Personal Loans in Chico, CA

Looking for the lowest personal loan rates in Chico, CA? Compare offers from trusted local lenders to find flexible terms that fit your budget. Whether it’s for debt consolidation or a big purchase, you can get fast approvals and fair rates right here in your community.

Chico locals know the value of loans that work with real life. By comparing options, you’ll discover affordable financing that supports your goals without hidden fees or hassle. Start your search today and take control of your financial future with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
providentfcu
8.75 %
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
noblecu
8.9 - 11.4 %
5 - 7 Yrs
$25,000
ccu
8.99 %
1 - 10 Yrs
$50,000
myconsumers
8.99 %
wescom
8.99 %
6 Yrs
$100,000
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
pacificservice
8.99 - 18.99 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Provident's Personal loans have a fixed APR of 8.75% , which has stayed the same over the past 7 and 30 days. There are no changes in the rate during this period. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

Noble's Personal loan has an APR of 8.9% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months. California has a Personal loan with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Wescom Central's personal loan has an APR of 8.99% today, unchanged from it was 7 and 30 days ago. The rate has also stayed steady compared to 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.69% , also unchanged from 7, 30, and 60 days ago.

Pacific Service has a Personal closed end loan with an APR of 8.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Chico, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
THE GOLDEN 1 CREDIT UNION
239 W 2ND ST STE 1 CHICO CA 95928
ATM
P2P
E-Statements
E-Signature
Assets: $19,582,379,014
Deposits: $777,140,260
Net Worth: $2,041,864,607
Employees: 2082
Members: 1,132,440
MEMBERS 1ST CREDIT UNION
550 SALEM ST CHICO CA 95928
ATM
P2P
E-Statements
E-Signature
Assets: $336,159,839
Deposits: $50,516,344
Net Worth: $32,541,147
Employees: 61
Members: 23,946
SIERRA CENTRAL CREDIT UNION
352 E 1ST ST CHICO CA 95928
ATM
P2P
E-Statements
E-Signature
Assets: $1,438,743,317
Deposits: $110,156,615
Net Worth: $145,176,469
Employees: 220
Members: 82,655

🏘️ All the Lenders Available in Butte County, CA

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