Instant Loan No Credit Check in Grand Rapids MI with Flexible Terms

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago. The University Of Michigan has a Build my credit loan with an APR of 9.9% , unchanged from both 7 and 30 days ago. Its Line–of–credit has a rate of 17.24% , steady from 7 days ago but down from 30 days ago when it was 17.49% .

Community Choice has a Signature loan with an APR of 11.24% , unchanged from both 7 and 30 days ago. Its Line of credit has an APR of 14.9% , steady over the past week but down from 15.15% 30 days ago. Both products fixed rates today. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Elga s share secured loans with an APR of 4.5% , unchanged from 7 and 30 days ago. Unsecured home improvement loans have a rate of 9.4% , also steady over the past week. Unsecured personal loans carry an APR of 11.4% , which has not changed recently. Everwise has a Lift credit builder loan with an APR of 5% , which has stayed the same over the past 90 days. Their Personal line of credit has a fixed APR of 11.5% , also unchanged from 7, 30, 60, and 90 days ago. Both products maintain steady rates during this period.

Directions s personal loans like the Overdraft loan and Share secured loan with APRs of 11.8% and 5% , respectively. Both rates have stayed the same compared to 7 days ago. The Signature loan also has an APR of 11.8% , unchanged from a week ago. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Dfcu Financial has a personal loan with an APR of 15.24% , which has stayed the same over the past 90 days. Their personal lines of credit show a rate of 16.75% today, down from 17% thirty and sixty days ago. Both products have not changed compared to seven days ago.

Wings Financial has a Credit builder loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal loan has a 12.24% APR, also unchanged during those periods. Both rates have been steady for several months. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago.

Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern.

🏦 All Local Lenders in Grand Rapids, MI

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
1166 FEDERAL CREDIT UNION	2900 CHARLEVOIX DR GRAND RAPIDS MI 49546	⏰ 24 hours 📞 6162855711 📠 8565429235	ATM Services Only	P2P E-Statements	Assets: $20,486,950 Deposits: $2,251,477 Net Worth: $1,545,028 Employees: 5 Members: 1,204
RIO BLANCO SCHOOLS FEDERAL CREDIT UNION	6000 28TH ST NE GRAND RAPIDS MI 49546	📞 8003273478 📠 9706755535	ATM Services Only	E-Statements E-Signature	Assets: $7,798,161 Deposits: $1,034,207 Net Worth: $1,441,869 Employees: 4 Members: 766
MAUI TEACHERS FEDERAL CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	⏰ 8 am - 5 pm Eastern 📞 6162855711 📠 8082424024	ATM Services Only Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	P2P E-Statements	Assets: $32,168,733 Deposits: $614,289 Net Worth: $6,095,063 Employees: 4 Members: 1,355
A T & T EMPLOYEES PITTSBURGH FEDERAL CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	⏰ M-f 8:30 - 4 📞 6162855711 📠 4122277212	ATM Services Only	P2P E-Statements	Assets: $9,958,594 Deposits: $535,550 Net Worth: $2,717,289 Employees: 3 Members: 921
PITTSBURGH FEDERAL CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	⏰ 5:30 a.m - 5:30 p.m. 📞 4129219530 📠 4123816440	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements	Assets: $10,900,957 Deposits: $1,297,291 Net Worth: $1,127,957 Employees: 4 Members: 1,565
MICHIGAN FIRST CREDIT UNION	5859 28TH ST SE GRAND RAPIDS MI 49546	⏰ Monday - Friday 10am - 7pm Saturday 10am - 3pm 📞 8006643828	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $1,456,336,933 Deposits: $92,717,185 Net Worth: $215,571,682 Employees: 490 Members: 165,037
AEROQUIP CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	📞 8003273478 📠 5177827607	ATM Services Only	P2P E-Statements E-Signature	Assets: $50,652,708 Deposits: $1,463,812 Net Worth: $7,745,207 Employees: 15 Members: 3,977
TOTAL COMMUNITY CREDIT UNION	6000 28TH ST SE STE 100 GRAND RAPIDS MI 49546	⏰ 8:00 A.M.-8:00 P.M. 📞 6162855711 📠 3132916899	ATM Services Only	P2P E-Statements E-Signature	Assets: $100,714,308 Deposits: $14,806,033 Net Worth: $13,858,516 Employees: 25 Members: 6,811
PREFERRED CREDIT UNION	3767 SPARKS DR SE GRAND RAPIDS MI 49546	⏰ 9:00 to 5:00 Monday through Friday 9:00 to 12:00 Saturday, drive thru only 📞 8003284131 📠 6169422302	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $286,611,290 Deposits: $26,196,315 Net Worth: $39,556,196 Employees: 77 Members: 24,113
LAKE MICHIGAN CREDIT UNION	1210 SPAULDING AVE SE GRAND RAPIDS MI 49546	⏰ Monday-Thursday 9-5:30 Friday 9-6 Saturday 9-1:00 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	4027 LAKE DR SE GRAND RAPIDS MI 49546	⏰ Monday-Thursday 9-5:30 Friday 9-6 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	3810 SPARKS DR SE GRAND RAPIDS MI 49546	⏰ Monday-Thursday 9-5:30 Friday 9-6 Saturday 9-1 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	4050 LAKE DR SE GRAND RAPIDS MI 49546	⏰ Mon- Thurs 9-5:30 Friday 9-6 Sat 9-1 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	5701 28TH ST SE GRAND RAPIDS MI 49546	⏰ Monday - Thursday 9:00 am to 5:30 pmFriday 9:00 am to 6:00pmSaturday 9:00 am to 1:00 pm 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
COLUMBIA CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	⏰ M-F 8-5 📞 8003273478 📠 5738757053	ATM Services Only	P2P E-Statements E-Signature	Assets: $30,807,445 Deposits: $4,618,511 Net Worth: $3,149,487 Employees: 9 Members: 2,097
STRAITS AREA FEDERAL CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	📞 8003273478 📠 2316272046	ATM Services Only	P2P E-Statements E-Signature	Assets: $122,116,687 Deposits: $11,044,139 Net Worth: $12,982,788 Employees: 30 Members: 12,205
ALLEGHENY CENTRAL FEDERAL CREDIT UNION	6000 28TH ST SE STE 100 GRAND RAPIDS MI 49546	📞 8003273478 📠 7246285569	ATM Services Only	P2P E-Statements	Assets: $8,072,568 Deposits: $1,950,385 Net Worth: $1,405,758 Employees: 2 Members: 868

🏘️ All the Lenders Available in Kent County, MI

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