Personal Loans in Irvine, CA

Looking for a flexible line of credit in Irvine, CA? Compare personal loan offers from trusted local lenders to find the best rates and terms that fit your needs. Whether it’s home improvements or unexpected expenses, you can secure the funds you need with ease.

Irvine residents deserve loan options that are fast, fair, and tailored to their goals. Start comparing today to discover personalized financing solutions that help you manage your budget confidently and keep your financial future on track.

Filters

Lender
APR
Term
Amount
Link
Info
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
schoolsfirstfcu
7.99 - 18 %
0.3 - 5 Yrs
$50,000
∞
sierracentral
8.24 - 14.74 %
3 - 5 Yrs
$25,000
∞
1stunitedcu
8.39 - 20.29 %
1 - 5 Yrs
$25,000
∞
comfirstcu
8.49 - 10.24 %
1 - 7 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
americaschristiancu
8.5 %
5 Yrs
$50,000
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
∞
golden1
8.74 - 16.25 %
5 Yrs
1,500 - $30,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Schoolsfirst has a personal loan with an APR of 7.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. Sierra Central has a personal loan with an APR of 8.24% , which has stayed the same over the past 7, 30, and 90 days. Their line of credit has a fixed APR of 14.74% , unchanged from 7, 30, and 60 days ago.

1St United's Personal loan has an APR of 8.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Personal line of credit rate remains steady at 11.4% with no changes over the past 90 days. Community First's member exclusive personal loan rates at 8.49% APR today. This rate has stayed the same over the past 7, 30, 60, and 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

America'S Christian has a Signature loan with an APR of 8.5% today, unchanged from it was 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.5% . Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

The Golden 1 has a personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 11.29% , also unchanged from 7, 30, and 60 days ago. The credit starter loan carries a 16.25% APR with no change in the last 7, 30, or 60 days.

🏦 All Local Lenders in Irvine, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
SCHOOLSFIRST FEDERAL CREDIT UNION
STUDENT CTR UC IRVINE CAMPUS BUILDING 113 ROOM G202C IRVINE CA 92697
P2P
E-Statements
E-Signature
Assets: $31,084,507,740
Deposits: $3,063,823,932
Net Worth: $3,111,512,312
Employees: 2880
Members: 1,435,595

🏘️ All the Lenders Available in Orange County, CA

✅RANCHO FEDERAL CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅AMERICAN FIRST CREDIT UNION
✅CALIFORNIA AGRIBUSINESS CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅SOUTHLAND 68415 CREDIT UNION
✅SEA AIR FEDERAL CREDIT UNION
✅CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION
✅EAGLE COMMUNITY CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅ORANGE COUNTYS CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅SAN DIEGO COUNTY CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅HUNTINGTON BEACH CREDIT UNION
✅CAPSTONE FEDERAL CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅COMUNIDAD LATINA FEDERAL CREDIT UNION
✅SANTA ANA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅CALIFORNIA CREDIT UNION
✅LBS FINANCIAL CREDIT UNION
✅FOUNTAIN VALLEY CREDIT UNION
✅PARTNERS FEDERAL CREDIT UNION
✅CREDIT UNION OF NEW JERSEY A CREDIT UNION
✅DIRECT FEDERAL CREDIT UNION
✅HANIN FEDERAL CREDIT UNION
✅TRUGROCER FEDERAL CREDIT UNION
✅ADELFI CREDIT UNION
✅POLAM 19739 CREDIT UNION
✅UNION YES FEDERAL CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION

Compare other loan types in Irvine, CA

Why compare Personal Loans in Irvine, CA on LendMesh

If you’re searching for a line of credit in Irvine, CA, it pays to keep comparing lenders on LendMesh. Exploring your options helps you uncover better deals and more affordable rates tailored to your financial needs. Take your time and use LendMesh’s tools to make informed choices without feeling rushed — finding the right lender can make all the difference in securing flexible funds that work for you.

Stay on top of the best loan offers by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and we’ll notify you as soon as deals fall below that threshold. Whether you prefer weekly or monthly updates, you’ll get expert insights, rate trends, and carefully selected loan opportunities delivered directly to your inbox. Join thousands of Irvine borrowers who trust LendMesh to keep them informed and ready to act when the right offer comes along.

Customers are also interested in:

Line Of Credit