Welcome to southern-66980, a trusted financial institution established in 1933 and proudly headquartered in the heart of Chattanooga, TN. Our mission is to empower our members and the community through exceptional service, focusing on meeting the unique needs of military members and their families. Under the leadership of CEO Cindy Beale and Board President Sandra Wallis, we strive to create a supportive environment where financial growth is attainable for everyone.

At southern-66980, we understand that modern banking requires convenience and accessibility. That’s why we offer a suite of digital tools, including Online Banking, a user-friendly Mobile App, and features like P2P Transfers, E-Statements, and Mobile Payments to ensure that managing your finances is both simple and efficient. As an NCUA-insured institution since 12/30/1986 0:00, you can trust that your deposits are safe with us. Whether you’re looking for personal loans, auto financing, or business banking solutions, we prioritize a member-first approach that puts your needs at the forefront. For more information or assistance, feel free to reach out via our fax number at (423) 624-0987 or visit our official website at .

At southern-66980, we understand that managing your finances is an essential part of everyday life, whether you're planning for a significant milestone or simply navigating daily expenses. That's why we offer a comprehensive suite of services tailored to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our goal is to provide you with the financial tools you need to achieve your aspirations. Our business banking solutions, including merchant services and business loans, are designed to support small businesses in their growth journeys, ensuring they have the resources necessary to thrive in today’s competitive landscape.

In our commitment to making banking as convenient as possible, we have embraced digital access through features like online banking and our user-friendly mobile application. With capabilities such as person-to-person transfers, mobile payments, and e-statements, managing your finances has never been easier or more efficient. We strive to empower our members by providing intuitive tools that help them stay on top of their financial health from anywhere at any time. For those looking to explore membership opportunities or discover if they qualify for our services, detailed information can be found at . Additionally, if you're interested in finding the best loan options available, feel free to check out https://www.lendmesh.com/loans/personal_loans for a comparison of rates tailored just for you. Should you need personalized assistance or have any questions about our offerings, don't hesitate to reach out via fax at (423) 624-0987; we're here to support you every step of the way.

Southern Credit Union stands out as a trusted financial partner, deeply rooted in the Chattanooga community since 1933. With a total membership of 1,791, Southern has built a solid foundation of trust and loyalty among its members. The credit union boasts total assets amounting to 20,305,995, reflecting its strong financial stability and commitment to serving its members effectively. This is further underscored by a net worth of 2,311,423, which showcases the resilience and growth of the institution.

Despite facing challenges, as evidenced by a net income of -83,830, Southern continues to focus on providing valuable services that enhance member experience. The total deposits stand at 934,177, highlighting the confidence that members place in their credit union. Additionally, with 1,072 loans and leases issued, Southern demonstrates its dedication to supporting members through various financial needs, whether it be auto loans or personal financing options.

Employing just six dedicated professionals, Southern maintains an efficient operation while ensuring personalized service for every member. Its impressive net worth ratio of 1,138 indicates a well-capitalized institution that prioritizes the financial health of its members. The credit card loan volume stands at 422, while the auto loan volume reaches 566, showcasing Southern's diverse offerings tailored to meet the varied demands of its membership base.

Moreover, the absence of commercial loans and borrowings emphasizes Southern’s strategic focus on individual and community lending rather than corporate endeavors, further solidifying its reputation as a community-centric financial institution. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

In today's competitive landscape, finding the right financial partner is crucial. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.