SchoolsFirst Credit Union Costa Mesa CA: Quick Personal Loans & Business Banking

Introduction

Welcome to Schoolsfirst, your trusted partner in financial services located at 2300 Harbor Blvd Ste H1, Costa Mesa, CA 92626. Since our establishment in 1934, we have proudly served our community, growing into a robust financial institution with over 1.4 million members and total assets of $31,084,507,740. Our commitment to providing exceptional service is evident in the diverse range of products we offer, from checking and savings accounts to auto loans and credit cards with rewards. At Schoolsfirst, we understand that every member's financial journey is unique. That's why we prioritize personalized service tailored to your needs. With a strong net worth of $3,111,512,312 and total deposits amounting to $3,063,823,932, you can trust us to safeguard your money while helping you achieve your financial goals. Our dedicated team of 2,880 employees, led by CEO Bill Cheney and Board President Marc Ecker, is here to assist you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore our offerings further by visiting our website at schoolsfirstfcu.org or calling us at 800-462-8328. Your financial well-being is our priority come see how we can help you thrive!

Branch History & Mission

Commitment to Service

While members can visit us at 2300 Harbor Blvd Ste H1 Costa Mesa Ca 92626, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711 if necessary. We pride ourselves on offering convenient services including ATM access and robust online banking options that allow you to manage your finances anytime, anywhere. Our lobby hours are designed with your schedule in mind: open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We also understand the importance of inclusivity; therefore, all our facilities comply with ADA standards ensuring everyone can access our services comfortably. Although we do not offer drive-thru banking or shared service centers, our team is always ready to assist you in person or through digital platforms.

Join Us

As we look toward the future, Schoolsfirst remains committed to innovation and member satisfaction. We invite you to become part of our family and experience firsthand the benefits of joining a credit union that truly cares about its members. Together, let's build a brighter financial future! For more information about membership or services offered at Schoolsfirst in Costa Mesa, call us at (800) 462-8328 or visit our website at Schoolsfirst. Join us today!

Our Journey

Our branch is located at 2300 Harbor Blvd Ste H1, Costa Mesa, CA 92626. Nestled near local landmarks and easily accessible for our members, our branch has evolved from humble beginnings into a thriving hub of financial services. With nearly nine decades of experience under our belt, we have consistently adapted to meet the changing needs of our members while maintaining a strong commitment to exceptional service. At Schoolsfirst, our mission is clear: we aim to provide not just financial solutions but also support and empowerment for every member of our community. We believe in building lasting relationships based on trust and transparency. Our focus extends beyond traditional banking; we strive to uplift the community through outreach programs and partnerships that foster education and growth.

Branch Location & Accessibility

Welcome to the Schoolsfirst branch, located at 2300 Harbor Blvd Ste H1 in beautiful Costa Mesa, CA! Our prime location makes it easy for members and visitors alike to access a variety of banking services. Whether you're on your way to the nearby South Coast Plaza or enjoying a day at the beach, stopping by our branch is convenient and straightforward. At Schoolsfirst, we prioritize accessibility for all our members. You'll find ample parking available right outside our doors, ensuring a hassle-free experience when you visit. Our branch is designed to be welcoming and accommodating, with features that meet ADA compliance standards, making it easy for everyone to navigate. We're here to serve you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our friendly staff is ready to help. For added convenience, we offer ATM services right at the branch. Although we don't have a drive-thru service available at this location, our team is always eager to assist you inside. If you need to send us official correspondence, please note that while you can visit us at our branch address, our mailing address is P.O. Box 11547 in Santa Ana, CA. If you have any questions or need further assistance, don't hesitate to call us at 800-462-8328. We look forward to welcoming you at Schoolsfirst!

