Personal Loans in Decatur, AL

Looking for a personal loan in Decatur, AL? Local credit unions offer competitive rates and flexible terms tailored to your needs, making it easier to manage expenses or consolidate debt with friendly, community-focused service.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Redstone has a Credit builder loan with an APR of 1% , which has stayed the same over the past 90 days. Their HELOC–classic has a rate of 7.88% today, down from 8.12% 30 days ago. The Personal line of credit/overdraft is at 12.29% APR, also lower than it was 30 and 60 days ago. Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago.

All In has a Certificate secured loan with an APR of 3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Open–end line of credit and unsecured loans have a fixed APR of 14.99% , also unchanged during these periods. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Avadian s boat loans with an APR of 5.75% , which has stayed the same over the past 7 days. Home improvement loans for 36 months have a rate of 8.24% , also unchanged from a week ago. Both rates provide clear terms for borrowers looking for specific loan types. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.

Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, and 60 days. The Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during that time. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pen Air has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.9% , also unchanged from 7 and 30 days ago.

Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern.

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month. University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have a 10.24% APR, also unchanged from one week and one month ago.

🏦 All Local Lenders in Decatur, AL

Lender NameBranch AddressOffice ServicesLender Snapshot
FAMILY SECURITY CREDIT UNION
1806 CARRIDALE ST SW DECATUR AL 35601
P2P
E-Statements
Assets: $964,947,655
Deposits: $197,363,758
Net Worth: $179,354,245
Employees: 224
Members: 88,846
FAMILY SECURITY CREDIT UNION
1305 6TH AVE SE DECATUR AL 35601
ATM
Drive-Thru
P2P
E-Statements
Assets: $964,947,655
Deposits: $197,363,758
Net Worth: $179,354,245
Employees: 224
Members: 88,846
FAMILY SECURITY CREDIT UNION
2330 POINT MALLARD DR SE DECATUR AL 35601
ATM
P2P
E-Statements
Assets: $964,947,655
Deposits: $197,363,758
Net Worth: $179,354,245
Employees: 224
Members: 88,846
FAMILY SECURITY CREDIT UNION
1852 BELTLINE RD SW DECATUR AL 35601
ATM
Drive-Thru
P2P
E-Statements
Assets: $964,947,655
Deposits: $197,363,758
Net Worth: $179,354,245
Employees: 224
Members: 88,846
ALABAMA CENTRAL CREDIT UNION
3048 FINLEY ISLAND CIR NW DECATUR AL 35601
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $199,689,295
Deposits: $16,974,971
Net Worth: $17,998,825
Employees: 56
Members: 21,533
ALABAMA CREDIT UNION
2216 6TH AVE SE DECATUR AL 35601
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,923,885,152
Deposits: $80,198,128
Net Worth: $182,824,392
Employees: 390
Members: 146,607
REDSTONE FEDERAL CREDIT UNION
2319 BELTLINE RD SW DECATUR AL 35601
ATM
Drive-Thru
P2P
E-Statements
Assets: $7,829,722,812
Deposits: $305,883,216
Net Worth: $1,011,949,770
Employees: 1350
Members: 813,194
REDSTONE FEDERAL CREDIT UNION
1807 6TH AVE SE DECATUR AL 35601
ATM
Drive-Thru
P2P
E-Statements
Assets: $7,829,722,812
Deposits: $305,883,216
Net Worth: $1,011,949,770
Employees: 1350
Members: 813,194
REDSTONE FEDERAL CREDIT UNION
910 SOMERVILLE RD SE DECATUR AL 35601
P2P
E-Statements
Assets: $7,829,722,812
Deposits: $305,883,216
Net Worth: $1,011,949,770
Employees: 1350
Members: 813,194

🏘️ All the Lenders Available in Morgan County, AL

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