Family Security Credit Union Decatur AL | Best Auto Loans & Personal Banking

Introduction

Welcome to Family Security, your trusted partner in financial well-being! Located at 1305 6Th Ave Se, Decatur, AL 35601, our branch has been serving the community since 1953. With a strong commitment to our members, we are proud to support over 88,846 members and manage assets totaling an impressive $964,947,655. At Family Security, we understand that personal and business financial needs can vary greatly. That's why we offer a wide range of services tailored just for you whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions. With $197,363,758 in total deposits and nearly $44547 loans and leases extended to our members, we strive to provide financial resources that help you achieve your goals. Under the guidance of our dedicated CEO, Shane Nobbley, and Board President James Jeffreys, our team of 224 employees is here to ensure you receive personalized service every step of the way. We pride ourselves on being more than just a credit union; we're a community-focused institution dedicated to building lasting relationships with our members. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 2204 Family Security Pl SW, Decatur, AL 35603. Whether you're stopping by for a quick transaction or seeking advice on your next big investment, our doors are open Monday through Friday from 7:30 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM. If you have any questions or need assistance, don't hesitate to give us a call at 256-340-2000. Join us today at Family Security Credit Union where your financial security is our priority! For more information about our services and membership eligibility, visit us online at myfscu.com. We look forward to helping you reach your financial dreams!

Branch History & Mission

Community Commitment

Our dedication extends into every aspect of our operations. With features like online banking and mobile payments available, we're committed to offering convenient services that meet today's digital demands while remaining ADA compliant for all members. Additionally, we provide drive-thru banking options and access to ATMs for quick transactions because your time matters. If you want more than just a bank a place that cares about your financial future look no further than Family Security. While members can visit us at 1305 6Th Ave Se Decatur Al 35601, official correspondence should be sent to 2204 Family Security Pl SW, Decatur, AL 35603.

Join Us Today!

We invite you to become part of the Family Security family. Experience firsthand how we can help you achieve your financial goals while being an active participant in your community. For inquiries or assistance, feel free to reach us at (256) 340-2000 during our operating hours: Monday - Friday from 7:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Join us on this journey towards a secure financial future because together, we can build a stronger community! Visit us online at Family Security for more information about membership eligibility and services available.

Mission Statement

At Family Security, our mission goes beyond traditional banking. We strive to empower our members through comprehensive financial education and resources that promote economic well-being. We believe that everyone deserves access to quality financial services, which is why we offer a range of products designed for all stages of life from personal banking solutions like checking and savings accounts to business banking options. We also recognize the importance of giving back to the community that has supported us for so many years. Through various outreach programs and partnerships, we work tirelessly to uplift those around us and foster an environment where everyone can thrive.

Our Journey

Since our inception, Family Security has focused on providing personalized banking solutions tailored to meet the diverse needs of our members. We started with a simple mission: to help individuals and families achieve their financial goals while fostering a sense of community. As we expanded our offerings from checking accounts and savings options to auto loans and mortgages we maintained our commitment to exceptional service and community support. Our headquarters in Decatur is not just a place for operations; it's where our vision comes to life. The growth we've achieved is not only measured in numbers but also in the relationships we've built along the way. We are proud to be part of a network of shared service centers that allow us to extend our services even further.

Branch Location & Accessibility

Convenient Access for Everyone

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit comfortably. Ample parking space is available right outside, making it easy for you to come in and access our services without any hassle. Plus, with drive-thru banking options available, you can quickly handle your transactions from the comfort of your vehicle.

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why our lobby hours are tailored to meet your needs open Monday through Friday from 7:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM for your convenience. Whether you prefer an early start or a weekend visit, we're here when you need us.

Services Designed for You

At Family Security, we offer a wide range of services tailored to suit every financial need. From personal banking like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is available for quick cash withdrawals and balance checks, ensuring you have access to your funds whenever necessary. Additionally, we provide basic drive-thru services for deposits and withdrawals to streamline your banking experience. While members can visit us at our main branch address, please note that any official correspondence should be sent to our mailing address at 2204 Family Security Pl SW, Decatur, AL 35603.

We’re Here for You!

Got questions or need assistance? Don't hesitate to give us a call at 256-340-2000. Our friendly team is ready to help you with all your banking needs. Come visit us today and discover how Family Security can support your financial journey!

