San Diego County San Diego CA Credit Union | Cheap Mortgage Refinance & Rewards Cards

Introduction

Welcome to San Diego County, where our commitment to your financial well-being is at the heart of everything we do. Located at 6145 El Cajon Blvd, San Diego, CA 92115, our branch is proud to have served the community since 1938. With a rich history and a focus on building lasting relationships, we currently support over 429,000 members with tailored financial solutions designed just for you. At San Diego County, we manage impressive assets totaling $10,004,354,199, ensuring that your deposits amounting to $536,922,463 are safe and secure. Our team is dedicated to providing exceptional services, from personal checking and savings accounts to auto loans and business banking options. We believe in empowering our members through responsible lending; that's why our total loans stand at 136,284. Led by our CEO Teresa Campbell and Board President Shirley Jackson, our experienced team of 857 employees is here to assist you every step of the way. Whether you're looking to buy a new car or planning for your future with a mortgage, we have the expertise and resources to help you achieve your goals. While you can visit us at our branch for all your banking needs, feel free to reach out via phone at 877-732-2848 or explore our services online at sdccu.com. We invite you to join us as we continue making a positive impact in the San Diego community because at San Diego County, you're more than just a member; you're part of our family.

Branch History & Mission

Join Us

As we look forward to the future, we invite you to join us at San Diego County. Experience firsthand how we can help you navigate your financial journey with personalized service and community support. Together, let's build a stronger future for you and for San Diego County. For more information or assistance, please call us at (877) 732-2848 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. We can't wait to welcome you into the San Diego County family!

Our Journey

Since opening our doors, San Diego County has committed itself to fostering financial well-being among our members. Over the years, we have expanded our offerings beyond basic banking. Today, we provide everything from personal and auto loans to mortgage financing and business banking solutions. Our evolution reflects not only the changing landscape of finance but also our dedication to supporting each member's journey toward financial success. Our branch is located near local landmarks that reflect the vibrant culture of San Diego, making it easy for you to visit us. We pride ourselves on creating a welcoming atmosphere where everyone feels valued and supported.

Our Mission

At San Diego County, our mission goes beyond just providing financial services; we aim to uplift and empower our community. We believe that by helping individuals achieve their financial goals, we can contribute positively to the overall well-being of San Diego. Our commitment includes offering educational resources, community outreach programs, and support initiatives that foster growth and stability for everyone we serve. We are dedicated to ensuring that all members can access our services conveniently. That's why we offer features like ATM availability and online banking options that are designed for ease and accessibility. Additionally, while members can visit us at 6145 El Cajon Blvd San Diego Ca 92115, official correspondence should be sent to the same address since there is no separate mailing address.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance, don't hesitate to call us at 877-732-2848. We're here to help you with whatever you need! Come visit us today at San Diego County; we look forward to serving you!

Nearby Landmarks and Accessibility Features

Situated in a vibrant neighborhood, our branch is just a short drive from popular spots like SDSU and various shopping centers. We have ample parking available, making it easy for you to stop by. Plus, our location is fully ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours and Services Offered

Our doors are open Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 2 PM, allowing you plenty of time to visit us. At San Diego County, we provide a range of personal and business banking services, including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. Need cash? Our ATM is available for quick withdrawals and balance checks.

Member Eligibility

At San Diego County, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that truly cares about your financial well-being. To become a member, you'll want to check if you meet our eligibility criteria, which is designed to include as many people as possible. Generally, anyone who lives, works, or attends school in the San Diego area can join us and enjoy the benefits of membership. This means whether you're a student at a local college or simply a resident looking for personalized banking services, we welcome you with open arms! Opening an account with us is a breeze. We're here to help guide you through every step of the process so that you feel confident and informed. For more detailed information on eligibility and how to get started, feel free to visit our website or give us a call at (877) 732-2848. We can't wait to have you as part of our San Diego County family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine effortlessly processing payments while focusing on what you do best serving your customers. Our services can help streamline operations, improve cash flow, and enhance customer satisfaction. Located at 6145 El Cajon Blvd San Diego Ca 92115 in San Diego, CA, we are ready to partner with you on your business journey. Let us help you unlock the potential of your enterprise! For more information, feel free to contact us at (877) 732-2848 or visit our website at sdccu.com.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide comprehensive business banking services, including merchant services and business loans. These offerings help streamline operations and foster growth so you can focus on what truly matters running your business.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've invested heavily in our online and mobile banking platforms. Access your accounts anytime from anywhere with features like mobile payments, person-to-person transfers, e-statements, and more. With an ATM available at our branch, withdrawing cash or checking balances is quick and easy. At San Diego County, we are committed to ensuring that all of our members have access to the tools they need for successful financial management. Ready to explore how we can assist you? Feel free to reach out at (877) 732-2848 or visit us online at Branch 44 College Area. Your journey toward financial stability starts here!

