Personal Loans in San Diego, CA

Looking for the lowest personal loan rates in San Diego? Credit unions here offer friendly, affordable options with flexible terms designed to fit your life. Comparing offers is the best way to find a loan that truly works for you.

Whether you need cash for home improvements, debt consolidation, or unexpected expenses, San Diego credit unions provide quick approvals and hometown service. Start comparing today and discover personal loans tailored to your needs and budget.

Filters

Lender
APR
Term
Amount
Link
Info
dcu
11.99 %
5 Yrs
∞
coastccu
12 %
5 Yrs
$50,000
∞
lafcu
12 %
4 - 5 Yrs
5,000 - $50,000
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
orangecountyscu
12.5 - 17.99 %
1 - 5 Yrs
1,000 - $5,000
∞
calcoastcu
12.88 %
1 - 5 Yrs
$30,000
∞
skyone
13.5 - 13.99 %
$50,000
∞
globalcu
13.5 - 14.9 %
0.5 - 5 Yrs
∞
sdccu
15.5 %
0.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Coast Central's an open line of credit with an APR of 12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Los Angeles's personal unsecured ("signature") loans and debt consolidation loans with an APR of 12% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain a consistent rate of 12% APR.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Orange County'S Personal loan has an APR of 12.5% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. California Coast has a Secured signature loan with a 3% APR today, unchanged from 7 and 90 days ago but lower than 60 days ago when it was 14.5% . Their Signature loan has a 12.88% APR now, steady compared to 7 and 60 days ago but higher than 90 days ago at 10.88% .

Skyone's Personal line of credit has an APR of 13.5% today, which is up from 13% seven and 30 days ago. The Personal loan rate is 13.99% and has stayed the same over the past 90 days. Global has a Credit line with an APR of 13.5% , which has stayed the same over the past 7 and 30 days. The Signature (unsecured) loan has a fixed APR of 14.9% , also unchanged from one week and one month ago. San Diego County has a Signature personal loan with an APR of 15.5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate means borrowers can expect stability in their loan costs over time.

🏦 All Local Lenders in San Diego, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
MISSION FEDERAL CREDIT UNION
4250 CLAIREMONT MESA BLVD STE B SAN DIEGO CA 92117
ATM
P2P
E-Statements
E-Signature
Assets: $6,580,197,052
Deposits: $874,339,855
Net Worth: $794,557,494
Employees: 676
Members: 311,684
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
3950 CLAIREMONT MESA BLVD SAN DIEGO CA 92117
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179
CALIFORNIA COAST CREDIT UNION
4265 GENESEE AVE SAN DIEGO CA 92117
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,416,059,406
Deposits: $275,923,684
Net Worth: $445,315,261
Employees: 564.0
Members: 208,580

🏘️ All the Lenders Available in San Diego County, CA

✅MISSION FEDERAL CREDIT UNION
✅CALIFORNIA CREDIT UNION
✅CHULA VISTA CITY EMPLOYEES FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WHEELHOUSE CREDIT UNION
✅SAN DIEGO COUNTY CREDIT UNION
✅CALIFORNIA COAST CREDIT UNION
✅CABRILLO CREDIT UNION
✅EMPLOYEES CHOICE FEDERAL CREDIT UNION
✅INLAND FEDERAL CREDIT UNION
✅BLUPEAK CREDIT UNION
✅MYPOINT CREDIT UNION
✅ESCONDIDO FEDERAL CREDIT UNION
✅FRONTWAVE CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅EAST COUNTY SCHOOLS FEDERAL CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅DIXIES FEDERAL CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION

Compare other loan types in San Diego, CA

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