Member Eligibility

At Family Security, becoming a member is like joining a welcoming family that truly cares about your financial journey. If you live, work, worship, or attend school in the Decatur area, or if you have a family member who is already a member with us, you're likely eligible to join! We believe everyone deserves access to personalized financial services that cater to their unique needs. By choosing Family Security, you not only gain access to competitive rates on loans and savings accounts but also enjoy the support of our dedicated team who are here to help you thrive. To learn more about the specific eligibility criteria, feel free to visit this link for the latest details. Once you're ready to take the next step, you can easily open an account by giving us a call at (256) 340-2000 or stopping by our branch located at 1305 6Th Ave Se Decatur Al 35601. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the ability to accept payments from customers easily and efficiently. Our merchant services provide just that allowing you to focus on what you do best while we handle the payment processing. This means faster transactions and happier customers, all contributing to your bottom line. Located at 1305 6Th Ave Se Decatur Al 35601 in Decatur, AL, we're here to support your business goals. If you're ready to take your business to the next level, give us a call at (256) 340-2000 or visit us today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,044,986, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

We also have an ATM available for quick cash withdrawals and balance checks. Prefer personal service? Our Drive-Thru Banking offers simple transactions like deposits and withdrawals without leaving your car.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services can help get you behind the wheel without breaking the bank. We offer competitive rates and flexible terms that make it easier than ever to afford the vehicle you need.

Business Banking Services

For entrepreneurs and business owners, our Business Banking solutions include merchant services and business loans designed to foster growth and success. We understand that running a business comes with its own set of challenges; that's why we're committed to being a reliable partner in your journey.

Credit Cards with Rewards

Enjoy the benefits of spending with our Credit Cards with Rewards program. Earn points on your purchases that can be redeemed for cash back, travel, or other exciting rewards. It's a great way to make your everyday spending work harder for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Family Security, we provide robust Online & Mobile Banking options that allow you to manage your finances anytime, anywhere. From checking balances and transferring funds to paying bills and making deposits right from your phone banking has never been easier.

Home Financing Options

Homeownership is within reach with our Mortgage Loans & Refinancing services. If you're ready to buy your first home or want to refinance your existing mortgage for better rates, we're here to guide you every step of the way. Imagine sipping coffee in your dream home we can help turn that vision into reality.

Personal Banking Solutions

For those looking to manage their daily finances, we offer Personal Banking options that include checking and savings accounts. Whether you're saving for a big purchase or just need a place to keep your money safe, our accounts come with features designed to help you grow your savings while enjoying easy access.

Personal Loans & Debt Consolidation

If unexpected expenses arise or you're looking to consolidate debt, our Personal Loans can provide the financial relief you need. With straightforward terms and support from our team, tackling financial challenges becomes much more manageable.

Shared Branch Transactions

We know how important accessibility is. That's why we provide basic shared branch transactions for members of partner credit unions, allowing easy access to deposits and withdrawals. If you're ready to explore these services further or have any questions, don't hesitate to give us a call at 256-340-2000 or visit us online at myfscu.com. Join us today at Family Security where your financial goals become our priority!

Digital & Online Banking

Security First

We know that security is a top concern for our members. While we don't currently support electronic signature authorization, we prioritize protecting your information through secure logins and encryption technology. This way, you can manage your finances confidently. At Family Security, we are committed to providing you with accessible and user-friendly digital banking services. Whether you're at home or on the move, our tools are designed to help you keep track of your finances effortlessly. Join us today and experience the ease of banking in the digital age!

User-Friendly Features

Our mobile application makes banking on the go a breeze. Whether you want to make mobile payments or send money to friends and family with our person-to-person transfer feature, everything is just a tap away. And if you prefer going paperless, take advantage of our e-statements for easy access to your financial records without the clutter.

Financial Strength

Growing Together

We have built a strong community, as shown by our 152,309 total share accounts. This growing member base trusts us with their finances because they know we are committed to their success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Security is your trusted partner. Visit us at 1305 6Th Ave Se Decatur Al 35601 or call (256) 340-2000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Members’ Savings Are Secure

Your savings are safe with us. We hold $102,423,587 in share certificates and $143,202,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 9 part-time employees who are always ready to assist you.

Our Financial Health

With a net worth of $179,354,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,857 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Improvement

With $178,728,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $18,850 in used auto loans and $448,580,659 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $265,657,613 in used vehicle loans and $25,559,741 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $1,044,986 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our commercial lending solutions are tailored to meet your unique needs. If you're considering refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to reach out. Our team at Family Security is here to assist you every step of the way. You can visit us at 1305 6Th Ave Se Decatur Al 35601, or give us a call at 256-340-2000 during our operating hours: Monday - Friday from 7:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. For more information on becoming a member and accessing these great loan products, check out our website at myfscu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,861,201, make buying or refinancing simple. We offer various mortgage products that can fit different budgets and lifestyle choices.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,970,742 in loans helping members manage their finances effectively. These cards come with features designed to help you build credit while enjoying everyday purchasing power.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that the offers you see are fair and transparent. Each institution listed has been vetted for accuracy, ensuring that you receive legitimate offers without any hidden agendas.

FAMILY SECURITY CREDIT UNION