Member Eligibility

At Schoolsfirst, we believe that everyone deserves to be part of a supportive community that prioritizes their financial well-being. Joining us is easy! If you live, work, or attend school in our service area, you're already on your way to becoming a member. We welcome individuals from various backgrounds and circumstances because your unique story adds value to our collective experience. Plus, being part of Schoolsfirst means you can take advantage of personalized services tailored to meet your needs, whether it's banking, loans, or financial advice. To learn more about the specific eligibility criteria and ensure you qualify, feel free to visit our detailed resource at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Once you're ready to open an account, the process is straightforward just visit us at our branch located at 2300 Harbor Blvd Ste H1 Costa Mesa Ca 92626 or give us a call at (800) 462-8328 for assistance. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine having a reliable partner that simplifies your payment processing. Our merchant services do just that. Whether you run a cozy café or a bustling retail store, we provide efficient payment solutions that let you focus on what you do best serving your customers. From credit card processing to mobile payment options, we ensure smooth transactions that enhance customer satisfaction. If you're ready to elevate your business, visit us at 2300 Harbor Blvd Ste H1 Costa Mesa Ca 92626 in Costa Mesa, CA or give us a call at (800) 462-8328. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM & Cash Withdrawal Services ensure easy access to your funds whenever necessary. With locations throughout Costa Mesa and beyond, getting cash has never been easier. At Schoolsfirst, we're dedicated to making banking simple and accessible for everyone. If you're interested in learning more about how we can support your financial journey or if you have any questions about our services, don't hesitate to reach out! Call us at (800) 462-8328 or visit us at https://www.schoolsfirstfcu.org. Together, let's achieve your financial goals!

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing your existing vehicle, our Auto Loans & Vehicle Financing are tailored just for you. Picture driving off in your dream car with affordable monthly payments that won't break the bank. We guide you through the process, ensuring you're comfortable every step of the way.

Business Banking

For our entrepreneurial members, our Business Banking services include essential tools such as Merchant Services & Business Loans. We understand the unique challenges businesses face and offer support tailored to help them thrive in today's marketplace.

Credit Cards with Rewards

Looking for a way to maximize your spending? Our Credit Cards with Rewards give you more than just purchasing power; they offer exciting rewards on everyday purchases. It's like getting paid back just for shopping!

Mortgage Loans & Refinancing

Owning a home is a big milestone, and our Mortgage Loans & Refinancing services can help turn that dream into reality. Whether you're a first-time buyer or looking to refinance for better terms, our experts are ready to assist you in navigating the housing market efficiently.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services, allowing you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills on the go, we've got you covered.

Personal Banking

Starting with our Personal Banking options, we make it easy for you to open Checking & Savings Accounts that suit your daily needs. Imagine having an account that not only helps you save but also rewards you for using it! With our competitive interest rates and low fees, you can feel confident about your financial choices.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation options provide flexible solutions to help you manage those costs. By consolidating debt into one manageable loan, you'll find relief from juggling multiple payments and enjoy lower interest rates.

Digital & Online Banking

Key Features

Our mobile application takes banking to the next level. You can use it for mobile payments, making it simple to pay friends or family through our person-to-person transfer feature. Plus, if you prefer going paperless, you can opt for e-statements it's not only environmentally friendly but also keeps your documents organized and easily accessible. Need to sign a document? No problem! We offer electronic signature authorization, so you can complete transactions without needing to visit a branch. This added layer of convenience helps streamline your banking tasks. At Schoolsfirst, we prioritize user-friendly features without compromising security. Your personal information is protected with advanced security measures, giving you peace of mind every time you log in. Experience banking that fits into your life with Schoolsfirst's digital and online services. Whether you're using our website or mobile app, managing your money has never been easier!

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, which allows us to provide exceptional services and support for our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $3,111,512,312, we uphold robust financial health that empowers us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $2,721,881,223 in undivided earnings. This allows us to enhance banking tools, strengthen lending options, and improve security measures tailored to serve you better. Additionally, with $196,498 in used auto loans and $19,809,905,938 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue providing competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees who are always ready to assist you with a knowledgeable and dedicated team. Net Shares (funds available for lending and investments) stand at $0, while we proudly serve a growing member base with a total of 3,655,716 share accounts. This shows the trust our members have placed in us as their reliable financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 2300 Harbor Blvd Ste H1 Costa Mesa Ca 92626 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those looking for business solutions, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand. If you're considering consolidating debt or need funds for unexpected expenses, we have personal loans available that can help you regain control of your finances. If you're interested in refinancing any existing loans, be sure to ask about our eligibility options. We aim to make the process as straightforward as possible so that you can focus on what matters most your future. Feel free to reach out at (800) 462-8328 for any questions or visit us at our branch located at 2300 Harbor Blvd Ste H1 Costa Mesa Ca 92626 in Costa Mesa, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Schoolsfirst, we're here to empower your financial journey through accessible lending solutions tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, our loan products are tailored to help you drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We understand that purchasing a home is one of the most significant financial decisions you'll make, which is why we strive to offer terms that fit your budget and lifestyle.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. Our credit card options come with competitive interest rates and rewards programs designed to make your spending more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Service

Join Us

Our Journey

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Merchant Services That Make Life Easier

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Join Our Community