PERFECT CIRCLE CREDIT UNION

Welcome to Perfect Circle, your trusted financial partner located at 77 S 37th St, Richmond, IN 47374. Since our establishment in 1932, we have been dedicated to supporting our community and enriching the lives of our 5,496 members. With a strong commitment to service and a deep understanding of your financial needs, we strive to provide tailored solutions that make banking easy and accessible. At Perfect Circle, we are proud to manage total assets of $62,277,063 and offer a range of services from checking and savings accounts to auto loans and credit cards with rewards. Our total deposits stand at $6,454,169, reflecting the trust our members place in us. With $8,046,85 in cash on hand, we ensure that we can meet your immediate banking needs while continuing to invest in the future of our community. Led by our CEO Joshua Haney and Board President Tina Davis, our team of 24 dedicated employees is here to assist you with personalized service. Whether you need help navigating loan options or setting up online banking, we're just a phone call away at 765-965-7400. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 77 S 37th St, Richmond, IN 47374. We invite you to explore our website at pccu.com for more information on how we can serve you better. Join us in building a brighter financial future stop by today or give us a call!

At Perfect Circle, we believe that everyone deserves a place in our community, and becoming a member is the first step toward joining a supportive network. If you live, work, worship, or attend school in Richmond or the surrounding areas, you're likely eligible to join us! We welcome individuals from all walks of life who are looking for personalized financial services tailored to their needs. Membership not only opens the door to a variety of financial products but also connects you with friendly experts ready to help you achieve your goals. Ready to get started? Opening an account with us is easy! Just visit our website at https://my.pccu.com/enroll for all the details on how to become part of our family. If you have any questions or need assistance, feel free to give us a call at (765) 965-7400. For more information about eligibility requirements, check out our dedicated page at https://www.pccu.com/about/qualifications-for-membership/ . We can't wait to welcome you to Perfect Circle at 77 S 37Th St Richmond In 47374!

At Perfect Circle, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to providing reliable services and peace of mind. With a net worth of $7,182,492, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,153 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,742,663 in share certificates and $4,077,904 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,182,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $659 in used auto loans and $26,150,248 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $87,604. Total Share Accounts: 11,596, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Perfect Circle is your trusted partner. Visit us at 77 S 37Th St Richmond In 47374 or call (765) 965-7400 to learn more about how we can help you achieve your financial goals.