MEMBERS 1ST CREDIT UNION

Welcome to Members 1st, your trusted financial partner located at 550 Salem St, Chico, CA 95928. Since our establishment in 1936, we have been committed to serving our community and providing exceptional banking solutions to our 23,946 members. With a strong focus on personal relationships and community engagement, we are proud to offer a wide range of services tailored to meet the needs of individuals and businesses alike. At Members 1st, we manage total assets of $336,159,839 and maintain a solid net worth of $32,541,147, demonstrating our stability and commitment to our members' financial health. Our dedicated team of 61 employees, led by CEO Caroline Redmann and Board President Ken Reed, is here to help you navigate your financial journey with ease. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, we've got you covered. With total loans amounting to 11,345 and deposits reaching $50,516,344, we have the resources to support your goals. Plus, with over $3,136,796 in cash on hand, we're ready to assist you whenever you need it. While members can visit us at our branch in Chico for all their banking needs, official correspondence should be sent to our mailing address: PO Box 492395, Redding, CA 96049. For inquiries or assistance, feel free to reach out at 530-222-6060. We invite you to explore how Members 1st can help you achieve your financial aspirations. Visit our website at members1st.com or stop by today!

Welcome to Members 1st, where our rich legacy and commitment to community have defined us since our inception in 1936. Located at 550 Salem St, Chico, CA 95928, our branch has grown alongside the vibrant community we serve. With a strong membership base of 23,946 and total assets reaching an impressive $336,159,839, we are proud to be a cornerstone of financial support and guidance in Chico. Over the decades, Members 1st has continually evolved to meet the needs of our members. From humble beginnings, we have expanded our services and enhanced our technology to ensure that banking is accessible and user-friendly for everyone. Our mission is clear: to provide exceptional financial services while fostering a sense of belonging among our members. We believe that when individuals thrive financially, communities flourish. At Members 1st, we understand that financial health goes beyond just managing money. That's why we focus on offering personal banking solutions like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking services. Each product is designed with your best interests in mind. While you can visit us at our branch location, if you need to send official correspondence, please use our mailing address: PO Box 492395, Redding, CA 96049. We are dedicated to ensuring all members receive the highest level of service possible. Our team is here during operating hours from 9:00 AM to 5:00 PM (Monday-Thursday) and until 5:30 PM on Fridays, making it convenient for you to reach out. In addition to physical access through our branch and ATM availability, we have embraced digital advancements by offering online banking services and mobile payment options. Our goal is to make your banking experience as straightforward as possible while remaining compliant with ADA standards for accessibility. Community involvement is at the heart of what we do. Over the years, Members 1st has partnered with local organizations to support various outreach efforts aimed at improving lives right here in Chico. We believe in giving back and strengthening the fabric of our community. Join us today at Members 1st! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community dedicated to mutual success. Together, let's build a brighter future! If you have any questions or wish to learn more about becoming a member, don't hesitate to call us at 530-222-6060.

At Members 1st, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to be part of our welcoming community, eligibility is quite straightforward! We invite individuals who live, work, worship, or attend school in our local area to join us. This includes those who are related to existing members and employees. It's our way of ensuring that the benefits we offer can be enjoyed by those who truly belong here. By becoming a member at Members 1st, you gain access to a range of personalized services designed to help you achieve your financial goals, from checking and savings accounts to loans and credit cards with rewards. Ready to take the next step? Opening an account is easy! You can learn more about the specific eligibility criteria by visiting us online at . If you have any questions or need assistance, don't hesitate to give us a call at (530) 222-6060. Our team is here to help you every step of the way! Visit us at our branch located at 550 Salem St Chico Ca 95928, and let's get started on your journey with Members 1st today!

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trusting your financial institution is vital, which is why we focus on building a robust foundation to serve you better. With a net worth of $32,541,147, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $73,147,205 in share certificates and $32,294,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $26,982,737 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $38,741,083 in used auto loans and an impressive total of $234,040,097 in loans and leases. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $0, while our Total Share Accounts reflect a strong member base with 47,646 accounts showing the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 550 Salem St Chico Ca 95928 or call 530-222-6060 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Members 1st, we understand that life comes with financial needs, whether you're looking to buy a car, purchase your first home, or manage expenses effectively. Our diverse range of loan products is designed to help you meet these goals smoothly and efficiently. With over 11345 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among our members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $73,730,566 in used vehicle loans and $60,201,725 in new vehicle loans already helping members get on the road. If you're considering homeownership, our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $17,901,913, making it easier for you to invest in your future. For those who prefer flexibility in managing their expenses, we have unsecured credit card loans with total amounts reaching $7,526,569. These loans can be a great way to handle everyday purchases while enjoying competitive terms. In addition to these offerings, we also provide personal loans for debt consolidation and other financial needs. If you're interested in refinancing existing loans or exploring eligibility options for any of our products, don't hesitate to reach out. For more information about our loan products or to speak with one of our knowledgeable representatives, please contact us at 530-222-6060 or visit us at 550 Salem St, Chico, CA 95928. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Members 1st help you take the next step towards achieving your financial dreams!