California Coast Credit Union San Diego CA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to California Coast, your trusted financial partner located at 4265 Genesee Ave, San Diego, CA 92117. Since our establishment in 1929, we have dedicated ourselves to serving our community with integrity and care. With a robust membership of over 206,000 individuals, we are proud to offer a range of financial services tailored to meet the unique needs of our members. At California Coast, we understand that every dollar counts. That's why we manage total assets exceeding $3.4 billion, ensuring that your deposits amounting to $210,204,145 are secure and working for you. Our commitment to responsible lending has resulted in a total loans portfolio of 110,750, reflecting our dedication to helping our members achieve their financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 4265 Genesee Ave, San Diego, CA 92117. We are here for you from Monday to Friday, and even on Saturdays! Whether you're interested in checking and savings accounts, auto loans, or mortgage financing, our knowledgeable staff is ready to assist you. Under the leadership of our CEO, Todd Lane, and Board President Steve McMahon, we strive not only for excellence in service but also for a meaningful impact within our community. We have built a solid foundation with a net worth of $440,048,118 and maintain healthy cash reserves of $23,546,872. Our team of over 556 employees is passionate about providing personalized solutions and fostering lasting relationships with each member. Explore what we can offer by visiting us online at California Coast or give us a call at 858-495-1600 today! Let us help you navigate your financial journey with confidence and trust.

Branch History & Mission

California Coast has a rich history that dates back to 1929, when it first opened its doors in San Diego, CA. Over the years, we have grown from a small credit union into a trusted financial partner for more than 206,000 members. Our commitment to serving our community is evident in everything we do. Located at 4265 Genesee Ave, San Diego, CA 92117, our branch is easily accessible and situated near key landmarks that make banking convenient for our members. Whether you're stopping by for a quick transaction or seeking personalized financial advice, our dedicated team is here to assist you. At California Coast, our mission is simple yet powerful: to empower individuals and families through exceptional financial services while actively supporting the communities we serve. We believe that everyone deserves access to fair financial opportunities. This belief drives us to provide a range of services including personal banking, auto loans, mortgage financing, and credit cards with rewards. In addition to our core banking services, we pride ourselves on being innovative and responsive to the needs of our members. Our operating hours are designed to accommodate busy schedules open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday until 2 PM. For those who prefer self-service options, we offer ATM availability and drive-thru banking. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same mailing address: 4265 Genesee Ave, San Diego, CA 92117. Community involvement is another cornerstone of our mission. We actively seek partnerships with local organizations and engage in outreach efforts that support education, health initiatives, and economic development within San Diego County. We believe that by investing in our community's growth and well-being, we contribute to a brighter future for all. Join us at California Coast and experience the difference that comes with being part of a member-focused credit union. We invite you to explore the benefits of membership and take part in a community committed to your financial success. For more information or to become a member today, please call us at 858-495-1600 or visit our website. Together, let's build a prosperous future!

Branch Location & Accessibility

Accessibility and Features

At California Coast, we prioritize accessibility for all our members. Our branch includes ADA-compliant features and ramps, ensuring that everyone can navigate comfortably. Parking is ample and straightforward, making your visit hassle-free. If you prefer banking from your car, we also offer drive-thru services for quick deposits and withdrawals.

Get in Touch!

Have questions or want to learn more about what we offer? Feel free to give us a call at 858-495-1600. We're excited to welcome you into our branch and help you achieve your financial goals! Remember, while you can visit us at 4265 Genesee Ave for all your banking needs, official correspondence should be sent to the same address as well. We look forward to serving you soon!

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to accommodate your schedule. We're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need assistance with personal banking or have questions about loans, our friendly staff is here to help during these hours.

Services Available

At California Coast, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage financing, we've got you covered. Plus, with ATM availability right on-site, accessing cash is simple and convenient.

