SOUTHEAST FINANCIAL CREDIT UNION

Welcome to Southeast Financial, your trusted partner in financial success located at 512 National Ave, Chattanooga, TN 37404. Established in 1936, our credit union has been serving the community for over 85 years, helping individuals and families achieve their financial goals with personalized service and competitive rates. With a strong membership base of 39,119 and total assets exceeding $459 million, we pride ourselves on being a stable and reliable choice for all your banking needs. At Southeast Financial, we understand that each member is unique. Whether you're looking for an auto loan, mortgage refinancing, or business banking solutions, our dedicated team is here to assist you every step of the way. Our CEO, John Jacoway, along with Board President Cleo Duckworth, lead a committed group of 132 employees who are passionate about providing exceptional service. While members can visit us at our branch location, official correspondence should be sent to the same address: 512 National Ave, Chattanooga, TN 37404. With total deposits reaching $36,699,584 and a net worth of $36,814,464, you can trust that your finances are in good hands. We hold a solid reputation for delivering quality products such as checking and savings accounts, personal loans, credit cards with rewards, and more. We invite you to explore our website at southeastfinancial.org for more information about our services or to get in touch with us at (423) 629-2551. Come experience the difference that a community-focused credit union can make in your financial journey!

At Southeast Financial, we pride ourselves on a rich history that began in 1936 in Chattanooga, TN. Since our inception, we have dedicated ourselves to serving the financial needs of our community. Located at 512 National Ave, our branch is not just a financial institution; it's a hub for connection and support for over 39,000 members who trust us with their financial journeys. As we've grown from our humble beginnings, we have embraced change while staying true to our mission: to provide exceptional financial services while making a positive impact in the lives of our members and the community. Our total assets now stand at an impressive $459,300,423, reflecting our commitment to responsible growth and member service. Southeast Financial isn't just about numbers; it's about people. We understand that financial wellness is vital for families and businesses alike. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our goal is to empower our members with the tools they need to achieve their financial goals. We believe in creating strong community ties. Over the years, we've participated in numerous outreach programs and partnerships that help uplift those around us. Our efforts extend beyond traditional banking as we engage with local organizations to support initiatives that foster education and economic growth. While members can visit us at our main location on National Ave, official correspondence should be sent to the same address for consistency: 512 National Ave, Chattanooga, TN 37404. We're proud to offer convenient operating hours from Monday to Friday between 8:00 AM and 4:30 PM. In this digital age, we also prioritize accessibility. Although we currently do not have ATM or drive-thru services at this branch, we provide robust online and mobile banking options so you can manage your finances anytime, anywhere. This includes e-statements and mobile payments for your convenience. As we continue to grow and adapt to meet the needs of our members, we invite you to join Southeast Financial. Experience firsthand how we're not just a credit union but a partner in your financial success. Reach out today at 423-629-2551 or visit us online at Southeast Financial to learn more about becoming a member!

Welcome to Southeast Financial, your friendly neighborhood credit union located at 512 National Ave in the heart of Chattanooga, TN. Our branch is easily accessible and conveniently situated near local landmarks, making it a breeze for members to visit us for all their banking needs. Whether you're popping in for a quick transaction or exploring our range of services, we're here to help you every step of the way. At Southeast Financial, we prioritize accessibility. Our branch is designed with features that cater to all members, including ADA-compliant entrances and parking facilities that ensure easy access for everyone. If you need assistance while visiting, our dedicated staff is always ready to lend a hand. Our lobby hours are Monday through Friday from 8:00 AM to 4:30 PM, providing plenty of opportunities for you to stop by and take care of your financial matters. While you're here, feel free to inquire about our personal banking options, auto loans, mortgages, and business services. We're committed to helping you manage your finances effectively. Although we do not have ATM or drive-thru services at this location, our team is always available inside the branch to assist you with any transactions or questions you may have. And if official correspondence is needed, please send it to our mailing address at 512 National Ave, Chattanooga, TN 37404. We invite you to come visit us soon! If you have any questions before your visit, don't hesitate to give us a call at 423-629-2551. At Southeast Financial, we look forward to serving you!

At Southeast Financial, we believe that becoming a member is more than just opening an account it's about joining a community that supports your financial journey. If you're looking to become part of our family, eligibility is quite simple! We welcome individuals who live, work, or worship in our service area. This means if you're part of the Chattanooga community or surrounding areas, you likely qualify. Plus, our members enjoy a range of benefits like personalized service, competitive rates, and access to various financial products tailored just for you. Ready to get started? Opening an account with us is easy! Just give us a call at 423-629-2551 or stop by our branch located at 512 National Ave, Chattanooga, TN 37404. For more detailed information on eligibility requirements and to ensure you have the latest updates, feel free to check out our website at Southeast Financial. We can't wait to welcome you into our community!

At Southeast Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our solid financial foundation, which allows us to provide you with the best possible services and products. With a net worth of $36,814,464, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 801 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $103,592,127 in share certificates and $41,065,985 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,342,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,186,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; we have $11,166 in used auto loans and a total of $377,520,910 in loans and leases supporting your financial goals across various sectors. Our operational efficiency is evident as reflected by our net income of $0, allowing us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 129 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $199,827. Total Share Accounts: 62,811, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeast Financial is your trusted partner. Visit us at 512 National Ave Chattanooga TN 37404 or call 423-629-2551 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Southeast Financial, we understand that financial needs vary from person to person. That's why we offer a range of loan products designed to help you achieve your goals, whether you're looking to buy a car, purchase a home, or manage your finances effectively. With over 28583 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out with some of the lowest rates in the industry. If you're in the market for a vehicle, consider our offerings: we've issued $160,470,685 in used vehicle loans and $18,937,266 in new vehicle loans. These loans are designed to make getting on the road as straightforward as possible. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $26,137,772, making buying or refinancing simple and accessible. We know that securing a loan for your home can be daunting, so we're here to guide you through every step of the process. For those who require flexibility in managing day-to-day expenses or unexpected costs, our unsecured credit card loans are an excellent option. With a total of $12,137,730 in unsecured credit card loans available, we provide members with the tools they need to effectively manage their finances without added stress. If you're a business owner looking for capital to grow and expand your operations, our outstanding commercial loans totaling $6,620,361 can provide the necessary support. We understand that running a business requires access to funds when you need them most. We also recognize that life can change unexpectedly; therefore, refinancing options may be available for many of our loan products. If you're interested in learning more about eligibility criteria or how refinancing could work for you, please reach out to us at 423-629-2551. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Southeast Financial located at 512 National Ave, Chattanooga TN 37404, we're committed to providing tailored financial solutions that meet your unique needs. Explore our loan offerings today and discover how we can assist you on your financial journey!