Introduction
Welcome to Members 1st, your trusted financial partner located at 550 Salem St, Chico, CA 95928. Since our establishment in 1936, we have been committed to serving our community and providing exceptional banking solutions to our 23,946 members. With a strong focus on personal relationships and community engagement, we are proud to offer a wide range of services tailored to meet the needs of individuals and businesses alike. At Members 1st, we manage total assets of $336,159,839 and maintain a solid net worth of $32,541,147, demonstrating our stability and commitment to our members' financial health. Our dedicated team of 61 employees, led by CEO Caroline Redmann and Board President Ken Reed, is here to help you navigate your financial journey with ease. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, we've got you covered. With total loans amounting to 11,345 and deposits reaching $50,516,344, we have the resources to support your goals. Plus, with over $3,136,796 in cash on hand, we're ready to assist you whenever you need it. While members can visit us at our branch in Chico for all their banking needs, official correspondence should be sent to our mailing address: PO Box 492395, Redding, CA 96049. For inquiries or assistance, feel free to reach out at 530-222-6060. We invite you to explore how Members 1st can help you achieve your financial aspirations. Visit our website at members1st.com or stop by today! Branch History & Mission
Welcome to Members 1st, where our rich legacy and commitment to community have defined us since our inception in 1936. Located at 550 Salem St, Chico, CA 95928, our branch has grown alongside the vibrant community we serve. With a strong membership base of 23,946 and total assets reaching an impressive $336,159,839, we are proud to be a cornerstone of financial support and guidance in Chico. Over the decades, Members 1st has continually evolved to meet the needs of our members. From humble beginnings, we have expanded our services and enhanced our technology to ensure that banking is accessible and user-friendly for everyone. Our mission is clear: to provide exceptional financial services while fostering a sense of belonging among our members. We believe that when individuals thrive financially, communities flourish. At Members 1st, we understand that financial health goes beyond just managing money. That's why we focus on offering personal banking solutions like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking services. Each product is designed with your best interests in mind. While you can visit us at our branch location, if you need to send official correspondence, please use our mailing address: PO Box 492395, Redding, CA 96049. We are dedicated to ensuring all members receive the highest level of service possible. Our team is here during operating hours from 9:00 AM to 5:00 PM (Monday-Thursday) and until 5:30 PM on Fridays, making it convenient for you to reach out. In addition to physical access through our branch and ATM availability, we have embraced digital advancements by offering online banking services and mobile payment options. Our goal is to make your banking experience as straightforward as possible while remaining compliant with ADA standards for accessibility. Community involvement is at the heart of what we do. Over the years, Members 1st has partnered with local organizations to support various outreach efforts aimed at improving lives right here in Chico. We believe in giving back and strengthening the fabric of our community. Join us today at Members 1st! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community dedicated to mutual success. Together, let's build a brighter future! If you have any questions or wish to learn more about becoming a member, don't hesitate to call us at 530-222-6060.
Branch Location & Accessibility
Accessibility and Amenities
At Members 1st, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can easily access our services. Parking is available right outside our doors, so you won't have to worry about finding a spot. If you prefer banking on the go, we offer ATM services for quick cash withdrawals and balance checks. While you can visit us at our physical location for personal banking needs, please note that official correspondence should be sent to PO Box 492395, Redding, CA 96049.
Operating Hours
We understand that your time is valuable! That's why we offer flexible operating hours from 9:00 AM to 5:00 PM Monday through Thursday and extended hours until 5:30 PM on Fridays. We are closed on weekends, but we encourage you to come by during the week when it's convenient for you!
Services Offered
Our branch provides a variety of financial services tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards, we've got you covered. Plus, with our online and mobile banking options, managing your finances has never been easier. If you're in the Chico area or just passing through, we invite you to stop by and experience the welcoming atmosphere of Members 1st. Feel free to give us a call at 530-222-6060 if you have any questions or need assistance. We look forward to serving you!
Member Eligibility
At Members 1st, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to be part of our welcoming community, eligibility is quite straightforward! We invite individuals who live, work, worship, or attend school in our local area to join us. This includes those who are related to existing members and employees. It's our way of ensuring that the benefits we offer can be enjoyed by those who truly belong here. By becoming a member at Members 1st, you gain access to a range of personalized services designed to help you achieve your financial goals, from checking and savings accounts to loans and credit cards with rewards. Ready to take the next step? Opening an account is easy! You can learn more about the specific eligibility criteria by visiting us online at . If you have any questions or need assistance, don't hesitate to give us a call at (530) 222-6060. Our team is here to help you every step of the way! Visit us at our branch located at 550 Salem St Chico Ca 95928, and let's get started on your journey with Members 1st today!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Every loan we provide is tailored to help entrepreneurs like you thrive. Picture a local café that needed funds for renovations; they turned to us for a loan that transformed their space, attracting more customers and boosting sales.
