KEMBA CREDIT UNION

Welcome to Kemba, your trusted partner in financial services located at 50 N 5Th St, Richmond, IN 47374. Since our establishment in 1934, we've been dedicated to serving our community with integrity and care. With a strong membership base of over 130,000 members, we pride ourselves on being more than just a credit union; we're a financial home where you can feel secure and supported. At Kemba, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to various loan options including auto loans, mortgages, and credit cards with rewards. With total assets exceeding $1.72 billion and total deposits around $119.87 million, our robust financial standing allows us to offer competitive rates and personalized service. Our commitment extends beyond numbers; it's about making a positive impact in the lives of our members and the community. Under the leadership of our CEO, Daniel Sutton, and Board President, Thomas Thole, we strive for excellence in all that we do. Our team of 287 dedicated employees is here to provide you with the assistance you need, whether you're looking for advice on your first car loan or exploring options for business financing. While members can visit us at our Richmond branch, official correspondence should be sent to our mailing address: 5600 Chappell Crossing Blvd, West Chester, OH 45069. We invite you to explore our website at kemba.com for more information about how we can help you achieve your financial goals. Ready to take the next step? Call us at 513-762-5070 or stop by during our lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. Let's work together towards a brighter financial future!

At Kemba, our journey began in 1934, right here in the heart of Richmond, Indiana. Over the years, we have grown from a small community initiative into a thriving credit union with a membership that now exceeds 130,000 individuals. Our branch, located at 50 N 5th St, Richmond, IN 47374, has become a cornerstone for financial support and guidance within our community. Kemba was founded on the principle of serving its members first. We believe that everyone deserves access to quality financial services without the burden of high fees or complicated processes. This mission drives us daily as we strive to offer products like personal banking accounts, auto loans, mortgage options, and more designed to meet the needs of our diverse membership. Our commitment to excellence is reflected not only in our extensive range of financial services but also in our impressive total assets of $1.73 billion. This significant growth enables us to provide better rates and improved offerings for our members. We're proud to say that we have consistently upheld strong partnerships with local organizations to give back to the community through various outreach programs. While members can visit us at our Richmond location for all their banking needs during our operating hours of 8:30 AM to 4:30 PM Monday through Friday, official correspondence should be sent to our mailing address at 5600 Chappell Crossing Blvd, West Chester, OH 45069. As we continue to evolve with technological advancements like online and mobile banking services, we remain dedicated to ensuring accessibility for all members. We also prioritize ADA compliance and customer-centric initiatives so that everyone can enjoy a seamless banking experience. In addition to our commitment to service excellence, Kemba actively engages in community outreach efforts. From sponsoring local events to offering financial education workshops, we aim not just to be a bank but a trusted partner in your financial journey. Join us at Kemba today and experience firsthand the difference that comes from being part of a member-focused credit union. Your financial goals are important to us; let's work together towards achieving them! For more information or assistance, feel free to call us at 513-762-5070.

Becoming a member of Kemba is like joining a family that genuinely cares about your financial well-being. If you live, work, or go to school in the Richmond area, you're likely already eligible to join us! We welcome individuals from various backgrounds and professions, making it easy for you to find a place here. At Kemba, you'll enjoy personalized service and a range of financial products designed with your needs in mind. To learn more about the specific eligibility criteria, check out our detailed information at https://www.kemba.com/connect/about-kemba-credit-union/become-a-member.html . Joining is simple! Once you've confirmed your eligibility, just head over to our account opening page at http://www.kemba.com/borrow/personal-loans/auto-loans .html or give us a call at (513) 762-5070. We're excited to help you take the first step towards better banking experiences right here at 50 N 5Th St Richmond In 47374!

At Kemba, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you place your hard-earned money, and we're here to provide you with the assurance you need. With a net worth of $188,723,037, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $468,289,865 in share certificates and $242,299,768 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,496,083, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $184,670,946 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is further supported by $34,389 in used auto loans and a total of $1,434,688,995 in loans and leases, helping you achieve your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 270 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $23,017,448. Total Share Accounts: 197,125, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba is your trusted partner. Visit us at 50 N 5Th St Richmond In 47374 or call 513-762-5070 to learn more about how we can help you achieve your financial goals.