San Juan Credit Union Monticello UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to San Juan Credit Union, where your financial well-being is our top priority! Located at 296 E Center Street, Monticello, UT 84535, we have been proudly serving our community since 1963. With a total membership of 4,192 and assets totaling an impressive $29,941,568, we're dedicated to providing personalized banking solutions that meet the unique needs of every member. At San Juan Credit Union, we understand the importance of trust and reliability in your financial journey. Our experienced team, led by CEO Leah Lyman and Board President Joanna Bethea, is committed to helping you achieve your financial goals. Whether you're looking for auto loans, mortgage refinancing, or personal banking services, we're here to support you every step of the way. While members can visit us at our branch location for all their banking needs, please note that official correspondence should be sent to our mailing address at 792 S 200 W, Blanding, UT 84511. With total deposits reaching $4,366,839 and cash in hand amounting to $758,535, we strive to maintain a strong foundation for our members' future investments. We take pride in offering competitive rates on loans and a variety of financial products designed to empower you. Join us today and experience the difference of community-focused banking! For more information or to speak with one of our friendly staff members, feel free to call us at (435) 587-3399. Visit our website at sanjuancu.com to learn more about how we can help you thrive financially. Together, let's build a brighter future!

Branch History & Mission

Welcome to the heart of our community San Juan Credit Union, located at 296 E Center Street in Monticello, Utah. Since opening our doors in 1963, we have proudly served our members and the surrounding area with dedication and care. Over the decades, we've grown from a small credit union into a vibrant financial institution, currently boasting a total membership of 4,192 individuals who trust us with their financial needs. At San Juan Credit Union, our mission is clear: we strive to provide exceptional financial services while fostering community support and growth. We understand that every member's journey is unique, and we are here to guide you through it. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our team is committed to helping you achieve your goals. Throughout our history, we've made significant strides in improving our services. With total assets reaching an impressive $29,941,568, we continue to invest in technology and resources that enhance your banking experience. Our digital offerings include online banking and mobile payment solutions to ensure convenience at your fingertips. We also offer ATM access for easy withdrawals and balance checks whenever you need it. While members can visit us at 296 E Center Street Monticello Ut 84535, official correspondence should be sent to our mailing address: 792 S 200 W, Blanding, UT 84511. This ensures that your inquiries reach us promptly. Our commitment extends beyond just financial services; we actively engage in community outreach efforts that reflect our values. We partner with local organizations to support initiatives that uplift our community members and promote financial literacy. Together, we can create a brighter future for everyone in Monticello. As we look ahead, we invite you to join us on this journey. Experience the benefits of being a member at San Juan Credit Union where you're not just a number; you're part of a family. Visit us during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday, or give us a call at 435-587-3399. We can't wait to welcome you!

Branch Location & Accessibility

Accessibility and Parking

At San Juan Credit Union, we prioritize accessibility for all members. Our branch is ADA compliant and features ramps for easy entry. We also provide ample parking right outside the building, so you can visit us without any hassle.

Get in Touch

Have questions or want to learn more about what we can do for you? Don't hesitate to give us a call at 435-587-3399 or drop by our branch today! We're excited to welcome you into the San Juan Credit Union family and help you achieve your financial goals!

Operating Hours

We understand that your time is valuable. That's why we offer convenient lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. Our friendly staff is ready to assist you during these hours with personalized service tailored to your needs.

Services Offered

Inside our branch, you'll discover a range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We even offer online and mobile banking for those who prefer managing their finances on the go. Plus, with ATM availability right here at our location, accessing your funds has never been easier.

Member Eligibility

At San Juan, we're excited to welcome new members into our community, where you can enjoy a range of financial services designed with your needs in mind. Becoming a member is straightforward and open to anyone who lives, works, or worships in the area, as well as family members of current members. This inclusivity means that you're not just joining a financial institution; you're becoming part of a supportive network that cares about your financial wellbeing. To get started, all you need to do is visit us at 296 E Center Street Monticello Ut 84535 or give us a call at (435) 587-3399. We encourage you to check out the detailed eligibility criteria on our website for the most up-to-date information. You'll find everything you need to know about membership eligibility and the account opening process there. Join us at San Juan, where we believe everyone deserves access to personalized financial solutions! For more details, feel free to explore our site at https://sanjuancu.com/.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments easily from your customers. Our merchant services make transactions smooth and efficient, allowing you to focus on what matters most running your business. Whether you're a local store or an online shop, our services help you manage sales seamlessly. At San Juan, located at 296 E Center Street Monticello Ut 84535, we're dedicated to empowering local businesses. Let us partner with you on your journey towards success! For more information, give us a call at (435) 587-3399 or visit our website at https://sanjuancu.com/.

