Harbor Blvd, official correspondence should be sent to the same mailing address for convenience.

Our Mission

At the heart of Wescom Central is a clear mission: to empower our members through exceptional financial services while fostering community well-being. We believe that everyone deserves access to financial tools that help them succeed. Whether it's offering competitive rates on loans or providing resources for financial literacy, we strive to make a meaningful impact in the lives of our members. We're not just about numbers; we are dedicated to enhancing the communities we serve. Our outreach programs and partnerships with local organizations demonstrate our commitment to making Costa Mesa a better place for everyone.

Branch Location & Accessibility

Welcome to Wescom Central, your friendly neighborhood credit union located at 2701 Harbor Blvd in beautiful Costa Mesa, California. We're right in the heart of Orange County, making it easy for you to stop by and take care of all your banking needs. If you're looking for a convenient place to manage your finances, our branch is just a short drive from popular spots like South Coast Plaza and the Costa Mesa Theater District. At Wescom Central, we understand that accessibility is key. Our branch features ADA-compliant entrances, ensuring that everyone can easily access our services. Plus, with ample parking available right outside our door, you won't have to worry about finding a spot when you visit. We're proud to offer a variety of services designed with you in mind, including personal banking options like checking and savings accounts, auto loans, and credit cards with rewards. Whether you prefer to bank in person or online, we have the tools to help you stay connected. While we currently do not have a drive-thru service available, our lobby is open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM, so there's plenty of time for you to stop by during the week or on weekends. For your convenience, we also provide ATM services at our location for quick cash withdrawals and balance checks. And if official correspondence needs to be sent our way, please note that it should go to the same address: 2701 Harbor Blvd, Costa Mesa, CA 92626. If you have any questions or need assistance, feel free to reach out at 888-493-7266. We can't wait to welcome you into our branch! Come visit us today at Wescom Central where your financial well-being is our top priority.

Member Eligibility

Becoming a member of Wescom Central is like joining a family that truly cares about your financial well-being. To be eligible, you simply need to live, work, worship, or attend school in certain areas served by us. It's all about fostering a community where everyone can thrive together. If you're unsure whether you meet the criteria, don't worry! You can check out more detailed information on our eligibility requirements at . Once you're ready to take the next step, opening an account is a breeze just visit us online at https://online.wescom.org/hbnet/app/signon/new-user-or-forgot-pwd or give us a call at (888) 493-7266 for assistance. Your journey toward better banking starts right here at Wescom Central, located at 2701 Harbor Blvd Costa Mesa Ca 92626. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services that Make Transactions Easy

In addition to loans, we offer practical merchant services designed to simplify your daily operations. For instance, you can easily accept payments from customers via credit or debit cards, ensuring you never miss a sale. Our tools help streamline transactions, so you can focus on what really matters growing your business. Located conveniently at 2701 Harbor Blvd Costa Mesa Ca 92626 in Costa Mesa, CA, we invite you to explore how Wescom Central can be your partner in success. Let's work together to turn your business dreams into reality!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,101,501, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer comprehensive business banking solutions including merchant services and business loans. These services are crafted to help you manage your business finances effectively, enabling growth and success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've made sure that all our banking services are available online and through mobile apps. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills with just a few taps on your smartphone. Additionally, if you need cash quickly, take advantage of our ATM and cash withdrawal services, which provide basic access for withdrawals and balance checks.

Get Started Today!

Our branch staff at Wescom Central is ready to assist you with any inquiries regarding our services. You can reach us at (888) 493-7266, or better yet, stop by our branch located at 2701 Harbor Blvd Costa Mesa Ca 92626 in Costa Mesa, CA during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Experience the difference that personalized service makes in your financial journey. Join us today at Costa Mesa!

Personal Banking Solutions

Managing your finances is easier than ever with our personal banking services. We offer checking and savings accounts that help you save for the future while keeping your money easily accessible. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel of your dream car. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing solutions are designed to fit various budgets and lifestyles. If you find yourself in need of additional funds, our personal loans and debt consolidation services can provide the support you require. Plus, don't forget about our rewarding credit cards, which come with benefits that can help you earn points on everyday purchases.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, which allows you to complete transactions securely without the hassle of paperwork. Plus, if you prefer paperless options, we provide e-statements for easy tracking of your finances without cluttering your mailbox. For those who love mobile convenience, our mobile application lets you perform various tasks right from your smartphone. You can even make mobile payments and enjoy person-to-person transfers with friends and family instantly no need for cash or checks! We prioritize your security while using these features. Our systems are designed to protect your information and provide peace of mind as you manage your finances digitally. With all these tools at your fingertips, keeping track of your money has never been easier or more efficient. Join us at Wescom Central and experience the future of banking today!

Financial Strength

Commitment to Growth

With $470,888,978 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,614 in used auto loans and $3,328,945,004 in total loans and leases.

Growing Member Base

We have successfully established a strong member base with a total of 603,238 share accounts. This growing trust from our community reinforces our mission to provide exceptional service tailored to your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wescom Central is your trusted partner. Visit us at 2701 Harbor Blvd Costa Mesa Ca 92626 or call (888) 493-7266 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $888,041,841 in share certificates and $868,502,146 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $145,097,397, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 980 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $507,057,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $787 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,293,328 in used vehicle loans and $228,725,346 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to finance your next vehicle. If you're considering refinancing your current auto loan, we have options available that could save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $1,101,501 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are here to help you secure funding tailored to your specific needs.

Conclusion

At Wescom Central, we're committed to providing financial solutions that empower our members. Whether you're looking for an auto loan, mortgage options, or credit card solutions, our team is here to assist you every step of the way. Feel free to reach out at (888) 493-7266 or visit us at 2701 Harbor Blvd Costa Mesa Ca 92626 in Costa Mesa, CA for more information about our loan offerings and how they can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $196,070,954 in loans helping members manage their finances effectively. These credit cards come with features that make them easy to use for both planned purchases and unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $585,814,645, make buying or refinancing simple. We aim to guide you through the process with clear steps and personalized service, ensuring that you feel confident in your decision.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see reflects actual offers available to them. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This impartial approach means you can easily identify the best rates without being swayed by marketing tactics. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make decisions based on current market conditions. This feature helps ensure that you're always getting the best possible deal. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh empowers individuals to secure more favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that users receive reliable information for making informed decisions about their borrowing options.

Wescom Central

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Make Transactions Easy

Tailored Loan Options for Growth

Comprehensive List Of Services

Business Banking Services

Digital Banking Features

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Commitment to Growth

Growing Member Base

Member-Centric Savings

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Conclusion

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community