Certified Credit Union Costa Mesa CA | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Certified, your trusted financial partner located at 3333 Fairview Rd, Costa Mesa, CA 92626. Since our establishment in 1954, we've been dedicated to serving our community with reliable financial services. With over 158,000 members, we pride ourselves on creating a welcoming environment where everyone feels valued. At Certified, we understand that financial decisions can be daunting. That's why we're here to simplify the process and provide you with the resources you need. Our total assets amount to an impressive $782,391,549, ensuring that we have the strength and stability to support your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or seeking loans for a new vehicle or home, we've got you covered. Our commitment to our members is evident through our robust offerings: from auto loans and credit cards to mortgage refinancing and business banking services. With total deposits reaching $54,339,208, and a net worth of $164,876,012, you can trust that your finances are in capable hands. Led by our CEO, Stephen Weakley, and Board President, Gary Hammett, our team of 112 dedicated employees is here to assist you every step of the way. We offer a variety of convenient services including online banking and ATM access so you can manage your money whenever it suits you. While members can visit us at our Costa Mesa location for face-to-face service, official correspondence should be sent to the same address listed above. Have questions or need assistance? Don't hesitate to reach out at 626-444-1972. Join us at Certified today; experience personalized service tailored just for you! Visit our website at www.certifiedfed.com to learn more about how we can help you achieve your financial dreams.

Branch History & Mission

Welcome to Certified, a cornerstone of financial support in Costa Mesa, CA, since 1954. Over the years, we have built a strong legacy of service and community commitment. Our journey began with a small group of dedicated individuals who believed in the power of cooperative banking. Today, we proudly serve over 158,000 members and manage assets totaling more than $782 million. Located at 3333 Fairview Rd, Costa Mesa, CA 92626, our branch is easily accessible for those in the surrounding neighborhoods. We are close to several local landmarks that make it easy for you to find us. Whether you're here for personal banking services or looking to explore options for auto loans or mortgages, our team is ready to assist you. At Certified, our mission is clear: we strive to provide exceptional financial services while fostering a sense of community among our members. We understand that each member's needs are unique, which is why we offer a wide range of products including checking and savings accounts, auto financing, personal loans, and credit cards with rewards. Our goal is not just to help you manage your money but to empower you toward achieving your financial dreams. We recognize the importance of staying current with technology in order to better serve our members. That's why we've made significant advancements in digital banking, ensuring that you can access your accounts conveniently from anywhere at any time. Our online and mobile banking platforms are designed with user-friendly features to enhance your experience. In addition to providing top-notch financial services, we also believe in giving back to the community. Through various partnerships and outreach efforts, Certified actively participates in initiatives that support local charities and events. We're proud to contribute to the growth and well-being of Costa Mesa. While members can visit us at 3333 Fairview Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at 626-444-1972. Join us on this journey as we continue to grow and serve our community! Experience firsthand what it means to be part of the Certified family. Visit us today or check out our website at certifiedfed.com for more information on how you can become a member!

Branch Location & Accessibility

Banking Services Tailored for You

Our branch offers a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Additionally, if you're a member of a partner credit union, you can take advantage of basic shared transactions here as well. If you ever have questions or need assistance, feel free to call us at 626-444-1972. Our friendly team is always ready to help!

Convenient Access and Amenities

At Certified, we prioritize your convenience. Our branch features ample parking for easy access and is equipped with accessibility features like ramps and ADA-compliant entrances, ensuring that everyone can visit us comfortably. We understand that life gets busy, which is why our doors are open Monday through Friday from 8:30 AM to 4:30 PM. If you need cash after hours, don't worry! We have an ATM available right outside for your convenience.

Visit Us Today!

We invite you to stop by Certified Credit Union today! Experience firsthand how we can support your financial journey in a welcoming environment. Whether you're opening an account or simply looking for advice on loans or savings strategies, we're here for you every step of the way. Come see us soon!

Member Eligibility

At Certified, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or if you have a family member who is already part of our credit union, you're likely eligible to join us. Our mission is to provide you with access to friendly service and a range of financial products designed just for you. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at https://www.certifiedfed.com/join-now/. When you're ready to take the next step towards membership, opening an account is easy! You can get started online by visiting https://www.certifiedfed.com/apply-portal/ or by giving us a call at (626) 444-1972. We're here to help you every step of the way as you join our community at Certified, located at 3333 Fairview Rd Costa Mesa Ca 92626. Welcome aboard!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy Saturday at your café or retail store. Customers are eager to make purchases, but long lines can lead to frustration. Our merchant services simplify this process, allowing you to accept payments quickly and securely. From mobile payments to online transactions, we've got you covered. This means more time focusing on what you do best serving your customers and growing your business. Whether you are just starting out or looking to take your established business to new heights, Certified is here to help you navigate your financial journey. Visit us at 3333 Fairview Rd Costa Mesa Ca 92626 or call us at (626) 444-1972 today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a pinch? We offer convenient ATM services for easy withdrawals and balance checks. With numerous ATMs available, accessing your funds is quick and hassle-free.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates that make it easier than ever to drive off in the vehicle of your dreams. Picture yourself cruising down the highway without the burden of overwhelming payments. Our team is here to guide you through every step of the process.

