Welcome to Chattanooga First, where we have been proudly serving our community since 1961. Under the leadership of CEO Terri Stansell and Board President Len Strombergh, we are dedicated to empowering our members through financial education and personalized service. Our headquarters is nestled in the heart of Chattanooga, TN, where we strive to create a welcoming environment that prioritizes trust and accessibility for all our members. As a federally insured credit union since April 21, 1971, you can have peace of mind knowing that your deposits are protected by NCUA insurance.

At Chattanooga First, we embrace modern banking solutions to enhance your financial experience. We offer online banking for convenience, person-to-person transfers for seamless transactions, and various loan options tailored to meet your needs. While we currently do not provide mobile applications or e-statements, our commitment to providing excellent member service remains unwavering. For inquiries or assistance, feel free to reach us at our fax number: (423) 266-5666 or visit our official website at https://chattfirst.org/ . Join us today and discover a financial partner that truly puts you first.

At Chattanooga First, we pride ourselves on offering a comprehensive suite of financial services tailored to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized auto loans and mortgage refinancing, our offerings are designed to support you at every stage of your financial journey. Our business banking services provide essential tools for entrepreneurs, including merchant services and business loans, ensuring that small businesses in our community have the resources they need to thrive. With access to online banking, members can easily manage their accounts from anywhere, making everyday transactions hassle-free. Although we currently do not offer mobile payments or a dedicated mobile app, our person-to-person transfer feature simplifies sending money to friends or family with just a few clicks.

Navigating financial milestones is made easier with our range of loans and credit options. Whether you're looking to consolidate debt or finance a new vehicle, Chattanooga First provides competitive rates and personalized service to help you achieve your goals. For those considering their options, resources available at https://www.lendmesh.com/loans/personal_loans allow for easy comparison of loan products and rates. We believe that accessibility is key, which is why we're committed to providing clear information about membership eligibility through . If you have any questions or need assistance, don’t hesitate to reach out via fax at (423) 266-5666; we're here to help you navigate your financial landscape with confidence.

Chattanooga First Credit Union stands out as a trusted financial partner in the community, with a strong foundation built on decades of service and commitment. Established in 1961, this credit union has cultivated a robust membership base, currently standing at 2,124 members. With total assets amounting to 25,906,418, Chattanooga First demonstrates its stability and capability to support its members' financial needs effectively.

The net worth of 5,746,353 reflects the credit union's solid financial health, further evidenced by a commendable net worth ratio of 2,210. This indicates not just sustainability but also a commitment to protecting member investments. In the past year alone, Chattanooga First reported a net income of 95,471, showcasing its ability to generate earnings while managing operational expenses efficiently.

With total deposits reaching 1,082,203, members can trust that their funds are secure and accessible. The credit union has facilitated an impressive volume of loans and leases, totaling 706, which underscores its dedication to providing financing solutions for various needs. Whether it’s auto loans or personal loans, Chattanooga First is equipped to assist members in achieving their financial goals, with an auto loan volume of 950 highlighting its focus on vehicle financing.

Moreover, with a dedicated team of only 5 employees, each member receives personalized service tailored to their unique circumstances. This intimate approach enhances trust and fosters long-term relationships within the community. The transparency in operations and access to comprehensive financial services positions Chattanooga First as not just a financial institution but as a valued partner committed to the well-being of its members.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Experience the benefits firsthand and compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans to find the best rates for your needs.