Our branch is situated near several local landmarks, making it a familiar stop for many residents. You can easily reach us from major roads, and there's ample parking available right outside our doors. If you need assistance entering the building, rest assured that we are fully equipped with ADA-compliant features for everyone's convenience.
We understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM, ready to serve you during your busy day. Feel free to give us a call at 432-333-2510 if you have any questions or need help before your visit!
At Odessa Employees' Credit Union, while we currently do not offer ATM services or drive-thru banking, our knowledgeable team is dedicated to providing excellent customer service directly at our branch. We pride ourselves on being a reliable resource for all your financial needs. If you prefer handling your transactions online, be sure to check out our website at odessaecu.com for additional services and information.
We invite you to come by and see how we can assist you with your banking needs. Whether you're looking to open an account or just want more information about what we offer, we're excited to welcome you! For any official correspondence, please note that our mailing address is also 1006 E 7th St, Odessa, TX 79761. Come visit us at Odessa Employees' Credit Union today where your financial well-being is our priority!
Imagine having a reliable partner for all your payment processing needs. With our merchant services, you can easily accept payments from customers, enhancing their shopping experience while boosting your sales. These practical solutions make it easier for you to focus on what matters most growing your business. Come visit us at 1006 E 7Th St Odessa Tx 79761 in Odessa, TX, or call us at (432) 333-2510 to learn more about how we can help your business thrive!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse requirements. Our outstanding commercial loan portfolio of $0 reflects our dedication to driving economic growth by financing new and expanding businesses.
At Odessa Employees, we believe in supporting our community. As a member-focused credit union, we take pride in offering personalized service and advice tailored to individual needs. When you join us, you're not just a number; you're part of a family that cares about your financial well-being. If you have any questions about our services or would like to learn more about how we can help you achieve your financial goals, please don't hesitate to reach out! You can contact us at (432) 333-2510 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. We invite you to explore everything we have to offer at Odessa Employees' Credit Union. Visit our website at https://odessaecu.com/ for more information or stop by our branch today! Let us be part of your financial journey together, we can achieve great things!
In today's fast-paced world, convenience is key. That's why we offer digital banking features that make it easier than ever to manage your finances from anywhere. With options like online banking and mobile payments, you can pay bills, transfer money, and monitor your accounts right from your smartphone or computer. This means you can handle your financial transactions on the go whether you're at home in Odessa or traveling across the state.
Whether you're looking to withdraw cash, check your balance, or manage your account, our ATM Services provide you with the convenience you need. Members can access their funds anytime without the hassle of long lines or waiting periods. We prioritize ease of access so you can focus on what matters most in your life.
Our online banking service is available 24/7, ensuring that you can check balances, pay bills, and transfer funds whenever it suits you. Plus, with our user-friendly mobile application, managing your accounts is as easy as tapping on your phone. Whether you're at home or on the go, you have real-time access to all your account information. Security is a top priority for us. We utilize electronic signature authorization Yes to ensure that all transactions are safe and secure. You can rest easy knowing that your personal information is protected. For those who prefer going paperless, we offer e-statements Yes, allowing you to receive monthly statements directly in your inbox. This not only helps the environment but also keeps your records organized and easily accessible.
Need to make quick payments? Our mobile payments feature Yes allows you to send money directly from your phone without the hassle of cash or checks. While person-to-person transfers aren't currently available No, we are always looking for ways to enhance our services for our members. At Odessa Employees, we're committed to providing a comprehensive digital banking experience that meets the needs of our community. From checking balances to making payments, our online banking services are designed with you in mind convenient, secure, and always accessible. Join us today and discover how easy managing your finances can be!
With a net worth of $3,107,014, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1551 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
With $3,086,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $9,715,273 in total loans and leases, which includes 166 used auto loans to support your financial goals across various sectors.
Total Share Accounts stand at 2,447, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $675,392, reinforcing our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Odessa Employees is your trusted partner. Visit us at 1006 E 7Th St Odessa Tx 79761 or call 432-333-2510 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $446,816 in share certificates and $736,897 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,009,601 in used vehicle loans and $4,313,399 in new vehicle loans already helping members get on the road. We provide flexible terms that suit your budget. Plus, if you're considering refinancing your current auto loan, we can assist you with that as well!
If you need extra flexibility for various expenses or emergencies, consider our credit lines totaling $400,000. This option allows you to borrow only what you need when you need it. At Odessa Employees, we are committed to providing transparent and supportive financial services tailored for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial needs may be, our friendly team is here to help guide you through the process and ensure you find the right loan product for your situation. Let's work together towards your financial future!
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently don't offer Junior Lien 1-4 Family Residential Properties loans, we're here to discuss other options that might fit your needs.
We also offer flexible terms on unsecured credit card loans, with a total of $85,847 in loans helping members manage their finances effectively. These cards provide an easy way to handle unexpected expenses while building your credit score.
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