Family Security Credit Union Decatur AL | Best Auto Loans & Personal Banking

Introduction

Welcome to Family Security, where your financial well-being is our priority! Located at 1852 Beltline Rd Sw, Decatur, AL 35601, we have proudly served our community since 1953. With over 88,000 members, we are dedicated to providing personalized services and fostering strong relationships with each individual who walks through our doors. At Family Security, our commitment goes beyond just banking; it's about enriching lives. With total assets of $964,947,655 and a net worth of $179,354,245, we ensure that your money is not only safe but also working for you. Our diverse offerings include personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards all tailored to meet the unique needs of our members. Should you need to send official correspondence, please note that our mailing address is 2204 Family Security Pl SW, Decatur, AL 35603. Our team, led by CEO Shane Nobbley and Board President James Jeffreys, consists of 224 dedicated employees ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday for drive-thru services from 9 AM to 12 PM. With a total loan portfolio of 44,547 loans and deposits amounting to $197,363,758, we pride ourselves on being a trusted partner in your financial journey. Whether you're looking for competitive rates on loans or convenient online banking options, Family Security is here to help. We invite you to visit us or call at 256-340-2000 today. Experience the difference of a credit union that truly cares about its members!

Branch History & Mission

Community Focus

We understand that true success comes from supporting one another. That's why we've established shared service centers for partner credit union members and ensured ATM availability for easy access. Our drive-thru banking further enhances convenience for those on the go. If you're looking for a financial partner who values both your needs and those of the community around you, look no further than Family Security. Join us today and experience firsthand the benefits of being part of a credit union dedicated not just to your financial well-being but also to enriching lives in Decatur. For more information or assistance, feel free to call us at 256-340-2000 or visit our website at myfscu.com. Together, let's build a brighter future!

Mission Statement

At Family Security, our mission is clear: to empower our members through exceptional financial services while giving back to the community. We believe in providing personal banking solutions tailored to each member's needs whether that's checking and savings accounts, auto loans and vehicle financing, mortgage loans, or business banking services. While members can visit us at 1852 Beltline Rd SW, official correspondence should be sent to 2204 Family Security Pl SW, Decatur, AL 35603. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday offers drive-thru service only from 9:00 am to 12:00 pm.

Our Evolution

Over the decades, Family Security has evolved into more than just a financial institution. We have embraced technological advancements to enhance our services, ensuring that our members have access to online banking and mobile payments. With our commitment to accessibility, we also prioritize ADA compliance in all our facilities. As we expanded our offerings, we recognized the importance of community engagement. Our partnerships with local organizations enable us to support various outreach efforts, helping to strengthen the fabric of Decatur. Whether it's through financial education programs or community events, we strive to make a positive impact on the lives of those we serve.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ample parking available, including spots for those who need closer access. The building is ADA compliant, ensuring that all members can navigate effortlessly. If you're using our drive-thru service, you can take care of deposits and withdrawals without leaving your vehicle a perfect option for busy days!

Connect With Us

We invite you to come visit us at the Beltline branch! If you have any questions before stopping by or want more information about our services, feel free to give us a call at 256-340-2000. We're here to support you on your financial journey! Visit our website at myfscu.com for additional details about what we offer. We can't wait to see you soon!

Operating Hours

We understand that life can be hectic, so we've made it easy for you to visit us at a time that works for you. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. For those who prefer the convenience of drive-thru banking, we're open Saturday mornings from 9:00 AM to 12:00 PM.

Services Offered

At Family Security, we offer a variety of services tailored to meet your banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're looking for quick transactions, our ATM is always available for cash withdrawals and balance inquiries. We also provide shared services for partner credit union members making it even easier to manage your finances.

Member Eligibility

At Family Security, we're excited to welcome you into our community! Becoming a member is easy and open to anyone who lives, works, or worships in the area, along with their family members. We believe in creating a supportive environment where you can take advantage of our range of financial services designed just for you. If you're looking for personalized banking solutions, from checking accounts to auto loans, we're here to help you every step of the way. To learn more about eligibility details and ensure you meet the requirements, feel free to check out our website at http://www.myfscu.com/about/become-a-member . If you're ready to join us or have any questions, don't hesitate to call us at (256) 340-2000. We look forward to having you as part of the Family Security family!

