Personal Loans in Chico, CA

Looking for the lowest personal loan rates in Chico, CA? Compare offers from trusted local lenders to find flexible terms that fit your budget. Whether it’s for debt consolidation or a big purchase, you can get fast approvals and fair rates right here in your community.

Chico locals know the value of loans that work with real life. By comparing options, you’ll discover affordable financing that supports your goals without hidden fees or hassle. Start your search today and take control of your financial future with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
schoolsfirstfcu
7.99 - 18 %
0.3 - 5 Yrs
$50,000
∞
sierracentral
8.24 - 14.74 %
3 - 5 Yrs
$25,000
∞
1stunitedcu
8.39 - 20.29 %
1 - 5 Yrs
$25,000
∞
comfirstcu
8.49 - 10.24 %
1 - 7 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
americaschristiancu
8.5 %
5 Yrs
$50,000
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
∞
golden1
8.74 - 16.25 %
5 Yrs
1,500 - $30,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Schoolsfirst has a personal loan with an APR of 7.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. Sierra Central has a personal loan with an APR of 8.24% , which has stayed the same over the past 7, 30, and 90 days. Their line of credit has a fixed APR of 14.74% , unchanged from 7, 30, and 60 days ago.

1St United's Personal loan has an APR of 8.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Personal line of credit rate remains steady at 11.4% with no changes over the past 90 days. Community First's member exclusive personal loan rates at 8.49% APR today. This rate has stayed the same over the past 7, 30, 60, and 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

America'S Christian has a Signature loan with an APR of 8.5% today, unchanged from it was 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.5% . Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

The Golden 1 has a personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 11.29% , also unchanged from 7, 30, and 60 days ago. The credit starter loan carries a 16.25% APR with no change in the last 7, 30, or 60 days.

🏦 All Local Lenders in Chico, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
THE GOLDEN 1 CREDIT UNION
239 W 2ND ST STE 1 CHICO CA 95928
ATM
P2P
E-Statements
E-Signature
Assets: $19,582,379,014
Deposits: $777,140,260
Net Worth: $2,041,864,607
Employees: 2082
Members: 1,132,440
MEMBERS 1ST CREDIT UNION
550 SALEM ST CHICO CA 95928
ATM
P2P
E-Statements
E-Signature
Assets: $336,159,839
Deposits: $50,516,344
Net Worth: $32,541,147
Employees: 61
Members: 23,946
SIERRA CENTRAL CREDIT UNION
352 E 1ST ST CHICO CA 95928
ATM
P2P
E-Statements
E-Signature
Assets: $1,438,743,317
Deposits: $110,156,615
Net Worth: $145,176,469
Employees: 220
Members: 82,655

🏘️ All the Lenders Available in Butte County, CA

✅SELFHELP CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅MEMBERS 1ST 62677 CREDIT UNION
✅SIERRA CENTRAL CREDIT UNION

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