Personal Loans in Richmond, IN

Looking for cheap loans in Richmond, IN? We make it easy to compare personal loan offers from trusted local lenders, helping you find affordable rates that fit your budget. Whether it’s for unexpected expenses or planned purchases, you’ll get clear options tailored to your needs.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Liberty s personal loans with an APR of 9.59% , which has stayed the same over the past 7 and 30 days. Their line of credit and overdraft protection rate is 11.5% , up from 2.05% seven days ago but unchanged from 30 and 60 days ago. Other products like the certificate pledge and share pledge loans have rates around 2% to 2.05% , with no changes in the last 90 days. Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago.

Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago. Elements Financial has a Credit builder loan with an APR of 5% , which has stayed the same over the past 7 and 30 days. Their Unsecured signature loan has an APR of 9.84% , also unchanged from both 7 and 30 days ago.

Everwise has a Lift credit builder loan with an APR of 5% , which has stayed the same over the past 90 days. Their Personal line of credit has a fixed APR of 11.5% , also unchanged from 7, 30, 60, and 90 days ago. Both products maintain steady rates during this period. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.

Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods.

Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month.

University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have a 10.24% APR, also unchanged from one week and one month ago. Nasa has a personal unsecured loan with an APR of 9.29% today. This rate is unchanged from 7 and 30 days ago but higher than it was 60 days ago and lower than 90 days ago. Northrop Grumman has a Bill consolidation loan with an APR of 9.74% , which has stayed the same over the past 7, 30, and 90 days. The Moneymaster personal line of credit has a 12% APR, also unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Richmond, IN

Lender NameBranch AddressOffice ServicesLender Snapshot
WAYNE COUNTY FEDERAL CREDIT UNION
3010 W MAIN ST RICHMOND IN 47374
Drive-Thru
P2P
E-Statements
Assets: $12,987,416
Deposits: $461,541
Net Worth: $1,611,350
Employees: 3
Members: 1,105
THREE RIVERS FEDERAL CREDIT UNION
34 S 7TH ST RICHMOND IN 47374
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,466,250,024
Deposits: $102,828,085
Net Worth: $314,417,410
Employees: 466
Members: 133,463
THREE RIVERS FEDERAL CREDIT UNION
101 S 37TH ST RICHMOND IN 47374
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,466,250,024
Deposits: $102,828,085
Net Worth: $314,417,410
Employees: 466
Members: 133,463
RICHMOND LIGHT EMPLOYEES FEDERAL CREDIT UNION
2000 US HIGHWAY 27 S RICHMOND IN 47374
Assets: $1,281,181
Deposits: $104,799
Net Worth: $240,239
Employees: 2
Members: 156
HEALTH CARE PROFESSIONALS FEDERAL CREDIT UNION
1810 WILLIAMSBURG PIKE RICHMOND IN 47374
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $35,146,923
Deposits: $1,762,308
Net Worth: $6,456,726
Employees: 13
Members: 3,408
KEMBA CREDIT UNION
50 N 5TH ST RICHMOND IN 47374
P2P
E-Statements
E-Signature
Assets: $1,729,755,099
Deposits: $119,868,451
Net Worth: $188,723,037
Employees: 287
Members: 130,030
NATCO CREDIT UNION
582 S ROUND BARN RD RICHMOND IN 47374
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $150,402,163
Deposits: $5,148,477
Net Worth: $23,952,247
Employees: 72
Members: 17,390
NATCO CREDIT UNION
4 GLEN MILLER PKWY RICHMOND IN 47374
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $150,402,163
Deposits: $5,148,477
Net Worth: $23,952,247
Employees: 72
Members: 17,390
PERFECT CIRCLE CREDIT UNION
77 S 37TH ST RICHMOND IN 47374
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $62,277,063
Deposits: $6,454,169
Net Worth: $7,182,492
Employees: 24
Members: 5,496

🏘️ All the Lenders Available in Wayne County, IN

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