Personal Loans in Royal Oak, MI

Looking for the best personal loan offers in Royal Oak, MI? Compare competitive rates from trusted local lenders to find the loan that fits your needs. Whether it’s for debt consolidation, home improvements, or unexpected expenses, we make it easy to explore your options.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago. The University Of Michigan has a Build my credit loan with an APR of 9.9% , unchanged from both 7 and 30 days ago. Its Line–of–credit has a rate of 17.24% , steady from 7 days ago but down from 30 days ago when it was 17.49% .

Community Choice has a Signature loan with an APR of 11.24% , unchanged from both 7 and 30 days ago. Its Line of credit has an APR of 14.9% , steady over the past week but down from 15.15% 30 days ago. Both products fixed rates today. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Elga s share secured loans with an APR of 4.5% , unchanged from 7 and 30 days ago. Unsecured home improvement loans have a rate of 9.4% , also steady over the past week. Unsecured personal loans carry an APR of 11.4% , which has not changed recently. Everwise has a Lift credit builder loan with an APR of 5% , which has stayed the same over the past 90 days. Their Personal line of credit has a fixed APR of 11.5% , also unchanged from 7, 30, 60, and 90 days ago. Both products maintain steady rates during this period.

Directions s personal loans like the Overdraft loan and Share secured loan with APRs of 11.8% and 5% , respectively. Both rates have stayed the same compared to 7 days ago. The Signature loan also has an APR of 11.8% , unchanged from a week ago. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Dfcu Financial has a personal loan with an APR of 15.24% , which has stayed the same over the past 90 days. Their personal lines of credit show a rate of 16.75% today, down from 17% thirty and sixty days ago. Both products have not changed compared to seven days ago.

Wings Financial has a Credit builder loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal loan has a 12.24% APR, also unchanged during those periods. Both rates have been steady for several months. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago.

Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern.

🏦 All Local Lenders in Royal Oak, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
MICHIGAN EDUCATIONAL CREDIT UNION
1903 ROCHESTER RD ROYAL OAK MI 48073
P2P
E-Statements
E-Signature
Assets: $1,010,674,335
Deposits: $84,433,289
Net Worth: $121,908,341
Employees: 89
Members: 48,745
OUR CREDIT UNION
3070 NORMANDY RD ROYAL OAK MI 48073
ATM
Drive-Thru
P2P
E-Statements
Assets: $360,260,309
Deposits: $64,114,658
Net Worth: $34,339,692
Employees: 84.0
Members: 23,513
MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION
31805 WOODWARD AVE ROYAL OAK MI 48073
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,804,369,436
Deposits: $40,804,012
Net Worth: $456,882,719
Employees: 455
Members: 152,072
CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION
30606 WOODWARD AVE ROYAL OAK MI 48073
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $410,554,567
Deposits: $25,238,202
Net Worth: $51,911,056
Employees: 91
Members: 24,424

🏘️ All the Lenders Available in Oakland County, MI

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