SOUTHERN CREDIT UNION

Welcome to Southern Credit Union, your trusted financial partner located at 508 National Ave, Chattanooga, TN 37404. Established in 1933, our credit union has grown to serve a vibrant community of 1,791 members. We take pride in being more than just a financial institution; we are a part of the Chattanooga community, dedicated to helping our members achieve their financial goals. With total assets of $20,305,995 and deposits amounting to $934,177, we maintain a strong financial foundation that allows us to offer competitive loans and services. Our commitment is reflected in our impressive total loans and leases of 1,072, ensuring that we can support our members' diverse needs. Under the leadership of our CEO, Cindy Beale, and Board President, Sandra Wallis, we strive to create an environment where trust and reliability thrive. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 508 National Ave, Chattanooga, TN 37404. At Southern Credit Union, we understand that every member's journey is unique. With total cash in hand reaching $491,558 and a net worth of $2,311,423, we are well-positioned to provide personalized service tailored just for you. Our dedicated team of 6 employees is always here to assist you with friendly advice and guidance. We invite you to explore our offerings by visiting our website at Southern Credit Union or by calling us directly at 423-629-2578. Whether you're looking for a new loan or need assistance with your current accounts, we're eager to help you every step of the way!

Welcome to Southern Credit Union, located conveniently at 508 National Ave in Chattanooga, TN. Our branch is designed with accessibility in mind, making it easy for you to visit us for all your banking needs. Nestled near local landmarks, our location offers a friendly atmosphere and a commitment to serving our community. While members can visit us at 508 National Ave, official correspondence should be sent to the same address. You'll find ample parking available, and we are proud to be ADA compliant with features such as ramps and accessible entrances. Whether you're stopping by during your lunch break or after work, we have operating hours that fit your schedule: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 4:30 PM, and Wednesday from 9:00 AM to 4:30 PM. At Southern Credit Union, we understand the importance of convenience. Although we currently do not offer ATM services or drive-thru banking at this location, our friendly staff is ready to assist you inside the branch. If you have any questions or need assistance, feel free to call us at 423-629-2578. We invite you to visit us soon and experience the personalized service that makes Southern Credit Union a valued part of the Chattanooga community!

At Southern, we believe that everyone deserves a chance to thrive, and becoming a member is your first step into a supportive community that cares about your financial well-being. If you live, work, worship, or go to school in our area, you're likely eligible to join us! We welcome individuals from all walks of life and aim to provide the resources you need for your financial journey. Whether you're looking for savings accounts, loans, or friendly advice, our members enjoy personalized service tailored just for them. Joining is easy! To get started, simply visit us at 508 National Ave Chattanooga Tn 37404 or give us a call at (423) 629-2578. For more detailed information on eligibility requirements, feel free to check out our resource page at . It's time to take control of your finances with the support of Southern by your side!

At Southern, we understand that every business has unique needs and dreams. That's why we're dedicated to providing tailored banking solutions that help local businesses thrive. Imagine a small bakery in Chattanooga, TN that wants to expand its space to serve more customers. With our commercial loans, we empower business owners to turn their visions into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions, making it easier for local shops to accept payments and manage their cash flow effectively. Whether you're just starting out or looking to take your established business to new heights, Southern is here for you every step of the way. Visit us at 508 National Ave Chattanooga Tn 37404 or call us at (423) 629-2578 to explore how we can help your business grow!

At Southern, we understand that banking should fit seamlessly into your life. That's why we offer a range of digital and online banking services designed to provide you with convenience and security at your fingertips. With our 24/7 online banking services available at , you can manage your finances whenever it suits you. Whether it's checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, for those who prefer a more personal touch, our person-to-person transfer feature makes sending money to friends or family as simple as sending a text. Our mobile application takes banking on-the-go to the next level. You can use it to make mobile payments, ensuring you're never caught without the means to pay for something when you're out and about. And if you're looking to go paperless, we offer e-statements that are not only good for the environment but also help keep your financial information organized and easily accessible. Security is always a top priority at Southern. While we currently don't utilize electronic signature authorization, rest assured that our online platforms are designed with robust security measures to protect your sensitive information. We aim to make managing your accounts as easy as possible. With all these features combined, you can enjoy real-time account management from the comfort of your home or wherever life takes you. Banking has never been easier! If you have questions or need assistance, don't hesitate to give us a call at (423) 629-2578.

At Southern, we understand that financing can be a big step, whether you're looking to buy a new car, purchase your first home, or manage everyday expenses. Our variety of loan products is designed to meet the diverse needs of our members in Chattanooga, TN. With over 1,072 loans issued, we've helped thousands of members achieve their financial goals. If you're in the market for a vehicle, our auto loans are highly competitive, with over $5,054,061 in used vehicle loans and $1,662,477 in new vehicle loans already helping members get on the road. We pride ourselves on offering some of the lowest rates in the industry, making it easier for you to find the right fit for your budget. Thinking about homeownership? While we currently do not offer mortgage options, we encourage you to explore refinancing opportunities if you have existing loans that could benefit from lower rates. Our team is here to help guide you through any eligibility questions you may have. For those looking to manage day-to-day expenses or unexpected costs, we provide flexible terms on unsecured credit card loans. With a total of $248,583 in loans available, our credit card options can help you keep your finances under control while enjoying the convenience of credit. For businesses in need of funding, although we don't currently offer commercial loans, we are always exploring ways to better serve our members' needs. Stay tuned for future offerings that could assist in expanding your business. If you're interested in any of our loan products or would like more information about refinancing options, please feel free to reach out at (423) 629-2578. Our dedicated staff is ready to assist you during our operating hours: Monday, Tuesday, Thursday & Friday from 8:30 AM to 4:30 PM and Wednesday from 9:00 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Southern can help you achieve your financial aspirations today!