Navy Federal Credit Union San Diego CA: Low Mortgage Rates & Business Banking

Introduction

Welcome to Navy Federal Credit Union, where our commitment to you goes beyond just banking. Located at 3950 Clairemont Mesa Blvd, San Diego, CA 92117, we pride ourselves on being a trusted financial partner for our community. Established in 1947, we have grown to serve over 14 million members while managing assets totaling an impressive $180.81 billion. At Navy Federal, we believe in empowering our members through personalized services. With total deposits of $2.32 billion and a net worth of $21.49 billion, we ensure that your hard-earned money is safe and working for you. Our dedicated team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to support you every step of the way. While our main branch is conveniently located at the address mentioned above, official correspondence can be sent to the same location for your convenience. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking, we're ready to help. Join us at Navy Federal Credit Union, where our focus is on you our valued member. For any inquiries or assistance, don't hesitate to reach out at 888-842-6328. We invite you to explore how we can make a difference in your financial journey today!

Branch History & Mission

Join Us

With lobby hours from Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM, we're ready to assist you whenever you need us. Plus, with ATM availability for quick cash access, your financial needs can be met with ease. As we continue this journey together, we invite you to become part of the Navy Federal family. Experience firsthand how we can help you navigate your financial future with confidence. Visit our website or call us at 888-842-6328 today!

Our Mission

At the heart of Navy Federal's mission is a dedication to improving the lives of our members. We strive to offer personalized banking solutions that promote financial wellness and empower individuals to achieve their goals. Whether it's helping someone secure their first auto loan or guiding families through home financing options, we are here every step of the way. We understand that banking is about more than just transactions; it's about building relationships and supporting our community. That's why we actively participate in local outreach efforts and partnerships designed to uplift those around us. While you can visit us at our branch location in San Diego, official correspondence should be sent to the same address: 3950 Clairemont Mesa Blvd, San Diego, CA 92117.

Our Story

Since opening our doors, Navy Federal has focused on providing exceptional financial services tailored to the unique needs of our members. We began with a simple mission: to serve those who serve our nation. This guiding principle has allowed us to expand our reach beyond military personnel to their families and now includes a broader community. Through the years, we have embraced innovation while maintaining a personal touch. Our commitment to digital advancements ensures that members can access their accounts through online banking and mobile apps, making banking more convenient than ever. We are proud to be ADA compliant, ensuring that all members can benefit from our services without barriers.

Branch Location & Accessibility

Call or Visit Us Today!

While you can reach us at our mailing address of 3950 Clairemont Mesa Blvd, San Diego, CA 92117 for official correspondence, we invite you to come visit us in person! If you have any questions or need assistance before your visit, don't hesitate to call us at 888-842-6328. We look forward to welcoming you at Navy Federal Credit Union your trusted partner in financial success!

Easy Access and Parking

We know how important accessibility is for our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us without any hassle. Plus, there's ample parking available so you can park with ease when you stop by.

Operating Hours

Our friendly team is here to assist you during convenient hours. We're open from 9 AM to 5 PM Monday through Friday, and we also welcome you on Saturdays from 9 AM to 4 PM. Whether you need help with personal banking or have questions about loans, our staff is ready to provide the support you need.

Services Available

At Navy Federal Credit Union, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards there's something for everyone. And if you're in a hurry, feel free to take advantage of our ATM services available right at the branch.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a supportive family dedicated to your financial well-being. If you're wondering whether you can join us, the good news is that our membership is open to a wide range of individuals! Whether you're active duty military, a veteran, or a family member of someone who serves, you can take advantage of our services. Additionally, if you live or work in certain areas, you may also qualify. To learn more about specific eligibility details and see if you fit the criteria, feel free to check out our resource at https://www.navyfederal.org/membership/eligibility.html. Joining is simple and welcoming! Once you're ready to become part of our community, opening an account with Navy Federal Credit Union is straightforward. You can start the process online by visiting https://mymembership.navyfederal.org/#/milestones, or give us a call at (888) 842-6328 if you have any questions. Our friendly team is here to help you every step of the way, ensuring that your transition into membership feels smooth and enjoyable. We can't wait to welcome you to our branch located at 3950 Clairemont Mesa Blvd San Diego Ca 92117!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide robust merchant services designed to simplify your payment processing. Whether you're a small shop or a large enterprise, our tools help you manage transactions smoothly. Imagine having the ability to accept payments from various platforms while keeping track of sales effortlessly. Our services are built to empower your operations, allowing you to focus on what you do best growing your business. At Navy Federal Credit Union, we're here to ensure that your financial journey is as seamless as possible. Let's work together to unlock your business's potential! For more information, give us a call at (888) 842-6328.

