ALABAMA CENTRAL CREDIT UNION - Decatur, AL

Welcome to Alabama Central in Decatur, where your financial well-being is our top priority! Located at 3048 Finley Island Cir Nw, Decatur, AL 35601, we have been serving our community since 1938. With a total membership of over 21,533 members, we pride ourselves on fostering strong relationships and supporting the financial goals of our community. At Alabama Central, we understand that every dollar matters. That's why we manage a robust portfolio with total assets of $199,689,295 and total deposits amounting to $16,974,971. Our commitment to excellence is reflected in our impressive net worth of $17,998,825 and cash on hand totaling $2,076,417. Whether you're looking for a new auto loan or need help with personal banking services, our team is here to assist you. Our dedicated staff of 56 employees, led by CEO Brad Haddock and Board President Kaitlyn Brown, ensures that you receive personalized attention tailored to your needs. We believe in giving back to the community while also providing competitive rates on loans currently holding a total of 8,117 loans and leases. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 3048 Finley Island BLVD, Decatur, AL 35601. We invite you to explore the variety of services we offer through our website at Alabama Central. Join us today and experience the benefits of being part of a credit union that truly cares about its members. Call us at 256-351-7880 or stop by during our lobby hours from Monday to Friday between 9 AM and 5 PM. Your journey toward financial empowerment starts here!

At Alabama Central, we take pride in our rich history and unwavering commitment to the communities we serve. Established in 1938, our Decatur branch has been a cornerstone of financial support for over eight decades. Located at 3048 Finley Island Cir NW, Decatur, AL 35601, we are ideally situated to serve our members with ease. Our location is easily accessible, making it convenient for you to visit us. Since our inception, Alabama Central has grown significantly, now boasting a total membership of 21,533 and total assets amounting to $199,689,295. We have seen many changes over the years, but our core mission has remained steadfast: to provide exceptional financial services while supporting our local community. Our mission is simple yet powerful: we strive to empower individuals and families by offering personalized banking solutions that meet their unique needs. From checking and savings accounts to auto loans and mortgages, we aim to provide services that promote financial well-being. We also believe in giving back; through community outreach initiatives and partnerships with local organizations, we actively contribute to the development and support of Decatur. In addition to traditional banking services, we embrace modern technology to enhance your experience. With online banking, mobile payments, and ATM access available at our branch, managing your finances has never been easier or more efficient. Furthermore, our branch is ADA compliant, ensuring that everyone can access our services comfortably. While members can visit us at 3048 Finley Island Cir NW for all their banking needs, official correspondence should be sent to 3048 Finley Island BLVD, Decatur, AL 35601 if it differs from the branch address. We are proud of our dedicated team led by CEO Brad Haddock and supported by staff who are always ready to assist you. Our drive-thru service offers added convenience for quick transactions during operating hours from Monday through Friday from 9 AM to 5 PM. Join us at Alabama Central in Decatur as we continue this journey of growth together. Experience the benefits of being part of a credit union that genuinely cares about its members and community. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. Visit us today or give us a call at 256-351-7880 we look forward to welcoming you!

Welcome to Alabama Central, your friendly neighborhood credit union located at 3048 Finley Island Cir Nw in Decatur, AL. Our branch is perfectly situated for your convenience, making it easy for you to manage your financial needs right in the heart of Morgan County. Whether you're visiting us after a trip to the nearby shopping centers or enjoying a day out at the beautiful Point Mallard Park, we're here to help you with all your banking needs. At our Decatur branch, we prioritize accessibility and comfort. We offer ample parking right outside our entrance, ensuring that you can quickly find a spot when you arrive. Our facility is ADA compliant, featuring ramps and accessible entrances to ensure everyone can easily access our services. We're open Monday through Friday from 9 AM to 5 PM, allowing you plenty of time during the week to stop by and meet with our dedicated staff. If you're on the go, take advantage of our drive-thru banking service for quick transactions like deposits and withdrawals without having to leave your vehicle. Additionally, we have an ATM available for cash withdrawals and balance inquiries whenever you need it. While members can visit us at 3048 Finley Island Cir Nw, official correspondence should be sent to our mailing address at 3048 Finley Island BLVD, Decatur, AL 35601. Whether you're looking for personal banking options like checking and savings accounts or exploring loans for vehicles or mortgages, Alabama Central has you covered. Our team is always ready to assist you with any questions or services you may need. Feel free to give us a call at 256-351-7880 if you'd like more information or if you're ready to start your journey with us. We can't wait to welcome you into our branch! Come visit us today!

Becoming a member of Alabama Central is like joining a family that truly cares about your financial well-being. We believe in making our community stronger, and we welcome anyone who lives, works, or worships in the area to join us. At Alabama Central, you'll find that eligibility is easy and inclusive just bring along a valid ID and proof of address, and you're on your way! For more specific details, feel free to check out our eligibility page at . Once you're ready to open an account, the process is simple. You can start right away by visiting our online application at https://secure.alabamacentral.org/alabamacentralonlinebanking/sdk/autoenrollmente2e , or give us a call at (256) 351-7880 if you have any questions. Our friendly team is here to help you every step of the way. Join us at Alabama Central, located at 3048 Finley Island Cir Nw Decatur Al 35601, and let's take this journey together toward achieving your financial goals!

At Alabama Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight the financial strength that underpins our operations and ensures that we can continue serving our community effectively. With a net worth of $17,998,825, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 900% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,885,792 in share certificates and $7,965,632 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,812,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,732,369 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $26,653,709 in used auto loans and a total of $146,570,767 in loans and leases. Our operational efficiency is reflected in our performance with a net income of $0, which allows us to focus on providing competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments): $0. Total Share Accounts: 27,082, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama Central is your trusted partner. Visit us at 3048 Finley Island Cir Nw Decatur Al 35601 or call 256-351-7880 to learn more about how we can help you achieve your financial goals.