Personal Loans in Odessa, TX

Looking for the best personal loan rates in Odessa, TX? Compare local credit union offers to find low rates, fast approvals, and terms that fit your budget. It’s a simple way to get the funds you need without the hassle.

Odessa’s credit unions understand our community and offer flexible loans designed to help you reach your goals. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you can count on personalized support and competitive rates right here at home.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
etpcu
6.75 - 18 %
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
bvscu
7 - 18 %
5 Yrs
tdecu
7.14 - 9.74 %
1 - 7 Yrs
10,000 - $50,000
myncu
7.14 - 18 %
3.1 - 4 Yrs
soarion
7.69 - 8.19 %
5 Yrs
abileneteachersfcu
7.75 - 17.99 %
0.1 - 5 Yrs
$15,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

East Texas Professional's personal loans with an APR of 8.95% , which has stayed the same over the past 7 and 30 days. Their credit builder loans have a 6% APR, also unchanged from one week and one month ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Brazos Valley Schools has a Summer/holiday loan with an APR of 7% , which has stayed the same over the past 7 and 30 days. Their Signature loan and Line of credit both have an APR of 9% , also unchanged from one week and one month ago.

Texas Dow Employees has a Personal loan with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash $tash line of credit has a steady APR of 9.74% during the same periods. Both rates have not changed recently. Neighborhood's unsecured personal loans with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal loans plus have a fixed APR of 9.49% , also unchanged during these periods. Both loan types provide consistent rates without recent increases or decreases.

Soarion's Signature loan has an APR of 7.69% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Abilene Teachers has a personal secured loan with a 2% APR, unchanged from both 7 and 30 days ago. Their personal signature loan has a 9.7% APR today, up from 7.75% thirty days ago but steady compared to 7 days ago. The credit builder loan remains at 4.25% APR with no change over the past week.

🏦 All Local Lenders in Odessa, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
ODESSA EMPLOYEES CREDIT UNION
1006 E 7TH ST ODESSA TX 79761
Drive-Thru
E-Statements
E-Signature
Assets: $20,010,520
Deposits: $2,646,906
Net Worth: $3,107,014
Employees: 6
Members: 1,351
ODESSA EMPLOYEES CREDIT UNION
1006 E 7TH ST ODESSA TX 79761
E-Statements
E-Signature
Assets: $20,010,520
Deposits: $2,646,906
Net Worth: $3,107,014
Employees: 6
Members: 1,351
WEST TEXAS CREDIT UNION
1001 N LEE AVE ODESSA TX 79761
Drive-Thru
P2P
E-Statements
Assets: $62,234,275
Deposits: $5,708,744
Net Worth: $6,438,724
Employees: 26
Members: 4,828
FIRST BASIN CREDIT UNION
713 GOLDER AVE ODESSA TX 79761
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $313,974,208
Deposits: $11,710,777
Net Worth: $34,205,562
Employees: 97
Members: 29,062

🏘️ All the Lenders Available in Ector County, TX

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