Business Banking

For entrepreneurs and small business owners, our business banking services, including merchant services and business loans, are here to support your growth. We understand the challenges of running a business and aim to provide solutions that help streamline operations and enhance cash flow.

Credit Cards with Rewards

Don't forget about our credit cards with rewards, which allow you to earn benefits while making everyday purchases. It's a great way to turn spending into savings! Whether you're planning a vacation or just want cash back on groceries, we have options that suit various lifestyles.

Home Financing Solutions

For those considering homeownership or refinancing an existing mortgage, our mortgage loans and refinancing services are designed with you in mind. We help you navigate the complexities of home financing so you can focus on what truly matters making your house a home.

Personal Banking

We understand that managing money can be complex, which is why our personal banking services are tailored to simplify your life. Whether you're looking to open a checking or savings account, we've got options that fit your lifestyle. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms, allowing you to check balances, make transfers, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans offer flexible solutions tailored to your needs. Imagine freeing yourself from high-interest credit cards with a single monthly payment that makes budgeting straightforward.

Shared Branch Transactions

As part of our commitment to member convenience, we also facilitate basic shared branch transactions for partner credit union members. This means you can make deposits and withdrawals even when you're away from home. At Certified, we blend traditional banking values with modern conveniences like online access and mobile features. We're dedicated to helping you achieve financial wellness while providing exceptional service every step of the way. For more information about how we can assist you or to explore all our offerings in detail, please visit us at Certified or call us at 626-444-1972. Your financial journey starts here!

Digital & Online Banking

At Certified, we understand that managing your finances should be as simple and secure as possible. That's why we offer a range of digital and online banking services designed to keep your banking experience convenient, accessible, and safe. With our 24/7 online banking services available at https://www.certifiedfed.com/, you can access your accounts anytime, anywhere. Whether you need to check your balance, pay bills, or transfer money between accounts, everything is just a click away. Plus, for those moments when you need to send money to friends or family, our person-to-person transfers make it easy and hassle-free. Security is always a priority at Certified. Our online platform includes electronic signature authorization, ensuring that your transactions are protected and authorized securely. You can also opt for e-statements, which not only reduce paper waste but also provide quick access to your financial documents whenever you need them. If you're on the go, don't worry! Our user-friendly mobile application allows you to manage your finances right from your smartphone. Although we currently do not offer mobile payments, the app still provides a robust suite of features for account management. We believe in making banking easier for our members. That's why all of these services are designed with your convenience in mind. With real-time account management and easy access to all our features, you'll find that handling your finances has never been simpler. Explore what Certified has to offer today by visiting us online at https://www.certifiedfed.com/. Your financial journey is important to us, and we're here to support you every step of the way!

Financial Strength

At Certified, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, reflecting our commitment to safeguarding your assets and providing reliable services. With a net worth of $164,876,012, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $169,715,894 in share certificates and $49,835,629 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $155,744,735 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,698 in used auto loans and $511,162,323 in total loans and leases. Our operational efficiency is reflected in our $2,876,961, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 104 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 120,733, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Certified is your trusted partner. Visit us at 3333 Fairview Rd Costa Mesa Ca 92626 or call (626) 444-1972 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,992,191 in used vehicle loans and $52,504,721 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used car, we have flexible options designed to fit your budget.

Credit Lines

For those looking for additional flexibility, our total credit lines amounting to $339,351,332 provide access to funds when you need them most. This option allows you to borrow what you need without taking out a full loan, making it easier to manage expenses as they arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,892,198, make buying or refinancing simple. We provide tailored solutions to help you navigate the home buying process smoothly, ensuring that you feel confident and supported every step of the way.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options, our team is here to guide you through the process. We aim to provide personalized service and solutions tailored specifically for your needs. To learn more about our loan offerings or discuss which option might be best for you, don't hesitate to contact us at (626) 444-1972. You can also visit us during our operating hours from Monday to Friday, 8:30 AM - 4:30 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Certified, we're committed to supporting our members' financial journeys with transparency and trustworthiness.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,955,931 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each loan comparison reflects current market rates, allowing for a clear view of available options without hidden agendas.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are seeing authentic rates and terms. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user gets equal access to information, regardless of lender marketing efforts. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has had on real people's financial journeys. Ready to find the best loan rates? Compare real-time loan offers today at LendMesh and discover the options that fit your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CERTIFIED FEDERAL CREDIT UNION - Costa Mesa, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Costa Mesa, CA (92626)

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Services Tailored for You

Convenient Access and Amenities

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Home Financing Solutions

Personal Banking

Personal Loans & Debt Consolidation

Shared Branch Transactions

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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