Personal Loans in Irvine, CA 92697

Looking for a flexible line of credit in Irvine, CA? Compare personal loan offers from trusted local lenders to find the best rates and terms that fit your needs. Whether it’s home improvements or unexpected expenses, you can secure the funds you need with ease.

Irvine residents deserve loan options that are fast, fair, and tailored to their goals. Start comparing today to discover personalized financing solutions that help you manage your budget confidently and keep your financial future on track.

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APR

Term

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9.74 - 10.99 %

3 - 5 Yrs

∞

9.79 %

1 - 5 Yrs

$40,000

∞

9.99 - 10.99 %

∞

9.99 - 11.74 %

1 - 5 Yrs

$40,000

∞

9.99 - 12.49 %

2 - 5 Yrs

∞

9.99 - 13.99 %

∞

10 %

6 Yrs

$25,000

∞

10 - 10.49 %

8 Yrs

30,000 - $75,000

∞

10 - 10.5 %

4.1 - 5 Yrs

∞

10.12 %

1 - 5 Yrs

$50,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Partners's personal loans with an APR of 9.74% today, which has stayed the same over the past 7, 30, 60, and 90 days. The repayment period depends on the loan amount, and the rate has been steady throughout this time. Lbs Financial has a Signature loan (unsecured) with an APR of 9.79% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 10.99% , also unchanged during these time frames.

Farmers Insurance has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature line of credit has a 10.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. Altura's Signature loan rates start at 9.99% APR for 24 months and 12.49% APR for 60 months. The 24–month rate has stayed the same over the past 7 and 30 days, while the 60–month rate is steady compared to 7 and 30 days ago but lower than it was 60 and 90 days ago.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Altaone's Signature/personal loan has an APR of 10% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Blupeak has a Choice line of credit with an APR of 10% , which has stayed steady over the past 7, 30, 60, and 90 days. Their Signature loan has a fixed APR of 10.49% , also unchanged during the same time periods.

Sandia Laboratory has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature creditline 1 has a fixed APR of 10.5% , also unchanged during these periods. Valley First has a personal loan unsecured with an APR of 10.12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies across all recent time frames.

🏦 All Local Lenders in Irvine, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SCHOOLSFIRST FEDERAL CREDIT UNION	STUDENT CTR UC IRVINE CAMPUS BUILDING 113 ROOM G202C IRVINE CA 92697	⏰ Monday ? Thursday 9am-5pm Friday 9am ? 3pm 📞 8004628328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $31,084,507,740 Deposits: $3,063,823,932 Net Worth: $3,111,512,312 Employees: 2880 Members: 1,435,595

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