Redstone Credit Union Decatur AL | Best Auto Loans & Business Banking

Introduction

Welcome to Redstone, your trusted financial partner located at 910 Somerville Rd SE, Decatur, AL 35601. Since opening our doors in 1951, we have dedicated ourselves to serving our community with a commitment to excellence and member satisfaction. With over 813,194 members, we take pride in offering a wide range of financial services tailored to meet your needs. As part of the Redstone family, you benefit from our robust financial standing. We manage total assets of $7,829,722,812, with total deposits amounting to $305,883,216. Our solid net worth of $1,011,949,770 reflects our stability and reliability in handling your finances. You can trust us with your loans too; we currently offer 253,472 loans and leases to help you achieve your dreams. While members can visit us at our Decatur branch for personalized service and support, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Our knowledgeable team is here to assist you during lobby hours from 10:15 AM to 11:45 AM, Monday through Friday. Under the leadership of CEO Joseph Newberry and Board President Dave Hargrove, we strive to create a welcoming environment for all. Our team of over 1,350 employees is dedicated to ensuring that every member feels valued and supported. At Redstone, we are more than just a credit union; we are a community hub where members can access personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions. We also embrace technology with online and mobile banking options for added convenience. Join us today or visit our website at Redstone for more information about how we can support your financial journey. Whether you're looking for assistance with loans or simply want to know more about membership benefits, we're here for you! Feel free to reach out at 256-722-3709 we look forward to welcoming you into our Redstone family!

Branch History & Mission

Welcome to the heart of our community, where the story of Redstone began in 1951. Located at 910 Somerville Rd SE, Decatur, AL 35601, our branch has been a steadfast partner in the financial journey of our members for over seven decades. With a rich history rooted in service and dedication, Redstone has grown alongside the people we serve. Today, we proudly support a total membership of 813,194 individuals who count on us for their banking needs. Our mission at Redstone is simple yet profound: to empower our members through accessible financial services while fostering community growth and support. We believe that everyone deserves a chance to achieve their financial goals. Whether it's opening a checking account, securing an auto loan, or planning for a mortgage, we are here to guide you every step of the way. As we look back on our evolution, we reflect on key milestones that have shaped our branch into what it is today. From humble beginnings to becoming a significant player with total assets of over $7.82 billion, Redstone has always prioritized member satisfaction and community involvement. We take pride in providing essential services like personal banking, auto loans, mortgages, and business banking options all designed with you in mind. While members can visit us at 910 Somerville Rd SE, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Our operating hours are conveniently set from Monday to Friday, 10:15 AM to 11:45 AM, ensuring that you can reach us when you need us most. At Redstone, we recognize the importance of adapting to modern needs. Though we currently do not offer ATM services or drive-thru banking, we provide comprehensive online and mobile banking options. This allows you to manage your finances from anywhere at any time. Our commitment extends beyond just transactions; we strive to create lasting relationships through community outreach initiatives and partnerships that uplift those around us. We invite you to experience the difference that comes with being part of the Redstone family. Join us today and discover how we can help you achieve your dreams while supporting a vibrant community. Together, let's build a brighter financial future! For more information about becoming a member or accessing our services, please visit Redstone's website. If you have questions or need assistance, feel free to call us at 256-722-3709 we're here for you!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is just a short drive from popular spots like Decatur High School and the beautiful Delano Park. We understand how important it is for our members to have easy access, which is why we've ensured ample parking right outside the branch. Our facilities are designed with accessibility in mind, featuring ADA-compliant entrances and ramps.

Operating Hours and Services

We're open Monday through Friday from 10:15 AM to 11:45 AM. This schedule makes it easy for you to fit banking into your busy day! Although we don't have ATM services or a drive-thru available at this location, our friendly staff is ready to assist you with personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. If you're considering joining our credit union family or have questions about our offerings, feel free to give us a call at 256-722-3709. We invite you to visit us soon your financial well-being is our top priority!

