Redstone Credit Union Decatur AL | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Redstone, your trusted partner in financial services located at 1807 6Th Ave Se, Decatur, AL 35601. Established in 1951, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability among our members. With a total membership of 813,194, we are dedicated to meeting the diverse financial needs of individuals and families throughout our region. At Redstone, we understand that every member's journey is unique. That's why we offer a comprehensive range of services tailored to fit your lifestyle whether it's personal banking, auto loans, or business financing. Our assets exceed $7.8 billion, ensuring that we have the resources to support you in achieving your financial goals. With total deposits amounting to $305,883,216 and cash in hand of $82,312,982, you can trust us to handle your finances with care and expertise. Under the leadership of CEO Joseph Newberry and Board President Dave Hargrove, our team of 1,350 employees is committed to providing exceptional service and fostering a sense of community. We take pride in being more than just a financial institution; we strive to be an integral part of your life. While members can visit us at our Decatur branch for all their banking needs, official correspondence should be sent to our mailing address: 220 Wynn Drive, Huntsville, AL 35893. We invite you to explore how Redstone can help you achieve your financial dreams. For more information or assistance, please don't hesitate to call us at 256-837-6110 or visit our website at redfcu.org. Join us today and experience the difference that comes from being part of a credit union that truly cares!

Branch History & Mission

Community Commitment

Redstone is not just about numbers; it's about people. We take pride in being involved in local events and partnerships that uplift our community. From sponsoring youth sports teams to hosting financial literacy workshops, we strive to make a positive impact where it matters most. With features like drive-thru banking and ATM availability, we prioritize your convenience while ensuring your banking experience is seamless. Our commitment to ADA compliance means that everyone can access our services comfortably.

Join Us

We invite you to become part of the Redstone family today! Experience the benefits of membership by visiting us at our Decatur branch or exploring more about what we offer on our website at redfcu.org. Together, let's achieve your financial goals while supporting one another within our vibrant community!

Mission Statement

At Redstone, our mission is simple yet powerful: to improve the financial well-being of our members while fostering a sense of community. We believe in empowering individuals through accessible banking solutions and personalized support. Our commitment goes beyond just financial transactions; we actively engage in community outreach initiatives that help improve lives in Decatur and beyond. While members can visit us at our branch location for face-to-face interactions, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. We encourage you to reach out via phone at 256-837-6110 during our operating hours: Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm.

Our Journey

Since opening our doors, Redstone has continuously evolved to meet the needs of our members. With a current total asset base of over $7.8 billion, we have built a strong foundation that allows us to offer a wide range of financial services. Our dedicated team works tirelessly to ensure that every member feels valued and supported on their financial journey. In addition to traditional banking services, we have embraced modern technology by providing online and mobile banking options for added convenience.

Branch Location & Accessibility

Getting Here

Whether you're driving or walking, our location is designed with accessibility in mind. We have ample parking available right outside the entrance, making it easy for everyone to visit us. The branch is ADA compliant, featuring ramps and other accessibility options to ensure that all members of our community can enjoy our services without any hassle.

Our Operating Hours

We understand that life can be busy, which is why we offer flexible hours to fit your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM or stop by on Saturday from 9:00 AM to 1:00 PM. Our drive-thru service is also available during these hours for those who prefer the convenience of banking from their vehicles.

Reach Out Anytime

If you have questions or need assistance, don't hesitate to give us a call at 256-837-6110. Our friendly team is always here to help you navigate your financial journey. While you're here, feel free to drop by and explore how we can support your banking needs. We look forward to welcoming you at the Redstone 6th Avenue Branch!

Services Offered

At the Redstone 6th Avenue Branch, we pride ourselves on providing a range of services that can help you manage your finances effectively. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need quick cash? Our ATM is readily accessible for withdrawals and balance checks whenever you need it.

Member Eligibility

Joining the Redstone community means becoming part of a supportive family that values your financial well-being. At our branch located at 1807 6Th Ave Se Decatur Al 35601, we welcome anyone who lives, works, worships, or attends school in our service area. Whether you're new to banking or looking for a better fit for your financial needs, you'll find that our friendly approach makes membership easy and enjoyable. By choosing Redstone, you gain access to a range of benefits like personalized service and competitive rates on loans and savings. If you're ready to take the next step, opening an account is simple! You can start by checking out the detailed eligibility criteria at https://www.redfcu.org/become-a-member/. Should you have any questions or need assistance, feel free to reach out to us at (256) 837-6110. We can't wait to welcome you into our member family! For more information on how to open an account, visit https://www.redfcu.org/become-a-member/member_app_check/.