Home Financing

If buying a home is on your agenda, our mortgage loans and refinancing options can help make that dream a reality. We understand that purchasing a home is one of the most significant investments you'll make, which is why we offer personalized service to guide you through every step. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to assist you.

Personal Banking Solutions

For those looking to manage their finances efficiently, our personal banking services include various checking and savings accounts designed to fit different lifestyles. If you're saving for a big purchase or simply want an easy way to access your funds, our accounts come with competitive interest rates and no monthly fees in many cases. Do you need financing for a new car? Our auto loans and vehicle financing options offer flexible terms and competitive rates, making it easier than ever to drive home in the vehicle of your dreams. Plus, with our straightforward application process, you can get pre-approved quickly and confidently.

Personal Loans and Credit Options

Life can throw unexpected expenses your way, but our personal loans and debt consolidation services provide you with the financial support you need when it matters most. We can help you simplify your payments and lower your interest rates through tailored loan solutions. Looking for a way to earn rewards while spending? Our credit cards with rewards program offers cash back and points on every purchase, making it easier to save while you spend.

Digital & Online Banking

E-Statements for Easy Management

Keeping track of your finances is simple with our e-statements feature. You'll receive your statements electronically, which not only helps you stay organized but also contributes to a greener planet by reducing paper waste. With e-statements, you'll have quick access to your financial information whenever you need it.

Mobile Payments Made Simple

For those who love using their phones for payments, our mobile payments feature lets you make purchases quickly and securely. Just tap your phone at checkout and go! It's fast, convenient, and perfect for anyone on the move.

Stay Connected with Our Mobile App

Don't forget about our mobile application! It's designed with ease-of-use in mind so that you can manage your accounts effortlessly from wherever you are. From checking balances to making person-to-person transfers, everything is just a few taps away.

Your Banking Needs Covered

Whether you're transferring money to a friend or paying bills online, our services are all geared towards making your banking experience smooth and efficient. With robust security measures in place, you can rest easy knowing that your information is safe. In summary, San Diego County is committed to providing innovative digital banking solutions that enhance your financial management experience. Explore all our online services today at sdccu.com and take control of your finances like never before!

Financial Strength

Committed Team

We also take pride in having 831 full-time employees and 26 part-time employees dedicated to serving you with expertise and care. With a total of 1,011,075 accounts held by our growing member base, it's clear that many trust us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 6145 El Cajon Blvd San Diego Ca 92115 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us! Members' funds are safeguarded through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, providing stable and rewarding opportunities for financial growth. Unlike traditional banks, we prioritize our members; having no non-member deposits ensures our resources are focused solely on benefiting you.

Our Financial Health

With a net worth of $1,799,741,526, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid footing is further demonstrated by our net worth ratio of 17.94%, which reflects a strong capital base that allows us to provide loans and competitive savings rates ensuring uninterrupted services even during uncertain economic times.

Reinvestment for Growth

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in our diverse offerings.

Supporting Your Goals

We support your financial goals with $36,604 in used auto loans and an impressive $5,561,449,660 in total loans and leases. This capacity allows us to cater to various borrowing needs while maintaining responsible lending practices. Our operational efficiency is evident with a net income of $11,703,648, enabling us to continue providing competitive loan rates and solid financial products tailored for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. Whether you want to finance a new model or a reliable used vehicle, our flexible terms and competitive rates make it easier than ever to drive away satisfied.

Business Loans

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. We work closely with business members to tailor financing solutions that fit their specific needs and goals. At San Diego County, we pride ourselves on offering personalized service and support throughout your borrowing experience. If you're considering refinancing options or need assistance understanding eligibility requirements, our team is here to help guide you through every step of the process. Feel free to reach out to us at (877) 732-2848 for more information about any of our loan products or visit us at our branch located at 6145 El Cajon Blvd San Diego Ca 92115 in San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Credit Card Loans

For those looking for added flexibility, we also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can add even more value to your everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We provide clear guidance through the mortgage process and offer competitive rates to help you secure the home of your dreams.

Loan Aggregator

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SAN DIEGO COUNTY CREDIT UNION - San Diego, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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