Member Eligibility

At California Coast, we believe in building a community where everyone can thrive together. Becoming a member is simple and welcoming! If you live, work, or attend school in San Diego County, you're already eligible to join us. We also extend membership to family members of current members, making it even easier for loved ones to benefit from our services. By joining California Coast, you gain access to a range of financial products designed with your needs in mind, from checking and savings accounts to auto loans and mortgages. Ready to take the next step? You can find more details about eligibility at http://www.calcoastcu.org/membership-benefits/. When you're ready to open an account, just visit us online at https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707, or give us a call at (858) 495-1600 if you have any questions. We're here to help you every step of the way as you join our supportive community at California Coast, located at 4265 Genesee Ave San Diego Ca 92117.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly while offering your customers a variety of payment options. Our merchant services provide just that. By accepting credit and debit card payments easily, you can enhance customer satisfaction and boost sales. Plus, our easy-to-use tools allow you to manage transactions efficiently, letting you focus on what matters most growing your business. Located at 4265 Genesee Ave San Diego Ca 92117 in San Diego, CA, we invite you to discover how our business banking and commercial services can empower your success. For more information, contact us at (858) 495-1600 or visit our website at https://www.calcoastcu.org/.

Comprehensive List Of Services

Accessibility & Support

Our branch hours are designed to accommodate busy schedules: Monday through Thursday from 9 AM to 5 PM, Saturday from 9 AM to 2 PM. If you have questions or need assistance, feel free to give us a call at 858-495-1600. We're always ready to help you navigate your financial journey. At California Coast, we believe in empowering our members with the resources they need for financial success. Explore our offerings today at calcoastcu.org and discover how we can assist you in achieving your financial goals!

Business Banking Services

We also understand the unique needs of businesses. Our business banking services include merchant services that help streamline payment processing and business loans designed to fuel growth and expansion. Your business's success is important to us, and we're here to support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features. You can manage your accounts from anywhere at any time whether it's making transfers, checking balances, or paying bills right from your phone. Need cash? Our branch provides essential ATM and cash withdrawal services, along with basic drive-thru banking options for deposits and simple transactions. We aim to make your banking experience as effortless as possible.

Personal Banking Solutions

When it comes to personal banking, we offer various options that cater to different lifestyles and goals. Our checking and savings accounts are perfect for day-to-day management and long-term savings. Imagine having easy access to your funds while earning interest on your savings our accounts help you do just that. If you're considering buying a new car, our auto loans and vehicle financing options make the process straightforward. With competitive rates, you can drive off in your dream vehicle without financial stress. Similarly, if homeownership is on your radar, our mortgage loans and refinancing services can guide you through every step of purchasing or refinancing your home. For those unexpected expenses or projects, we provide personal loans and debt consolidation solutions that can ease your financial burden. And if you're looking for a little extra reward for your purchases, our credit cards with rewards offer great benefits that fit your lifestyle.

Digital & Online Banking

Security and Accessibility

We prioritize your security by implementing robust measures to protect your personal information while using our digital services. You can feel confident knowing that your data is safeguarded as you manage your accounts from the comfort of home or on the go. At California Coast, we strive to make banking as easy as possible for our members. Whether you are using our online portal or mobile app, you'll find that accessing your account is straightforward and user-friendly. Join us today and experience the convenience of modern banking at its best!

User-Friendly Features

Our mobile application enhances your banking experience on the go. Enjoy features like mobile payments that let you make purchases quickly and easily without needing cash or cards. Need to send money to a friend? With our person-to-person transfer feature, sharing funds is simple and instant. For those who prefer going paperless, we offer electronic statements that keep your financial documents organized and accessible at all times. And if you ever need to sign documents electronically, our electronic signature authorization makes it quick and hassle-free.

Financial Strength

A Growing Community

Our total share accounts stand at 461,358, showing a strong and growing member base that trusts us with their finances. This reflects not only our stability but also the community's confidence in our ability to meet their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 4265 Genesee Ave San Diego Ca 92117 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,022 in used auto loans and $2,285,428,185 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're interested in refinancing options or checking eligibility for any of our loan products, please don't hesitate to ask! Our team is ready to assist you in finding the best solution tailored to your specific needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At California Coast, we're committed to providing financial solutions that empower our members. Stop by our branch or visit our website at calcoastcu.org today to learn more about how we can assist you!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans to help our members get on the road with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand your enterprise.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, making it easier for you to secure the home of your dreams.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $81,737,644 in loans available, we help members manage their finances effectively and maintain control over their spending.

Loan Aggregator

Why Choose LendMesh?

LendMesh offers several key benefits that enhance your loan comparison experience: - Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring clarity in what is available. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus here is purely on providing unbiased results to help users find the best deals. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can act quickly and confidently, knowing they have access to the latest offerings. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective LendMesh can be in navigating the loan landscape. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.