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable way to accept payments from customers, whether they're shopping online or in-store. Our merchant services help you manage transactions smoothly so you can focus on what matters most growing your business. Visit us at 1807 6Th Ave Se Decatur Al 35601, Decatur, AL or give us a call at (256) 837-6110. Let's work together to build the future of your business!

Comprehensive List Of Services

Business Banking Support

For small business owners, our business banking services include merchant services and business loans. Whether you're just starting out or looking to expand, we're here to support your entrepreneurial spirit.

Connect With Us Today!

At Redstone, located at 1807 6Th Ave Se Decatur Al 35601 in Decatur, AL, we're committed to making banking accessible and stress-free for all our members. Whether you have questions about opening an account or need assistance with a loan application, feel free to call us at (256) 837-6110 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us today and discover how we can serve your financial needs! Visit us online at 6th Avenue Branch for more information on becoming a member or opening an account!

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience matters. Our online and mobile banking platforms allow you to manage your accounts from anywhere with just a few taps on your device. Plus, with our ATM and cash withdrawal services, accessing cash is easier than ever whether you're on the go or at home. You can also take advantage of our basic drive-thru banking for quick transactions like deposits and withdrawals without stepping inside.

Credit Cards and Rewards

We also offer credit cards that come with rewards programs, helping you earn points or cashback on everyday purchases. This means every time you shop for groceries or fill up on gas, you're getting something back in return!

Home Financing Options

For those considering homeownership or looking to refinance their existing mortgage, our mortgage loans provide competitive rates and personalized service. We know that buying a home is one of the most significant decisions you'll make, so we're here to guide you through the process smoothly. Need extra cash for personal projects? Our personal loans and debt consolidation services can help you manage expenses or simplify multiple debts into one easy payment.

Personal Banking Solutions

When it comes to personal banking, we offer various checking and savings accounts that cater to different lifestyles. Imagine managing your day-to-day finances effortlessly while earning interest on your savings. Our accounts come with features like online and mobile banking, making it simple to track your spending and access your money whenever you need it. If you're in the market for a new vehicle, our auto loans and vehicle financing options make purchasing or leasing a car straightforward. Picture driving off in your dream car with flexible repayment terms that fit your budget.

Digital & Online Banking

Key Features of Our Online Banking Services

Our online banking platform is user-friendly and packed with features to help you manage your money effectively. You can check your account balances, transfer funds, and pay bills with just a few clicks. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it easy to send cash instantly. For those who prefer mobile banking, our app is available for download, bringing the bank right to your pocket. You can make mobile payments effortlessly, ensuring you're always in control of your spending. Plus, with e-statements available, you'll have all your important documents organized digitally no more paperwork cluttering your home!

Security and Convenience

We prioritize your security at Redstone. Our digital services include robust measures to protect your personal information while offering the convenience you need. Although we do not currently support electronic signature authorization, we ensure that all transactions made through our platform are safe and secure. Managing your finances has never been easier or more accessible. Whether you're at home or on the go, you can trust that our online banking solutions will keep you connected to your accounts. Join us today at https://www.redfcu.org/ and experience the freedom of managing your finances with ease!

Financial Strength

Commitment to Growth

Our strength doesn't stop there. With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Furthermore, we support your dreams with $64,191 in used auto loans and $3,792,823,067 in total loans and leases, demonstrating our capacity to help you achieve your financial goals.

Efficient Operations

Our operational efficiency shines through with a net income of $74,911,603, which allows us to keep offering competitive loan rates and solid financial products tailored for you. We also take pride in employing 1,318 full-time employees and 32 part-time employees who are dedicated to providing exceptional service at every visit.

Growing Member Base

With a total of 1,408,271 share accounts, our community continues to grow as more members trust us with their finances. Our net shares amounting to $22,815,063 further reflect our commitment to lending and investing wisely. In summary, the financial strength of Redstone means that we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 1807 6Th Ave Se Decatur Al 35601 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Our Financial Health

With a net worth of $1,011,949,770, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our commitment to your financial well-being. Additionally, our net worth ratio of $1,291 demonstrates that we have a strong capital base. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings for Our Members

We prioritize the safety and growth of your savings. Members' funds are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits at $89,049, we ensure our resources are directed toward improving your experience with better loan rates and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle with competitive rates and flexible terms.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We believe in supporting local businesses and helping them thrive in the community. Additionally, if you're considering refinancing, we have options available that can potentially lower your monthly payments or help you access equity in your home. At Redstone, we're dedicated to providing our members with personalized service and financial solutions that fit their needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Let us help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We are committed to helping you find the right mortgage solution tailored to your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. Our credit card options provide convenience and rewards, making it easier for you to handle daily purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

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Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans