Welcome to Odessa Employees' Credit Union, a pillar of financial empowerment and community service since 1953. Located in the heart of Odessa, TX, our mission is to provide accessible banking solutions tailored to the needs of our members, including military personnel and their families. Under the leadership of CEO Alva Acosta and Board President Tyler Houchin, we are committed to fostering strong relationships with our members while ensuring their financial well-being.

As a federally insured institution by the NCUA since April 24, 1991, we prioritize your trust and security. Our modern banking tools make it easy for you to manage your finances anytime, anywhere. With features like online banking, a user-friendly mobile application, e-statements, mobile payments, and e-signature authorization, we ensure that you have everything you need for seamless financial management at your fingertips. For more information about our services or to reach us directly, visit our website at https://odessaecu.com/ or contact us via fax at 4323333823. At Odessa Employees' Credit Union, we put our members first and strive to support your journey toward financial success.

At Odessa Employees' Credit Union, we understand that managing your finances is integral to achieving your personal and business goals. That’s why we offer a comprehensive range of services designed to cater to the diverse needs of our members. Whether you are looking for personal banking solutions such as checking and savings accounts, auto loans, or credit cards with rewards, or if you need business banking services like merchant services and business loans, we have you covered. Our online banking and mobile app provide seamless access to your accounts anytime, anywhere, empowering you to manage your everyday banking with ease. You can conveniently conduct transactions, check balances, and even utilize e-statements and electronic signatures for quick documentation.

In addition to our robust digital offerings, Odessa Employees' Credit Union aims to support our members through significant life milestones and growth opportunities. With mortgage loans and refinancing options available, we can help you secure the home of your dreams or optimize your existing mortgage. Small business owners will find valuable resources here too—our loan comparison tools allow you to explore competitive rates easily at https://www.lendmesh.com/loans/mortgage_loans , ensuring you make informed financial decisions. Becoming a member is straightforward; learn about eligibility requirements at https://odessaecu.com/credit-union-membership/ . If you need personalized assistance or have questions regarding our services, feel free to reach out via fax at (432) 333-3823. We’re here to help you navigate your financial journey confidently.

At Odessa Employees' Credit Union, we pride ourselves on being a trusted and valuable financial partner for our members. Our commitment to excellence is reflected in our impressive financial metrics. With a total membership of 1,351, we are dedicated to serving the unique needs of each individual within our community. Our total assets amount to an impressive 20,010,520, showcasing our strong financial foundation and stability.

Our net worth stands at 3,107,014, indicating a solid cushion that enhances the security of your deposits and investments with us. This is further underscored by our net worth ratio of 1,551, which signifies our ability to manage resources responsibly and effectively. Despite challenges in the financial landscape, we have maintained a steady performance with a total income reflecting prudent management practices, while also ensuring that we provide competitive loan offerings.

With total deposits reaching 2,646,906 and a diverse portfolio that includes 659 loans and leases, we demonstrate our capability to support both personal and commercial financial goals. In particular, our credit card loan volume stands at 112 while our auto loan volume reflects a robust 332, providing members with flexible financing options tailored to their needs.

Our dedicated team of just 6 employees works tirelessly to ensure personalized service and support for each member. This small but committed workforce embodies the essence of community banking, where relationships matter as much as transactions.

At Odessa Employees' Credit Union, transparency is key; we believe in empowering our members with insights into their finances. We invite you to explore these performance insights sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Join us today and experience the difference that comes from partnering with a credit union that values trust, community engagement, and financial empowerment. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.