Personal Loans in Monticello, UT

Looking for a personal loan in Monticello, UT? Compare offers from trusted local lenders to find the best rates and terms that fit your needs. Whether it’s for home improvements or unexpected expenses, you’ll get clear options and easy approval.

Take control of your finances with a loan designed for Monticello residents. Explore flexible plans from community-focused credit unions and banks that understand your goals. Applying is simple, and support is just a call away to help you choose the right loan.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
chartway
8.24 - 12.24 %
1 - 5 Yrs
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
myconsumers
8.99 %

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Chartway's Signature loan has an APR of 8.24% , which is unchanged from 7, 30, 60, and 90 days ago. The Line of credit loan also holds steady at 12.24% APR across the same time periods. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Monticello, UT

Lender NameBranch AddressOffice ServicesLender Snapshot
DESERT RIVERS FEDERAL CREDIT UNION
16 S MAIN ST MONTICELLO UT 84535
ATM
Drive-Thru
P2P
E-Statements
Assets: $112,263,436
Deposits: $5,129,135
Net Worth: $8,641,748
Employees: 32
Members: 7,840
SAN JUAN CREDIT UNION
296 E CENTER STREET MONTICELLO UT 84535
ATM
P2P
E-Statements
E-Signature
Assets: $29,941,568
Deposits: $4,366,839
Net Worth: $3,825,181
Employees: 15
Members: 4,192

🏘️ All the Lenders Available in San Juan County, UT

Compare other loan types in Monticello, UT

Why compare Personal Loans in Monticello, UT on LendMesh

If you’re in Monticello, UT and considering a home credit personal loan, take your time exploring multiple lenders on LendMesh. Comparing different offers helps you uncover better deals and more affordable options tailored to your needs. With a variety of banks and credit unions in one place, you can make a well-informed decision without feeling rushed or pressured.

For ongoing support, consider subscribing to LendMesh’s personalized alerts designed for Monticello borrowers. Simply set your ideal interest rate, and we’ll notify you as soon as offers fall below that threshold. Along with timely updates, you’ll receive expert insights, market trends, and curated loan deals—helping you stay informed and ready to act when the best opportunities arise.

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