WAYNE COUNTY FEDERAL CREDIT UNION - Richmond, IN

Welcome to Wayne County, your trusted financial partner located at 3010 W Main St, Richmond, IN 47374. Established in 1961, we have been dedicated to serving our community for over six decades, building a solid foundation of trust and reliability among our members. With a total membership of 1,105 and assets amounting to $12,987,416, we pride ourselves on offering a range of services tailored to meet your needs. At Wayne County Fcu, we understand the importance of financial security. That's why we've facilitated over 601 loans and maintain deposits totaling $461,541. Our net worth stands strong at $1,611,350, reflecting our commitment to sound financial practices and member satisfaction. We're not just about numbers; we're about people. Under the leadership of our CEO, Kim Wright, and Board President, Nelson Bingham, our small team of three employees is here to provide you with personalized service that makes banking easy and accessible. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3010 W Main St, Richmond, IN 47374-4583. Our friendly staff is available during lobby hours Monday, Wednesday, and Friday from 9 AM to 5 PM; Tuesday from noon to 5 PM (drive-thru only); Thursday from noon to 5 PM; and Saturday from 9 AM to noon (drive-thru only). We believe in investing back into our community by providing essential financial products such as checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. Whether you're looking to buy a new vehicle or consolidate debt, we are here to help you navigate your financial journey. With access to online banking and mobile services that allow you to manage your finances conveniently from anywhere, Wayne County Fcu is committed to making banking easier for you. If you're ready to experience the difference in personalized service and community-focused banking, don't hesitate! Call us today at 877-962-7113 or visit our website at waynecountyfcu.org for more information on how we can assist you. We look forward to welcoming you into the Wayne County family!

Becoming a member of Wayne County is like joining a close-knit community where your financial well-being is the priority. To be eligible, you just need to live, work, worship, or attend school in the area served by us. This means that if you're part of our vibrant community in Richmond, IN, we welcome you with open arms! Membership offers you access to a range of benefits, including personalized service and competitive rates on loans and savings accounts. For more details on eligibility criteria and to see if you're a good fit for us, check out this resource: . Ready to start your journey with us? Opening an account is easy! You can get started right from the comfort of your home by visiting our online account opening page at https://waynecountyfcu.org/new-online-banking-system/ . If you have any questions or need assistance along the way, don't hesitate to reach out at (877) 962-7113. We're here to help you every step of the way!

At Wayne County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial, which is why we work hard to ensure our strength and stability. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $1,611,350, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities tailored to your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,129,319 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,878,401 in used auto loans and $4,681,799 in total loans and leases. Our $217,133 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $7,337. Total Share Accounts: 1,694, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wayne County is your trusted partner. Visit us at 3010 W Main St Richmond IN 47374 or call 877-962-7113 to learn more about how we can help you achieve your financial goals.