Personal Loans in Phoenix, AZ

Looking for the best personal loan with low interest in Phoenix, AZ? Compare offers from trusted local lenders who understand your needs and offer fast approvals, so you can get the funds you need without the wait.

Whether it’s for home improvements, debt consolidation, or unexpected expenses, finding the right loan in Phoenix is easier when you compare rates side by side. Start here to secure affordable financing tailored to your financial goals.

Filters

Lender
APR
Term
Amount
Link
Info
cuwest
10.99 %
25 Yrs
$100,000
∞
pimafederal
11.24 - 16.49 %
2 - 7 Yrs
∞
nuvisionfederal
11.49 - 18 %
0.1 - 5 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
desertfinancial
11.99 - 12.24 %
∞
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
globalcu
13.5 - 14.9 %
0.5 - 5 Yrs
∞
truwest
14 - 17.75 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Credit Union West has a personal loan with an APR of 10.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Pima has a Personal loan with an APR of 11.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit has an APR of 13.99% , also unchanged during those time frames. Nuvision's closed–end personal loan has an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit for overdraft protection carries an APR of 12.65% , also unchanged during those time frames.

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. Desert Financial's Personal loan has an APR of 11.99% , which is unchanged from 7 and 30 days ago. The Personal line of credit and Variable rate line of credit both have an APR of 12.24% , also steady over the past 7, 30, 60, and 90 days. The Signature loan rate remains at 11.99% with no changes during the same periods.

First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago. Global has a Credit line with an APR of 13.5% , which has stayed the same over the past 7 and 30 days. The Signature (unsecured) loan has a fixed APR of 14.9% , also unchanged from one week and one month ago.

Truwest has a Personal line of credit with an APR of 14% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Phoenix, AZ

Lender NameBranch AddressOffice ServicesLender Snapshot
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
1150 E BELL RD PHOENIX AZ 85022
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179
DESERT FINANCIAL CREDIT UNION
406 E THUNDERBIRD RD PHOENIX AZ 85022
ATM
P2P
E-Statements
E-Signature
Assets: $8,901,537,365
Deposits: $699,652,272
Net Worth: $1,033,536,095
Employees: 1326
Members: 472,620

🏘️ All the Lenders Available in Maricopa County, AZ

✅TRUWEST CREDIT UNION
✅CREDIT UNION WEST CREDIT UNION
✅DESERT FINANCIAL CREDIT UNION
✅ARIZONA FINANCIAL CREDIT UNION
✅MARISOL FEDERAL CREDIT UNION
✅ONEAZ CREDIT UNION
✅COPPER STATE CREDIT UNION
✅BANNER FEDERAL CREDIT UNION
✅INTERFAITH FEDERAL CREDIT UNION
✅FIRST 68444 CREDIT UNION
✅UHAUL CREDIT UNION
✅ARIZONA CENTRAL CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅SIERRA PACIFIC FEDERAL CREDIT UNION
✅NOTRE DAME FEDERAL CREDIT UNION
✅AERO FEDERAL CREDIT UNION
✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅VANTAGE WEST CREDIT UNION
✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅BLUE WATER FEDERAL CREDIT UNION
✅SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION
✅CHICAGO AVENUE GARAGE FEDERAL CREDIT UNION
✅FLORIDA WEST COAST CREDIT UNION
✅ALHAMBRA CREDIT UNION
✅SUNWEST 2226 CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅EM FEDERAL CREDIT UNION
✅GREENWICH MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅LANDINGS CREDIT UNION
✅MAYO EMPLOYEES FEDERAL CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅TRUGROCER FEDERAL CREDIT UNION

Compare other loan types in Phoenix, AZ

Why compare Personal Loans in Phoenix, AZ on LendMesh

If you’re searching for the best loan with low interest in Phoenix, AZ, it’s wise to keep comparing offers on LendMesh. Different lenders update their rates regularly, and exploring multiple options can help you find deals that fit your budget better. Taking a little extra time to shop around empowers you to secure the most affordable and flexible financing for your needs.

To make your loan search even easier, consider subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and you’ll get notified as soon as offers fall below that threshold. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, Phoenix borrowers stay informed and ready to act on the best opportunities available.

Customers are also interested in:

Best Loan With Low Interest