Merchant Services
In addition to loans, we offer merchant services that simplify payment processing for businesses. With our solutions, you can accept various payment methods seamlessly. For example, a retail shop using our services can easily process credit card transactions, making it convenient for customers and enhancing their shopping experience. Located at 550 Salem St, Chico, CA 95928, we're here to partner with you on your business journey. Give us a call at 530-222-6060 to learn how we can help your business grow today!
Comprehensive List Of Services
Business Banking
For entrepreneurs and small business owners, Members 1st offers comprehensive business banking services that include merchant services and business loans. We understand the challenges of running a business and aim to provide the tools necessary for success.
Convenient Digital Banking
In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere, anytime. With features like mobile payments, person-to-person transfers, and basic ATM access for withdrawals and balance checks, handling your finances has never been easier. Whether you have questions or need assistance choosing the right service for you, don't hesitate to reach out! Call us at 530-222-6060 during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM to speak with one of our friendly representatives. At Members 1st, we're committed to providing exceptional service tailored just for you. Join us today and experience the difference!
Credit Options
Don't forget about our credit cards with rewards! Enjoy the perks that come with using our credit card while earning points for everyday purchases. It's just one more way we strive to enhance your financial experience.
Home Financing
Dreaming of owning a home? Our mortgage loans and refinancing services are crafted to guide you through one of life's most significant investments. With competitive rates and personalized support, we'll help turn your dream into reality. For those looking to consolidate debt or finance personal projects, we offer personal loans and debt consolidation options that can simplify your financial situation. You'll find flexible terms designed to ease your burden and put you back in control.
Personal Banking
Navigating your finances can be overwhelming, but it doesn't have to be. At Members 1st, we offer various personal banking options including checking and savings accounts tailored to fit your lifestyle. Imagine having a reliable checking account that not only helps you manage your day-to-day expenses but also offers competitive interest rates to help your savings grow. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to drive away in the car of your dreams. Our team is dedicated to finding the best financing solution that suits your budget and needs.
Digital & Online Banking
Comprehensive Online Services
With our online banking platform, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer funds whenever it suits you. No more waiting in line or rushing to get to the bank before closing time! Plus, with our electronic signature authorization feature, signing documents is a breeze no need for paper or printing.
Mobile Banking Made Simple
Our mobile application makes banking even more accessible. With just a few taps, you can send money through person-to-person transfers and make payments using mobile payments. You can also enjoy real-time alerts and notifications about your account activity, giving you peace of mind wherever you are. At Members 1st, we prioritize security in all our digital services. Your data is protected, so you can bank with confidence. Our user-friendly interface ensures that whether you're tech-savvy or new to online banking, you'll find everything easy to navigate. Experience the freedom and flexibility of managing your money on your terms. Join us at Members 1st and take advantage of our top-notch digital banking services today!
Stay Organized with E-Statements
Keep track of your finances effortlessly with e-statements. Not only are they environmentally friendly, but they also help you stay organized by providing easy access to your financial history right from your computer or mobile device. You'll always have your statements at your fingertips.
Financial Strength
At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trusting your financial institution is vital, which is why we focus on building a robust foundation to serve you better. With a net worth of $32,541,147, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $73,147,205 in share certificates and $32,294,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $26,982,737 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $38,741,083 in used auto loans and an impressive total of $234,040,097 in loans and leases. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $0, while our Total Share Accounts reflect a strong member base with 47,646 accounts showing the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 550 Salem St Chico Ca 95928 or call 530-222-6060 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Loan Offering
At Members 1st, we understand that life comes with financial needs, whether you're looking to buy a car, purchase your first home, or manage expenses effectively. Our diverse range of loan products is designed to help you meet these goals smoothly and efficiently. With over 11345 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among our members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $73,730,566 in used vehicle loans and $60,201,725 in new vehicle loans already helping members get on the road. If you're considering homeownership, our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $17,901,913, making it easier for you to invest in your future. For those who prefer flexibility in managing their expenses, we have unsecured credit card loans with total amounts reaching $7,526,569. These loans can be a great way to handle everyday purchases while enjoying competitive terms. In addition to these offerings, we also provide personal loans for debt consolidation and other financial needs. If you're interested in refinancing existing loans or exploring eligibility options for any of our products, don't hesitate to reach out. For more information about our loan products or to speak with one of our knowledgeable representatives, please contact us at 530-222-6060 or visit us at 550 Salem St, Chico, CA 95928. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Members 1st help you take the next step towards achieving your financial dreams!
Loan Aggregator
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