Three Rivers Credit Union Richmond IN | Quick Personal Loans & Auto Financing

Introduction

Welcome to Three Rivers, your trusted partner in financial well-being! Located at 101 S 37th St, Richmond, IN 47374, we have been serving our community since 1935. With a commitment to helping our members thrive, we take pride in providing personalized banking services tailored to meet your unique needs. With over 133,463 members and total assets exceeding $2.46 billion, Three Rivers is here to offer you financial stability and growth. Whether you're looking for auto loans, personal banking options, or business services, we've got you covered. Our total deposits stand at an impressive $102,828,085, ensuring that your funds are safe and sound. While members can visit us at our Richmond branch for all their banking needs, official correspondence should be sent to PO Box 2573, Fort Wayne, IN 46801-2573. Led by our dedicated CEO Don Cates and Board President Brent Spindler, our team of 466 employees is always ready to assist you with a smile. We believe in building strong relationships with our members and contributing positively to the community we serve. At Three Rivers, we're not just about numbers; we're about people. We're proud of our strong net worth of $314,417,410 and the trust you've placed in us over the years. Your success is our mission whether through competitive loan rates or innovative online banking solutions. Ready to take the next step in your financial journey? Feel free to reach out at 800-825-3641 or visit us online at Three Rivers FCU today! Let's work together towards a brighter financial future!

Branch History & Mission

Community Commitment

We take pride in being more than just a credit union; we are an integral part of the Richmond community. Our partnerships with local organizations and ongoing outreach efforts ensure that we contribute positively to the lives of those around us. Whether it's through financial education programs or sponsoring local events, we're here to make a difference. In addition to traditional services, we embrace digital advancements like online banking and mobile payments, ensuring that managing your finances is both convenient and secure. We are also committed to ADA compliance so that all members can access our services comfortably. Join us on this journey! Experience firsthand how Three Rivers Credit Union can help you navigate your financial future while being part of a supportive community focused on growth and empowerment. Visit us today or call us at 800-825-3641 to learn more about becoming a member. Together, let's build a brighter tomorrow!

Mission Statement

Our mission is simple yet profound: to empower our members through accessible financial services while actively contributing to the well-being of our community. At Three Rivers, we believe that everyone deserves an opportunity for financial growth and stability. We strive to provide not just banking solutions but also valuable resources and support for individuals and families looking to achieve their financial goals. While members can visit us at 101 S 37th St, official correspondence should be sent to PO Box 2573, Fort Wayne, IN 46801-2573. Our branch is equipped with modern conveniences such as ATM availability and drive-thru banking for your ease and accessibility.

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can comfortably access our services. Ample parking is available right outside our doors, so you can easily stop by without any hassle.

Get in Touch!

If you have any questions or need assistance before your visit, feel free to give us a call at (800) 825-3641. Our dedicated team is eager to help you with all your banking needs. We look forward to welcoming you soon at the Three Rivers Credit Union Richmond Eastside branch!

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours to suit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. For those who prefer drive-thru banking, we're ready to assist you Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 8 AM to 12 PM.

Services Offered

At the Three Rivers Richmond Eastside branch, we provide a variety of services designed to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. We also offer business banking services and easy access to ATMs for quick transactions. For those who prefer shared services, you'll be pleased to know that we participate in shared branching. This means you can conduct basic transactions like deposits and withdrawals even if you're a member of another credit union in our network. While members can visit us at 101 S 37Th St Richmond In 47374, official correspondence should be sent to PO Box 2573, Fort Wayne, IN 46801-2573.

Member Eligibility

Becoming a member of Three Rivers is like opening the door to a welcoming community that prioritizes your financial well-being. If you live, work, worship, or attend school in the Richmond area, you may be eligible to join us! We aim to make our membership accessible and inclusive for everyone, ensuring that you can enjoy all the benefits we offer. Members have access to personalized banking services, competitive loan rates, and a variety of financial products designed to meet your needs. To find out more about eligibility requirements, check out this helpful resource: http://www.3riversfcu.org/about/become-a-member . When you're ready to take the next step, opening an account is easy! Simply visit our website at https://online.3riversfcu.org/authentication ?returnurl=quickapply or give us a call at (800) 825-3641. Our friendly team at 101 S 37Th St Richmond In 47374 is eager to assist you on your journey toward financial empowerment. Join us today and start experiencing the advantages of being part of Three Rivers!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,578 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $247,636,003, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services designed to streamline your operations. Imagine accepting payments effortlessly whether in-person or online. Our tools allow you to focus on what you do best: running your business. This means more time for customer service, innovation, and growth. Located at 101 S 37Th St Richmond In 47374 in Richmond, IN, we're here to provide the financial resources you need. Reach out today at (800) 825-3641 to learn how we can help your business thrive!

