Personal Loans in Modesto, CA

Looking for a personal loan in Modesto, CA? Compare local offers easily to find competitive rates that fit your budget and goals. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you’re just a few clicks away from smarter financing.

Our Modesto neighbors trust credit unions and banks that know the community well. Quick approvals and flexible terms mean you can get the support you need without the hassle. Start comparing today and take control of your financial future with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
starone
10.25 - 10.75 %
5 Yrs
$40,000
∞
vccuonline
10.7 %
5 Yrs
$30,000
∞
certifiedfed
10.9 %
4 Yrs
$50,000
∞
sesloc
10.95 - 18 %
1 - 5 Yrs
$2,500
∞
usccreditunion
11.35 - 19.5 %
1,500 - $25,000
∞
cusocal
11.49 - 17.49 %
2 - 5 Yrs
$30,000
∞
nuvisionfederal
11.49 - 18 %
0.1 - 5 Yrs
∞
techcu
11.49 - 27.49 %
2 - 6 Yrs
$50,000
∞
meriwest
11.5 - 16.84 %
1 - 5 Yrs
2,500 - $40,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Star One's personal loans have a fixed APR of 10.25% , which is unchanged from both 7 and 30 days ago. The personal line of credit carries an APR of 10.75% , also steady over the same periods. Ventura County has a Signature/lifestyle loan with an APR of 10.7% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Technology loan has a 7% APR, unchanged from 7 and 30 days ago. Certified has a Signature loan with an APR of 10.9% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Sesloc has a Signature loan with an APR of 10.95% , which has stayed the same over the past 7 and 30 days. Their Line of credit has a fixed APR of 11.95% , also unchanged from one week and one month ago. The Life event loan carries an 18% APR, consistent across 7, 30, 60, and 90 days. Usc's Life flex loan has an APR of 19.5% today, which is up from 18.5% seven and 30 days ago. The Personal line of credit remains steady at 11.35% APR, with no change over the past 90 days.

Credit Union Of Southern California has a Credit builder loan with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has an APR of 12.49% , unchanged from 7 and 30 days ago but higher than 90 days ago. Nuvision's closed–end personal loan has an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit for overdraft protection carries an APR of 12.65% , also unchanged during those time frames.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Modesto, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
MOCSE FEDERAL CREDIT UNION
1400 J ST MODESTO CA 95354
ATM
P2P
E-Statements
Assets: $410,506,581
Deposits: $33,106,388
Net Worth: $39,592,401
Employees: 68
Members: 28,790
MODESTO'S FIRST FEDERAL CREDIT UNION
430 12TH ST MODESTO CA 95354
P2P
E-Statements
Assets: $55,630,060
Deposits: $1,690,816
Net Worth: $5,648,959
Employees: 8
Members: 3,150
VALLEY FIRST CREDIT UNION
1419 J ST MODESTO CA 95354
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,035,821,856
Deposits: $140,377,170
Net Worth: $100,415,249
Employees: 171
Members: 74,150

🏘️ All the Lenders Available in Stanislaus County, CA

✅VALLEY FIRST CREDIT UNION
✅SELFHELP CREDIT UNION
✅MOCSE FEDERAL CREDIT UNION
✅MODESTOS FIRST CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅ROLLING F CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅ORGANIZED LABOR CREDIT UNION

Compare other loan types in Modesto, CA

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