Personal Loans in San Diego, CA

Looking for the best personal loan rates in San Diego, CA? Compare offers from trusted local lenders who understand your needs and provide flexible terms tailored to your budget. Whether it’s for home improvements or unexpected expenses, finding the right loan is easier than ever here.

San Diego residents deserve loan options that feel personal and reliable. Get fast approvals and competitive rates from community-focused lenders, so you can borrow with confidence. Start comparing today and take control of your financial goals without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
jfcu
7.99 - 11.99 %
1 - 7 Yrs
schoolsfirstfcu
7.99 - 18 %
0.3 - 5 Yrs
$50,000
sierracentral
8.24 - 14.74 %
3 - 5 Yrs
$25,000
1stunitedcu
8.39 - 20.29 %
1 - 5 Yrs
$25,000
comfirstcu
8.49 - 10.24 %
1 - 7 Yrs
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
americaschristiancu
8.5 %
5 Yrs
$50,000
togethercu
8.64 - 11.99 %
6 Yrs
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
golden1
8.74 - 16.25 %
5 Yrs
1,500 - $30,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Schoolsfirst has a personal loan with an APR of 7.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. Sierra Central has a personal loan with an APR of 8.24% , which has stayed the same over the past 7, 30, and 90 days. Their line of credit has a fixed APR of 14.74% , unchanged from 7, 30, and 60 days ago.

1St United's Personal loan has an APR of 8.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Personal line of credit rate remains steady at 11.4% with no changes over the past 90 days. Community First's member exclusive personal loan rates at 8.49% APR today. This rate has stayed the same over the past 7, 30, 60, and 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

America'S Christian has a Signature loan with an APR of 8.5% today, unchanged from it was 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.5% . Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

The Golden 1 has a personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 11.29% , also unchanged from 7, 30, and 60 days ago. The credit starter loan carries a 16.25% APR with no change in the last 7, 30, or 60 days.

🏦 All Local Lenders in San Diego, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
MISSION FEDERAL CREDIT UNION
3470 COLLEGE AVE SAN DIEGO CA 92115
ATM
P2P
E-Statements
E-Signature
Assets: $6,580,197,052
Deposits: $874,339,855
Net Worth: $794,557,494
Employees: 676
Members: 311,684
SAN DIEGO COUNTY CREDIT UNION
6145 EL CAJON BLVD SAN DIEGO CA 92115
ATM
P2P
E-Statements
E-Signature
Assets: $10,004,354,199
Deposits: $536,922,463
Net Worth: $1,799,741,526
Employees: 857
Members: 429,218

🏘️ All the Lenders Available in San Diego County, CA

Compare other loan types in San Diego, CA

Why compare Personal Loans in San Diego, CA on LendMesh

If you’re searching for the best consumer loan rates in San Diego, CA, taking the time to compare offers on LendMesh can help you uncover better deals and more affordable options. Browsing multiple lenders side-by-side empowers you to find a loan that fits your budget and goals without feeling rushed or pressured. Keep exploring to make sure you’re getting the most value for your money.

To stay on top of the latest loan offers in San Diego, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 4% or 5%—and get notified as soon as loans drop below that threshold. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, helping you make informed decisions and seize opportunities as they arise.

Customers are also interested in:

Best Consumer Loan Rates