Comprehensive List Of Services

Additional Services

Our commitment to serving you goes beyond traditional banking hours. We offer basic drive-thru banking for quick deposits and withdrawals, ensuring you're never held up during busy days. For those who prefer shared services, we have basic transaction options available for partner credit union members as well. With all these offerings and more, we strive to create an environment where financial wellness is achievable for everyone.

Business Banking Services

For our business members, we provide essential tools through our Business Banking services. This includes everything from Merchant Services that streamline transactions to flexible Business Loans that support your entrepreneurial journey. Our goal is to empower local businesses in Richmond and surrounding areas.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we emphasize our robust Online & Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anytime, anywhere. Need to withdraw cash? Our ATM & Cash Withdrawal Services ensure that you have easy access to your money when you need it most.

Get In Touch!

Ready to take the next step towards better financial management? Give us a call at (800) 825-3641 or visit us at 101 S 37Th St Richmond In 47374 in Richmond, IN. Explore how Three Rivers can support your financial journey today! For more information about becoming a member or opening an account, visit us online at https://www.3riversfcu.org .

Personal Banking Solutions

Whether you're looking for a new checking account or a secure savings option, our Personal Banking services have you covered. Imagine having the peace of mind that comes with a checking account tailored to your daily spending, coupled with savings accounts that help you build for the future. We also offer Auto Loans & Vehicle Financing to help you get on the road without breaking the bank, along with Mortgage Loans & Refinancing options that make homeownership more accessible. If you're facing unexpected expenses, our Personal Loans & Debt Consolidation services can provide relief by simplifying your finances and making payments more manageable. Plus, our Credit Cards with Rewards allow you to earn while you spend, making every purchase work for you.

Digital & Online Banking

Embrace Mobile Payments

With our mobile payments feature, you can make purchases directly from your phone no cash or cards needed! This means less hassle while shopping and more time for what really matters in life. At Three Rivers, we are dedicated to providing accessible, user-friendly banking options that empower you to manage your finances effectively. Explore all our digital banking services today at https://www.3riversfcu.org and experience the ease and convenience of modern banking!

Go Paperless with E-Statements

Choose e-statements for a clutter-free way to manage your accounts. Not only do they help the environment, but they also allow you to access your financial statements securely online whenever you need them.

Security You Can Trust

We prioritize your security. Our electronic signature authorization adds an extra layer of safety when signing documents online. Additionally, our commitment to protecting your information means you can bank with confidence.

User-Friendly Features

Our online banking service is available 24/7, giving you the flexibility to check your account balances, transfer funds, and pay bills on your schedule. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Plus, with our mobile application, you can perform all these tasks right from your smartphone, making banking even more convenient.

Financial Strength

A Solid Foundation

With a net worth of $314,417,410, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,307 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $308,579,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,874 in used auto loans and a total of $1,826,660,229 in loans and leases available.

Member Trust

Total Share Accounts stand at 218,778, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $8,264,787, demonstrating our capability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Three Rivers is your trusted partner. Visit us at 101 S 37Th St Richmond In 47374 or call (800) 825-3641 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 460 full-time employees and 6 part-time employees ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Your savings are secured through $486,474,383 in share certificates and $406,312,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,074,534, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $270,208,492 in used vehicle loans and $43,516,569 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car purchase as affordable as possible.

Business Loans

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $247,636,003 provide the funding necessary for various business needs. Whether it's purchasing equipment or covering operational costs, we're here to support your business journey. Our branch staff is ready to assist you with the application process and answer any questions you may have regarding eligibility or refinancing options. You can reach us at 800-825-3641 during our operating hours: Lobby: M-Th 9-5; F 9-6; Sat 9-12; Drive Thru: M-Th 8-5; F 8-6; Sat 8-12. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can help you today!

Credit Lines and Unsecured Loans

For those needing extra financial flexibility, we offer credit lines totaling $700,729,591. Additionally, we have flexible terms on unsecured credit card loans, with a total of $34,174,579 in loans helping members manage their finances effectively. These products are designed to give you peace of mind when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $192,931,000, make buying or refinancing simple. We also offer refinancing options that allow you to take advantage of lower interest rates and improve your monthly payments.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring you receive trustworthy information. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results so you can find the best rates available. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can easily compare options and make choices based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects the real-world impact that accurate comparisons can have on your financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

THREE RIVERS FEDERAL CREDIT UNION