Comprehensive List Of Services

Business Banking Services

For small business owners, our business banking services include merchant services and business loans designed to help your enterprise thrive. We understand the challenges of running a business and aim to support you with financial solutions that meet your specific needs.

Connect With Us

Ready to take control of your financial journey? Visit us at 296 E Center Street Monticello Ut 84535, or give us a call at 435-587-3399 during our operating hours from 8:30 AM to 4:30 PM Monday through Friday. Discover how San Juan Credit Union can support you in achieving your financial goals today! For more information about all our services, feel free to check out our website at San Juan Credit Union.

Credit Cards with Rewards

To further support our members, we provide credit cards with rewards. These cards not only help you build credit but also offer perks that let you earn points on everyday purchases making each transaction more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience matters. With our online and mobile banking, managing your finances is just a few taps away. You can easily check balances, transfer funds, or pay bills anytime, anywhere. Plus, our ATM services ensure you have quick access to cash when needed.

Home Financing Options

When it comes to homeownership, our mortgage loans and refinancing solutions are designed to help make your dreams a reality. Whether you're buying your first home or looking to refinance for better rates, we can guide you through the process with ease.

Personal Banking Solutions

For those who want to manage their finances efficiently, we offer personal banking options like checking and savings accounts. Imagine having easy access to your funds and being able to track your spending effortlessly. Our accounts come with features that make banking straightforward and hassle-free. If you're planning on purchasing a new car or refinancing your current one, our auto loans and vehicle financing options provide flexible terms that can fit any budget. Picture driving off in your dream car while knowing you secured an affordable loan tailored just for you.

Personal Loans and Debt Management

Life can throw unexpected expenses your way. That's why we also offer personal loans and debt consolidation options. If you find yourself juggling multiple payments, consolidating them into one manageable loan could simplify your financial life.

Digital & Online Banking

Key Features

Imagine being able to handle all your banking needs right from your smartphone! Our mobile application makes it simple to manage your accounts with just a few taps. Plus, with our mobile payments feature, you can make purchases quickly and securely without needing cash or cards. Need to send money to a friend? With our person-to-person transfers, it's straightforward and instant! You can also enjoy the convenience of electronic signature authorization for an easier account management experience. And if you prefer paperless statements, we provide e-statements so you can stay organized without clutter.

Security and Accessibility

Your security is our priority. All transactions are protected with advanced encryption technology to keep your information safe. We aim to make online banking user-friendly so you can navigate easily without any hassle. At San Juan, we're committed to providing you with accessible and efficient banking solutions that fit seamlessly into your life. Join us today and experience the ease of managing your finances digitally!

Financial Strength

At San Juan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation so that you can trust us with your savings and loans. With a net worth of $3,825,181, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,832,271 in share certificates and $2,926,595 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $251,392, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,606,048 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $654 in used auto loans and $18,812,941 in total loans and leases. Our $24,869 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 2 part-time employees who are always ready to assist you with a knowledgeable, committed team. In total, we have 8,734 share accounts which show a strong and growing member base that trusts us with their finances. Net Shares available for lending stand at $646,528, showcasing our ability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Juan is your trusted partner. Visit us at 296 E Center Street Monticello Ut 84535 or call (435) 587-3399 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,271,850 in used vehicle loans and $1,698,447 in new vehicle loans already helping members get on the road. We provide flexible terms and fast approvals so you can enjoy your vehicle without the stress of complicated financing options.

Credit Lines and More

In addition to auto and mortgage loans, we provide credit lines that total $2,900,000. These lines are designed to give you access to funds whenever necessary without the hassle of reapplying each time. If you're interested in any of these loan options or want more information about refinancing possibilities, feel free to reach out! You can contact us at (435) 587-3399 or visit us at our branch located at 296 E Center Street Monticello Ut 84535 in Monticello, UT. For more insights and performance data regarding our services, remember that all information is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards better financial health starts here with San Juan!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,373, make buying or refinancing simple. We offer various mortgage products tailored to meet your needs, whether you're a first-time homebuyer or looking to refinance an existing loan.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product allows for easy access to funds when you need them most, offering a straightforward way to handle everyday expenses or unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Every listing reflects actual rates available in the market. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users can trust that their search for the best rate isn't influenced by advertising dollars. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. This feature allows borrowers to see how different lenders stack up against each other at any given moment. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact that accurate comparison tools can have on consumers' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing data from legitimate financial institutions guarantees that users receive reliable information without hidden fees or misleading terms.

SAN JUAN CREDIT UNION - Monticello, UT

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