Member Eligibility

At Redstone, we believe that everyone deserves a chance to be part of a supportive community that puts your financial needs first. Becoming a member is easy and welcoming! If you live, work, or worship in the areas served by our credit union, you're likely eligible to join us. We also extend membership to family members of existing members, creating a network where everyone can benefit from our services. For more specific details on eligibility requirements, feel free to check out our page at https://www.redfcu.org/become-a-member/. Once you're ready to take the next step, opening an account with Redstone is straightforward and designed with you in mind. You can find all the information you need about the account opening process at https://www.redfcu.org/become-a-member/member_app_check/. If you have any questions or need assistance, don't hesitate to reach out to us at (256) 722-3709. We're excited to welcome you into our community at 910 Somerville Rd Se Decatur Al 35601!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to the funds you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, accepting payments easily can set your business apart. Our merchant services are designed to simplify transactions, allowing you to focus on what matters most growing your business. Whether you're running a retail shop or a service-based company, we provide reliable tools that help you process payments efficiently. At Redstone, located at 910 Somerville Rd Se Decatur Al 35601, Decatur, AL, we're here to empower your business journey every step of the way. Let us help you turn your vision into reality!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even make person-to-person payments effortlessly from your smartphone or computer. While we don't have ATMs or drive-thru services at this location, our digital banking platform ensures that accessing cash or conducting transactions is still easy and efficient.

Business Solutions Tailored for You

For local businesses, we provide comprehensive business banking services, including merchant services and business loans that help you grow and succeed. Whether you're just starting out or looking to expand, we're here to support your vision.

Connect with Us

At Redstone, we're dedicated to providing exceptional service that meets all your financial needs. If you're ready to explore how we can assist you further or have any questions about our offerings, don't hesitate to reach out! Give us a call at (256) 722-3709 or visit us in person at 910 Somerville Rd Se Decatur Al 35601. We look forward to serving you! Whether you're a long-time member or considering joining us for the first time, we're here for you every step of the way.

Personal Banking Made Simple

Managing your money shouldn't be complicated. With our checking and savings accounts, you can easily keep track of your daily expenses while growing your savings. For those looking to purchase a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to help you hit the road with confidence. If you're dreaming of homeownership or want to refinance your current mortgage, our mortgage loans and refinancing services make it easier than ever to secure the best rates available. And if life throws unexpected expenses your way, our personal loans and debt consolidation solutions offer the support you need to regain control.

Rewarding Credit Options

When it comes to credit cards, we've got you covered with options that come with rewards! Our credit cards with rewards let you earn points on everyday purchases, making your spending work for you.

Digital & Online Banking

Accessible Online Banking Services

With 24/7 access to our online banking platform at https://www.redfcu.org/, you can check your balance, pay bills, and transfer money whenever it suits you. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate easily and feel confident doing their banking online.

Secure Transactions and Statements

Your security is our priority. We utilize top-notch security measures so you can bank without worry. Plus, with e-statements available, you'll receive your account statements electronically, helping you stay organized while contributing to a greener planet. Unfortunately, we do not support electronic signature authorization just yet, but we're always looking for ways to enhance our offerings. In today's fast-paced world, having control over your finances at your fingertips is essential. At Redstone, we empower you with tools that not only simplify banking but also keep you informed in real time. Explore all these digital features today and take charge of your financial journey!

Stay in Control with Mobile Features

For members who prefer to bank from their smartphones, our mobile application is available for download. This app allows you to make mobile payments, conduct person-to-person transfers, and manage your accounts right from your pocket. Enjoy the flexibility of banking anytime, anywhere!

Financial Strength

At Redstone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a solid foundation for your financial needs, ensuring that you can trust us with your hard-earned money. Our financial data reflects our strength and reliability. With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This significant net worth showcases our commitment to safeguarding your savings and investing in tools that benefit our members. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is essential for maintaining the trust of our members as it indicates our capacity to absorb losses while continuing operations smoothly. Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. These options allow you to earn interest while keeping your funds secure. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This focus underscores our commitment to serving only those who choose to be part of our community. With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to adapt and grow alongside your financial needs. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedicated staff is here to assist you every step of the way, making sure you receive personalized attention tailored to your unique financial situation. With $64,191 in used auto loans and $3,792,823,067 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking for an auto loan or other financing options, we're here to help turn your dreams into reality. Finally, it's important for you to know that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 910 Somerville Rd Se Decatur Al 35601 or call (256) 722-3709 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles to ensure you can find the perfect fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We know how crucial it is for businesses to access funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We offer various mortgage products that can cater to different needs and budgets. Whether you're a first-time buyer or looking to refinance an existing loan, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your current loans, we have options available that could help reduce your monthly payments or overall interest costs. Speak with one of our friendly representatives at Redstone for more details on eligibility and how we can assist you further. For any questions about our loan offerings or to discuss which option might be best for you, please don't hesitate to reach out at 256-722-3709. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 910 Somerville Rd Se Decatur Al 35601 or check out our website at https://www.redfcu.org for more information on how we can help you secure the financing you need today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases while enjoying manageable repayment plans.

Loan Aggregator

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Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans