Desert Financial Credit Union Phoenix AZ | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Desert Financial, your trusted financial partner located at 406 E Thunderbird Rd, Phoenix, AZ 85022. Since our establishment in 1939, we have proudly served our community with a commitment to providing excellent service and fostering financial growth for our members. With a strong membership base of over 472,620 individuals, we are dedicated to making banking accessible and beneficial for everyone. At Desert Financial, we understand that every dollar counts. That's why we manage an impressive $8,901,537,365 in total assets, ensuring that your funds are secure and ready for your financial needs. Our focus on personal banking services includes everything from checking and savings accounts to auto loans and mortgage refinancing. With total loans amounting to 131,916 and deposits reaching $699,652,272, we are positioned to help you achieve your financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 2945, Phoenix, AZ 85062. Our friendly team is here to assist you during our lobby hours from 9:00 AM to 6:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays. For your convenience, our ATM services are available 24/7. Led by CEO Jeffrey Meshey and Board President Kevin Haskew, our dedicated staff of 1,326 employees is committed to providing personalized service tailored to your unique financial situation. We believe in investing back into the community while ensuring the financial well-being of our members through responsible lending practices and sound management. We invite you to explore the full range of services we offer at Desert Financial and experience the difference that comes with being a member of a credit union focused on you. If you have any questions or need assistance, don't hesitate to call us at 602-433-7000. Let's build a brighter financial future together!

Branch History & Mission

Welcome to Desert Financial, a trusted name in the community since our doors first opened in 1939. Nestled at 406 E Thunderbird Rd, Phoenix, AZ 85022, we have proudly served our members for over eight decades, evolving and growing alongside the vibrant community of Phoenix. With a total membership of 472,620 and assets amounting to an impressive $8,901,537,365, we are committed to providing financial solutions that empower individuals and businesses alike. Our journey began with a simple mission: to provide accessible financial services tailored to the needs of our members. As we expanded our offerings over the years, we remained steadfast in our dedication to community support and financial education. Whether it's helping families secure auto loans or providing small business financing options, we strive to make a positive impact on every life we touch. At Desert Financial, our mission goes beyond traditional banking. We aim to foster a sense of belonging within our community while ensuring that all our members have the tools they need to achieve their financial goals. Our operating hours are convenient for your busy lifestyle Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM, with ATM access available 24/7 for your convenience. As part of our commitment to innovation and accessibility, we've embraced digital advancements that allow you to manage your finances on-the-go. From online banking and mobile payments to electronic statements, we offer services that cater to modern needs while ensuring ADA compliance for all members. We also believe in giving back. Our partnerships with local organizations drive various outreach efforts aimed at improving the quality of life in Phoenix. By investing in education programs and community initiatives, we help build a stronger future for everyone. If you're looking for a credit union that prioritizes your financial well-being while actively contributing to the community, look no further than Desert Financial. Join us today and experience the difference for yourself! For more information or inquiries, feel free to contact us at 602-433-7000 or visit our website at desertfinancial.com. Together, let's achieve great things!

Branch Location & Accessibility

Accessibility and Convenience

Our branch is designed with your convenience in mind. We offer ample parking spaces and ensure that all areas are accessible for everyone, including those with mobility challenges. Whether you're visiting us during the week or on Saturday, our lobby is open Monday through Friday from 9:00 AM to 6:00 PM and Saturdays from 9:00 AM to 1:00 PM. If you need assistance outside these hours, our ATM is available 24/7 for your banking transactions. While members can visit us at 406 E Thunderbird Rd, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062.

Banking Services Tailored for You

At Desert Financial, we pride ourselves on offering a range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgages, we are here to support you every step of the way. Additionally, enjoy the flexibility of online and mobile banking services that allow you to manage your finances anytime, anywhere. For any inquiries or assistance, feel free to reach out at 602-433-7000. Our friendly team is ready to help you navigate your financial journey. Come visit us today and discover how we can help you achieve your financial goals!

Member Eligibility

At Desert Financial, we believe that becoming a member is like joining a close-knit community where everyone looks out for each other. To become part of our family, you'll find that eligibility is quite straightforward. If you live, work, or worship in the areas we serve, you're likely already qualified! We also welcome immediate family members of existing members, making it even easier to share the benefits of membership with those you love. For a detailed look at all eligibility criteria, please visit us at http://www.desertfinancial.com/en/who-we-are/become-a-member. Joining us means gaining access to a range of financial services designed with your needs in mind from checking and savings accounts to auto loans and credit cards. Plus, you can count on personalized service from our friendly team at our branch located at 406 E Thunderbird Rd Phoenix Az 85022. Ready to take the next step? It's simple! Feel free to give us a call at (602) 433-7000 for any questions or visit our website to start your journey today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that helps you manage transactions smoothly. Our merchant services make it easy for you to accept payments and streamline your operations. From credit card processing to mobile payment options, we provide the tools you need to enhance customer satisfaction and improve cash flow. Visit us at 406 E Thunderbird Rd Phoenix Az 85022 in Phoenix, AZ or call us at (602) 433-7000 to learn more about how our business banking services can help you achieve your goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans provide competitive rates and flexible terms that cater to your budget. We make the financing process straightforward so you can hit the road with confidence, whether it's a brand-new car or a reliable used vehicle.

Business Banking

For our small business owners, Desert Financial offers robust business banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we understand the unique challenges businesses face and are committed to supporting you every step of the way.

Credit Cards with Rewards

Enjoy more from your spending with our credit cards that offer rewards! From cash back on everyday purchases to travel perks, we have options that can enhance your shopping experience while helping you manage expenses effectively.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and even access person-to-person payments all at your fingertips! Our ATMs are also available 24/7 for quick cash withdrawals and balance checks. We invite you to explore all these services and discover how Desert Financial can support your financial journey. For more information or assistance, feel free to reach out at (602) 433-7000 or visit us at Moon Valley today! Your future starts here; let us help you achieve it!

Mortgage Solutions

Homeownership is within reach with our mortgage loans and refinancing options. We guide you through the process from start to finish, ensuring you find the right loan for your home sweet home. Our team is dedicated to making this significant step as smooth as possible, allowing you to focus on creating memories in your new space.

Personal Banking

Our personal banking services are designed to make everyday transactions simple and convenient. You can open checking and savings accounts that fit your lifestyle and savings goals. We understand that life can be unpredictable, which is why our personal loans and debt consolidation options are available to help you manage unexpected expenses or consolidate existing debts into one manageable payment.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7 at https://www.desertfinancial.com/, so you can check your balance, pay bills, and transfer money whenever it suits you. Plus, with our electronic signature authorization, signing documents is quick and straightforward no need for paper or long wait times. We also offer e-statements to help you keep track of your finances more efficiently. Say goodbye to cluttered mailboxes and hello to instant access! You can review your statements whenever you need them, making it easier than ever to stay organized. If you're always on the move, you'll love our mobile application. Available for download, this app lets you handle all your banking needs right from your smartphone. Whether you're making mobile payments or sending money through person-to-person transfers, managing your accounts has never been easier.

Security & Accessibility

Your security is our top priority. Our online banking services are equipped with advanced features to keep your information safe while ensuring a user-friendly experience. You can feel confident knowing that your transactions are protected as you navigate through your accounts. With all these tools at your fingertips, real-time account management becomes simple and stress-free. At Desert Financial, we're committed to making banking not just accessible but enjoyable for all our members. Join us today and experience the future of banking!

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a strong and reliable partner in your financial journey, ensuring that you can trust us with your savings and loans. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well: we have $35,444 in used auto loans and $4,226,064,464 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $21,206,147, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,684,564. Total Share Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 406 E Thunderbird Rd Phoenix Az 85022 or call (602) 433-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, whether you're purchasing a new or used vehicle. Plus, refinancing options are available if you're looking to adjust your current auto loan.

Business Financing

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. We understand that having access to funds can be crucial for your business success, and our team is dedicated to finding the right financing solution for you.

Credit Card Loans

Managing finances effectively is essential, and we offer flexible terms on unsecured credit card loans. While currently there are no unsecured credit card loans issued, our commitment remains strong towards providing members with tools to manage their expenses efficiently when the time comes. At Desert Financial, we prioritize your financial well-being by offering personalized service and reliable support. Whether you're looking for an auto loan, mortgage assistance, or business financing options, we're here to help you make informed decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all our lending options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. With competitive interest rates and a straightforward application process, we help you navigate the path to your new home smoothly.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can swiftly compare their options and make educated choices about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective and beneficial our service can be for everyday borrowers seeking the best deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, allowing for informed decision-making without hidden agendas or biases.

DESERT FINANCIAL CREDIT UNION - Phoenix, AZ

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Phoenix, AZ (85022)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Convenience

Banking Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Banking Features

Mortgage Solutions

Personal Banking

Digital & Online Banking

Key Services

Security & Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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