Personal Loans in Ames, IA

Looking for an easy way to get a small loan in Ames, IA? Compare personal loan offers from trusted local lenders to find flexible terms and fast approvals that fit your needs. It’s simple, quick, and designed to help you move forward with confidence.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Centris s personal loans with secured rates at 5.75% APR, which has stayed the same over the past 7 days. Their unsecured personal loans have a 11.24% APR, also unchanged from both 7 and 60 days ago. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago.

Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern.

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month. University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have a 10.24% APR, also unchanged from one week and one month ago. Nasa has a personal unsecured loan with an APR of 9.29% today. This rate is unchanged from 7 and 30 days ago but higher than it was 60 days ago and lower than 90 days ago.

Cobalt has a personal loan with an APR of 9.49% today, which is unchanged from 7 and 30 days ago. Northrop Grumman has a Bill consolidation loan with an APR of 9.74% , which has stayed the same over the past 7, 30, and 90 days. The Moneymaster personal line of credit has a 12% APR, also unchanged from 7, 30, 60, and 90 days ago. Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same over the past 7, 30, and 60 days.

🏦 All Local Lenders in Ames, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
RIVER VALLEY CREDIT UNION
2811 E 13TH ST AMES IA 50010
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $106,096,551
Deposits: $18,149,969
Net Worth: $11,889,966
Employees: 15
Members: 6,732
MEMBERS1ST COMMUNITY CREDIT UNION
423 MAIN ST AMES IA 50010
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $258,872,199
Deposits: $21,130,974
Net Worth: $26,405,536
Employees: 65
Members: 17,491
MEMBERS1ST COMMUNITY CREDIT UNION
2604 NORTHRIDGE PKWY STE 201 AMES IA 50010
P2P
E-Statements
E-Signature
Assets: $258,872,199
Deposits: $21,130,974
Net Worth: $26,405,536
Employees: 65
Members: 17,491
GREATER IOWA CREDIT UNION
801 LINCOLN WAY AMES IA 50010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $638,702,843
Deposits: $33,985,892
Net Worth: $59,665,236
Employees: 131
Members: 37,296
GREATER IOWA CREDIT UNION
2623 NORTHRIDGE PKWY AMES IA 50010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $638,702,843
Deposits: $33,985,892
Net Worth: $59,665,236
Employees: 131
Members: 37,296
GREATER IOWA CREDIT UNION
200 AIRPORT RD AMES IA 50010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $638,702,843
Deposits: $33,985,892
Net Worth: $59,665,236
Employees: 131
Members: 37,296
GREATER IOWA CREDIT UNION
1509 BALTIMORE DR AMES IA 50010
P2P
E-Statements
E-Signature
Assets: $638,702,843
Deposits: $33,985,892
Net Worth: $59,665,236
Employees: 131
Members: 37,296
PREMIER CREDIT UNION
520 GRAND AVE AMES IA 50010
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $329,151,595
Deposits: $8,453,127
Net Worth: $29,708,649
Employees: 54
Members: 19,849
COMMUNITY CHOICE CREDIT UNION
212 E LINCOLN WAY AMES IA 50010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $812,391,535
Deposits: $41,166,373
Net Worth: $99,798,771
Employees: 177.0
Members: 51,227

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