Personal Loans in Chattanooga, TN

Looking for a personal loan in Chattanooga, TN? Local credit unions offer friendly service, low rates, and flexible terms designed to fit your life. Comparing your options helps you find the best fit for your budget and goals.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Redstone has a Credit builder loan with an APR of 1% , which has stayed the same over the past 90 days. Their HELOC–classic has a rate of 7.88% today, down from 8.12% 30 days ago. The Personal line of credit/overdraft is at 12.29% APR, also lower than it was 30 and 60 days ago. Ornl s Personal loans with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit has a fixed APR of 11.74% , also unchanged during these periods. Both loan types maintain steady rates without recent changes.

Liberty s personal loans with an APR of 9.59% , which has stayed the same over the past 7 and 30 days. Their line of credit and overdraft protection rate is 11.5% , up from 2.05% seven days ago but unchanged from 30 and 60 days ago. Other products like the certificate pledge and share pledge loans have rates around 2% to 2.05% , with no changes in the last 90 days. Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago.

Y–12 s an Access line of credit with an APR of 14.99% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Share secured installment loan has a steady APR of 2% , the same as both 7 and 30 days ago. Knoxville Tva Employees has a Credit builder loan variable rate and a Signature loan variable rate. The Credit builder loan has a 2.15% APR that has stayed the same over the past 90 days. The Signature loan variable rate is 13.18% today, down from 13.42% thirty and sixty days ago, but unchanged from seven days ago.

Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.

Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods.

Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month.

University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have a 10.24% APR, also unchanged from one week and one month ago.

🏦 All Local Lenders in Chattanooga, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
EPB EMPLOYEES CREDIT UNION
1500 MCCALLIE AVE CHATTANOOGA TN 37404
P2P
E-Statements
Assets: $40,581,884
Deposits: $560,825
Net Worth: $4,110,456
Employees: 6
Members: 2,503
SOUTHERN CREDIT UNION
508 NATIONAL AVE CHATTANOOGA TN 37404
P2P
E-Statements
Assets: $20,305,995
Deposits: $934,177
Net Worth: $2,311,423
Employees: 6
Members: 1,791
SOUTHERN CREDIT UNION
508 NATIONAL AVE CHATTANOOGA TN 37404
P2P
E-Statements
Assets: $20,305,995
Deposits: $934,177
Net Worth: $2,311,423
Employees: 6
Members: 1,791
SOUTHEAST FINANCIAL CREDIT UNION
512 NATIONAL AVE CHATTANOOGA TN 37404
E-Statements
E-Signature
Assets: $459,300,423
Deposits: $36,699,584
Net Worth: $36,814,464
Employees: 132
Members: 39,119
CHATTANOOGA AREA SCHOOLS FEDERAL CREDIT UNION
1201 BAILEY AVE CHATTANOOGA TN 37404
Drive-Thru
E-Statements
Assets: $183,051,463
Deposits: $9,707,086
Net Worth: $22,925,275
Employees: 14
Members: 12,219
CHATTANOOGA AREA SCHOOLS FEDERAL CREDIT UNION
1201 BAILEY AVE CHATTANOOGA TN 37404
E-Statements
Assets: $183,051,463
Deposits: $9,707,086
Net Worth: $22,925,275
Employees: 14
Members: 12,219

🏘️ All the Lenders Available in Hamilton County, TN

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