Business Banking & Commercial Services

At Family Security, we understand that every business has unique needs and dreams. That's why we offer tailored solutions to help you grow and thrive right here in Decatur, AL. Whether you're starting a new venture or looking to expand an existing one, our commercial loan options can provide the financial support you need. Imagine being able to invest in new equipment or hire additional staff to meet growing demand. With our commitment to supporting businesses, we've funded over $9 in commercial loans for our members, helping them scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your specific circumstances. Our outstanding commercial loan portfolio of $1,044,986 reflects our dedication to driving economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions easier, allowing you to focus on what really matters running your business smoothly. Visit us at 1852 Beltline Rd Sw Decatur Al 35601 or give us a call at (256) 340-2000 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we offer robust business banking solutions, including merchant services and business loans. Our team is ready to support you with personalized assistance tailored to grow your business.

Credit Cards & Loans

Managing debt can be challenging, but our personal loans and debt consolidation services are here to lighten the load. And if you're looking for everyday spending flexibility, consider applying for one of our credit cards with rewards because every purchase should earn you something back!

Digital Banking Features

In today's fast-paced world, convenience matters. Our commitment extends beyond traditional banking hours with comprehensive online and mobile banking features. You can easily check balances, make transfers, pay bills, and even send money to friends using our person-to-person payment service all from the comfort of your home or on-the-go.

Drive-Thru & Shared Services

For those who prefer face-to-face interactions without leaving their vehicles, our basic drive-thru banking allows for deposits and withdrawals with ease. Plus, we have partnered with other credit unions to offer shared branch transactions; this means you can conduct essential banking activities even when you're away from your home branch. At Family Security, we pride ourselves on being more than just a credit union; we aim to be a trusted partner in your financial journey. If you have any questions or want more information about how we can assist you further, don't hesitate to reach out! Call us at 256-340-2000, visit us online at myfscu.com, or stop by our branch today. Let's work together toward achieving your financial goals!

Personal Banking

We understand that managing your personal finances can be overwhelming at times. That's why we offer a variety of checking and savings accounts designed to fit your lifestyle. With easy online and mobile banking options, accessing your accounts and transferring funds is as simple as tapping your smartphone. You can also enjoy ATM and cash withdrawal services for quick access to your money anytime. If you're in the market for a new vehicle, look no further than our auto loans and vehicle financing options. We provide competitive rates and flexible terms that make driving away in your dream car easier than ever. For those considering homeownership or refinancing, our mortgage loans can help turn that dream into reality.

Digital & Online Banking

Key Features

Our commitment to security means you can bank with confidence. While we don't offer electronic signature authorization at this time, you can still enjoy peace of mind knowing that your information is protected. For those who prefer going paperless, e-statements are readily available, allowing you to keep track of your transactions without the clutter. Need to send money quickly? Our person-to-person transfer feature lets you send funds to family and friends instantly no cash needed! And if you're someone who loves using mobile payments, you'll be pleased to know that our mobile payments feature is here for all your shopping needs. In a world where everything moves fast, Family Security ensures that managing your finances is smooth and straightforward. Join us today and experience how easy banking can be!

Financial Strength

Commitment to Growth and Innovation

With $178,728,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $18,850 in used auto loans and $448,580,659 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 152,309, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments): $437,603. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Security is your trusted partner. Visit us at 1852 Beltline Rd Sw Decatur Al 35601 or call (256) 340-2000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $102,423,587 in share certificates and $143,202,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $179,354,245, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,857 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these offerings, Family Security provides various refinancing options for existing loans and eligibility assessments for new members. If you're considering joining us or want more information on how we can assist you with your financial needs, feel free to reach out! You can contact us at 256-340-2000 or visit us at our branch located at 1852 Beltline Rd Sw Decatur Al 35601. We're open Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM; Saturday is Drive-Thru Only from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Family Security, we're dedicated to helping you navigate your financial journey smoothly and successfully!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $265,657,613 in used vehicle loans and $25,559,741 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $1,044,986 provide the capital needed to grow and expand your business operations. We understand that running a business comes with its own set of challenges and are committed to supporting local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $15,861,201. Whether you're purchasing your first home or refinancing an existing mortgage, we are here to guide you through the process.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $8,970,742 in loans helping our members manage their finances effectively. Enjoy the convenience of having access to funds when you need them most.

Loan Aggregator

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FAMILY SECURITY CREDIT UNION