Welcome to perfect-circle, a trusted financial institution proudly serving our community since 1932. Under the leadership of CEO Joshua Haney and Board President Tina Davis, we are committed to empowering our members through exceptional service and a range of modern banking solutions. Our headquarters, located in the heart of Hagerstown, IN, reflects our dedication to providing personalized financial experiences that cater to the diverse needs of our members.

As an NCUA-insured credit union since 1/27/1984 0:00, we prioritize your security while offering accessible services such as online banking, a user-friendly mobile application, peer-to-peer transfers, e-statements, mobile payments, and electronic signature authorization. At perfect-circle, we believe in fostering financial growth and stability for everyone, ensuring that our members have the tools they need to achieve their goals. For more information about our services or to get in touch with us directly, please visit our website at https://www.pccu.com/ or reach out via fax at (765) 489-5778. Join us today and experience the difference that a member-first approach can make!

At perfect-circle, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized services such as auto loans, mortgage refinancing, and credit cards with rewards, we aim to empower our members in their financial journeys. Our business banking options include merchant services and business loans that can help small businesses thrive. Whether you are looking to manage your day-to-day finances or planning for significant life milestones, our offerings are tailored to support you every step of the way.

In today’s digital age, accessibility is key, which is why we provide robust online banking and a user-friendly mobile application. With features such as person-to-person transfers, mobile payments, e-statements, and e-signatures, managing your finances has never been easier or more convenient. These tools not only simplify everyday banking tasks but also enable you to stay organized and informed about your financial health. If you're considering membership with us, you can find detailed eligibility information at https://www.pccu.com/about/qualifications-for-membership/ . For those exploring loan options, feel free to check out competitive rates via https://www.lendmesh.com/loans/vehicle_loans . Our team is always here to assist you; don’t hesitate to reach out at (765) 489-5778 for personalized support. Join us at perfect-circle and take control of your financial future today!

At perfect-circle, we pride ourselves on being a trusted and valuable financial partner in our community. With a strong foundation established in 1932, we have grown to serve a total membership of 5,496 individuals who rely on us for their financial needs. Our commitment to excellence is reflected in our robust financial standing, boasting total assets of 62,277,063 and a net worth of 7,182,492. These figures underscore our stability and ability to support our members effectively.

Our operational efficiency is demonstrated through our total loans and leases amounting to 2,159, providing vital resources for personal and business growth. This capability is complemented by a solid net worth ratio of 1,153, ensuring that we maintain a healthy balance between our assets and liabilities, which translates into greater security for our members' deposits. Speaking of deposits, we've garnered a strong trust from our members with total deposits reaching 6,454,169, which illustrates the confidence they place in us as their primary financial institution.

Employing a dedicated team of 24 professionals, we are committed to providing personalized service and expert guidance. Our employees are not just numbers; they are the backbone of our organization, ensuring that every member receives the attention and support they deserve. While we focus on delivering value through competitive products like auto loans—where we have an impressive volume of 1,318—our commitment doesn't end there. We also cater to diverse needs with offerings such as credit cards, where we've facilitated a credit card loan volume of 647.

Transparency is at the heart of what we do, and you can trust that our performance insights are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . As you consider your financial journey, know that perfect-circle stands ready to be your partner every step of the way. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.