Comprehensive List Of Services

Convenient Access & Support

At Navy Federal Credit Union, we prioritize convenience. With our online and mobile banking platforms, managing your accounts is easier than ever. You can deposit checks using your smartphone or set up automatic bill payments saving you time and hassle. Additionally, our branch features an ATM for cash withdrawals, ensuring that access to your funds is just around the corner whenever you need it. If you're ready to explore how we can assist you further or if you have any questions about our services, feel free to reach out at 888-842-6328. Our friendly staff is here to help! Visit us today at 3950 Clairemont Mesa Blvd in sunny San Diego, California! Let's work together towards achieving your financial goals!

Credit Cards & Business Banking

Our credit cards with rewards let you earn points on everyday purchases, which can be redeemed for travel, merchandise, or cash back. It's a great way to make every dollar count! For business owners, we offer comprehensive business banking services, including merchant services and business loans. We know how hard you work to build your business, and we're here to help it thrive.

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why we offer checking and savings accounts designed with your lifestyle in mind. Our accounts come with no monthly fees and convenient online and mobile banking features that allow you to manage your money anytime, anywhere. Imagine checking your balance or transferring funds from the comfort of your home or while on the go! If you're considering buying a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. With competitive rates and flexible terms, you can find a loan that fits your budget perfectly. For those looking to invest in their dream home, we provide mortgage loans and refinancing services. Our knowledgeable staff will guide you through the process, making it simple and stress-free. Sometimes life throws unexpected expenses your way. Our personal loans can help you consolidate debt or cover those surprises, giving you peace of mind when you need it most.

Digital & Online Banking

Key Features

With our online banking, you can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our mobile application makes banking even more convenient, allowing you to manage your finances right from your smartphone. Plus, if you're someone who loves using mobile payments, you'll be pleased to know that we support this feature, making transactions quick and hassle-free. Security is a top priority at Navy Federal Credit Union. We use advanced encryption methods to keep your information safe while providing features like electronic signature authorization for added convenience. You can also opt for e-statements, which not only help reduce paper clutter but also allow you to access your financial records instantly.

Real-Time Management

Need to send money to a friend? With our person-to-person transfer service, it's as easy as a few taps on your screen. You can manage everything in real-time, ensuring you're always in control of your finances. Whether you're checking balances or making payments late at night or early in the morning, our 24/7 online banking services have got you covered. In short, Navy Federal Credit Union makes digital banking not just accessible but also enjoyable. Join us today and discover how simple managing your money can be!

Financial Strength

Commitment to Innovation

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we have $1.3192E+11 in total loans and leases available to support your financial goals across various sectors. This includes $1,023,510 in used auto loans that help you get on the road with ease.

Growing Member Base

We have a strong community of trust shown by the 30,809,321 total share accounts we manage. This reflects the growing number of members who rely on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 3950 Clairemont Mesa Blvd San Diego Ca 92117 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, which indicates our commitment to serving our members without compromising on quality or service. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Proven Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Our flexible terms make it easy for you to find an option that fits your budget.

Credit Lines and Unsecured Loans

For those looking for more flexibility, we offer a total of $62,780,210,296 in credit lines that can help manage larger purchases or unexpected expenses. Additionally, our unsecured credit card loans amounting to $30,452,498,817 provide an easy way for members to handle their finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We're here to guide you through the process, ensuring you understand your options and feel confident in your decisions.

Refinancing Options

If you're interested in refinancing any existing loans, we have options available that can potentially lower your monthly payments or help you pay off debt faster. Be sure to ask about our eligibility requirements and how we can assist you with this process. Our commitment is not just about lending; it's about supporting our members through their financial journeys. For any questions or to discuss which loan product may be right for you, please contact us at (888) 842-6328 or visit us at 3950 Clairemont Mesa Blvd San Diego Ca 92117 in San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to recognized lending standards ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, giving users access to trustworthy information.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that users can trust. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.